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Originally Posted by kronas
yep i realised that  but you never know if you'll ever meet 'the one' 
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Of course you will.
But life assurance isn't a savings plan - it won't be worth any more if you die after paying into it for 5 years instead of just 6 months. The benefit will always be the same, so as with any insurance policy, don't take it out until you actually need it.
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to be honest i was going to go for the pension, a personal pension, it seems the most flexible for me....
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A very sensible idea