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Originally Posted by Graham
Sorry, but if they have the card address and, more importantly, the security numbers, many suppliers will be willing to deliver to an alternative address.
It's then very easy for the scammer to set up an accommodation address or rent a flat for a few weeks and then disappear again.
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And if they retailer then gets stung for a chargeback in this instance it is usually the retailer that takes the hit not the credit card company. This is the point of the address verification service.
This is also why a mail order co's don't like delivering to an alternate address and will normally make sure the delivery is signed for as they have more evidence to track back the perps.
Most mail order and internet should require CV2 by the end of the year. Chip and pin being rolled out this year should also seriously reduce fraud in stores. It's all costing the banks too much (though you wouldn't know from their profits, perhaps we should all make less use of balance transfers and forget to move it after 6 months).