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if you intend to buy a house now just remember this... the best time to buy is at the bottom of the market not when it's at the top.
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Another saying is
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A house will never be cheaper than the day you buy it
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There is always a very slight risk of negative equity, if there was a crash. But it is a slight risk, also there has to be crash. I'm not convinced there will be one. A slow down yes. But that just means property prices wont rise as quickly. It's unlikely that prices will drop.