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There is no reason it should - the two are not connected - just share the same piece of wire, nothing more.
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Shouldn't do but if you leave it for too long (e.g. a few weeks) otherwise they will start to cease your ADSL service. Usually your ISP will send you a canned email to say that they will cease your service and give you a few days to contact them.
Why don't you call BT and explain your situation - they might be a bit more understanding then or allow you some more time to pay your bill.
Also ADSL and the phoneline are connected - if you do not have a working telephone line/account paid up to date then you will not be able to have ADSL - you will be cut off! AIUI you cannot have ADSL on its own - you must have a working BT line to do so.