Comparason Website Question
 

Hi Guys.

Gotta question regarding websites such as Gocompare and Uswtitch etc.

Im looking for a new Electric supplier and someone to provide me cover for my home contents as its up for renewal Beginning of January.

Thanks for ur help guys.

Re: Comparason Website Question
 

What's the question?

Re: Comparason Website Question
 

If you want to try another comparison site I can reccomend The MSE site for your energy. I can personally recommend Octopus for your energy. No problems and very competitive prices. You can get cheaper but at least Octopus has achieved a 5 star rating from Which and Trust pilot.

Again not the very cheapest but we use Saga for our home insuance and have even stayed with them rather than pay a little less with another company. Saga are great if you need to contact them, no being passed from person to peron before you get to someone who can actually deal with any enquiry. Trustpilot

Re: Comparason Website Question
 

Another vote for Octopus here. They keep you updated if they have a better plan for you to move to and most importantly I have NO EXIT FEES.

Re: Comparason Website Question
 

I left SAGA after they tagged-on a £50 "arrangement fee".

Re: Comparason Website Question
 

Quote me happy direct updated price was lower than comparison web sites. Nnot the cheapest overall but not worth changing. Like for like the lowest was - £3.50 over the year .not worth the trouble !

Re: Comparason Website Question
 

Also, important to compare like for like - some insurance quotes don’t provide the same cover.

Re: Comparason Website Question
 

If you have a mortgage or loan application in don't go near comparison sites, they will credit check you with every provider and scupper any credit applications you have

Re: Comparason Website Question
 

I too recommend Octopus for gas and electricity provided you are prepared to do everything on the internet, communicate via email and submit meter readings monthly. It works very well.

For home insurance, first take out a free account with Quidco and check out cashback from companies like Aviva (which doesn't appear on comparison websites).

Re: Comparason Website Question
 

I moved to ESB Energy two years ago and still happy with them.

---------- Post added at 22:22 ---------- Previous post was at 22:21 ----------

Nope.

They are soft checks, and have no effect.

https://www.moneysavingexpert.com/in...-credit-score/

Re: Comparason Website Question
 

It was my financial advisor that told me this less than a year ago, he said he'd lost a few offers over the years because people had decided to change electric supplier at the wrong time, I'll stick with his advice, thanks though

Re: Comparason Website Question
 

Your loss, but he is quite simply wrong.

You should view your own report (I do, every month).

FYI, I worked at Experian for 10 years, I know just a little about how it works ;)

Re: Comparason Website Question
 

Well not really my loss as he got my mortgage sorted at the most reasonable of rates and I do check it every month, that is sound advice and there is no real reason not to when it's free and readily available