Cable Forum - View Single Post - Strange phone calls from credit card comapny

punky · 23-03-2004, 10:10

This is a big thing in America (identity theft. But its a lot easier over there, all you really need to get credit is your social security number. People raid your rubbish bins get you SSN and address and then can get a CC in that name. That might be what has happened. I'd get a credit report (Don't know how to get one though). That lists every piece of credit you have applied for, every missed payment, etc. I'd check that first. You could phone up MBNA and ask them about it too. Also, you might want to check if you have CCJs (county court judgements) on your house, which is a sign of bad credit somewhere. My parents had one on their house (meant for someone else, but we recieved their mail), and they didn't know til my dad next went to get credit.

23-03-2004, 10:10	#7
punky Inactive Join Date: Jun 2003 Age: 45 Posts: 14,750	Re: Strange phone calls from credit card comapny This is a big thing in America (identity theft. But its a lot easier over there, all you really need to get credit is your social security number. People raid your rubbish bins get you SSN and address and then can get a CC in that name. That might be what has happened. I'd get a credit report (Don't know how to get one though). That lists every piece of credit you have applied for, every missed payment, etc. I'd check that first. You could phone up MBNA and ask them about it too. Also, you might want to check if you have CCJs (county court judgements) on your house, which is a sign of bad credit somewhere. My parents had one on their house (meant for someone else, but we recieved their mail), and they didn't know til my dad next went to get credit.