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Originally Posted by Xaccers
Only if it's solo or electron...
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Electron is not accepted unless the card holder is there to sign the slip, but most transactions for Switch or Delta (Visa Debit) are now checked for funds before they are authorized, those that are not are generally small amounts below the shops floor limit (£10-30).
All transactions over the net ARE authorized, and many also check the address that the card is registered too as well, to combat fraud. There are relatively few places or instances where you can use your Debit card to go over drawn these days (or should be with the systems the banks have now brought in). Long gone are the days where students could go and spend £40 at a shop safe in the knowledge that Salisbury's (or where ever) computer wouldn't bother getting authorization
