Just got this trough - sounds like it might be genuine.....
Anyone in the buisness know any more? (ie works of a credit card/ back or is a fraudster?
)
> My husband was called on Wednesday by "VISA" and I was called on Thursday
> by "MasterCard". It worked like this:
>
> Person calling says, "This is Carl Patterson (any name) and I'm calling
> from the Security and Fraud department at VISA. My Badge number is 12460.
> Your card has been flagged for an unusual purchase pattern, and I'm
> calling to verify. This would be on your VISA card. Did you purchase an
> Anti-Telemarketing Device / any expensive item for £497.99 from a
> marketing company based in Anywhere?"
>
> When you say "No". The caller continues with, "Then we will be issuing a
> credit to your account. This is a company we have been watching and the
> charges range from £297 to £497, just under the £500 purchase pattern that
> flags most cards. Before your next statement, the credit will be sent
> to(gives you your address), is that correct?" You say, "Yes".
>
> The caller continues . . . "I will be starting a fraud investigation. If
> you have any questions, you should call the 0800 number listed on your
> card and ask for Security. You will need to refer to this Control #". Then
> gives you a 6 digit number. "Do you need me to read it again?" Caller
> then says he "needs to verify you are in possession of your card. Turn
> the card over. There are 7 numbers; the first 4 are 1234 whatever, the
> next 3 are the security numbers that verify you are in possession of the
> card. These are the numbers you use to make internet purchases, to prove
> you have the card. Read me the 3 numbers." Then he says "That is correct.
> I just needed to verify that the card has not been lost or stolen, and
> that you still have your card. Do you have any other questions? Don't
> hesitate to call back if you do."
>
> You actually say very little, and they never ask for or tell you the card
> number. But after we were called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The REAL VISA security
> department told us it was a scam and in the last 15 minutes a new purchase
> of £497.99 WAS put on our card.
>
> Long story made short, we made a real fraud report and closed the VISA
> card and they are issuing a new number. What the scam wants is the 3-digit
> number and once the charge goes through, they keep charging every few
> days. By the time you get your statement, you think the credit is coming,
> and then it's harder to actually file a fraud report.
>
> REMEMBER: THE REAL VISA REINFORCED THAT THEY WILL NEVER ASK FOR ANYTHING
> ON THE CARD (THEY ALREADY KNOW EVERYTHING ABOUT US)!!!!
>
> What makes this more remarkable is that on Thursday, I got a call from
> "Jason Richardson of MasterCard" with a word for word repeat of the VISA
> Scam. This time I didn't let him finish. I hung up. We filed a police
> report (as instructed by VISA), and they said they are taking several of
> these reports daily and to tell friends, relatives and co-workers. PASS IT
> ON!