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Originally Posted by towny
Nope, life assurance pays out if you die, and is designed to ensure your wife and kids aren't left destitute, and can pay the mortgage etc.
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yep i realised that
but you never know if you'll ever meet 'the one'
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Originally Posted by towny
There's absolutely no point buying it at your stage in life. Money you put into a pension now though, is worth its weight in gold. If you can save for a pension for the best part of 50 years, you will be much better off than if you leave it.
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to be honest i was going to go for the pension, a personal pension, it seems the most flexible for me....