Graham

First question to ask when someone offers you a "free" deal like this, is "how much is it going to cost me"?

Frankly this is the equivalent of a "cash back" mortgage, except you're not getting cash, you're getting a car which is effectively restricting your "cash back" to only one purchase.

And, as with cash back mortgages, you're going to be *paying* for the value of the car, but not over the usual sort of eg five year finance plan that you'd normally use to buy the car, but over the full *twenty five years* of the mortgage, meaning you're going to be paying *much* more in interest charges!!

Not such a good deal after all...