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Re: £100 or over and your down? why????
From talking to a few people that had this limit applied the process is one whereby those who might not otherwise have been approved are able to gain an account and the limit is normally removed after a short period of you demonstrating the account is working correctly. (3 months or so in the examples I have seen but the period may be linked to the specific reason a restricted value account was used.)
This may well also be a regional thing though so as Neil says the best bet is to talk to Customer Services for a difinative answer in your particular case.
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