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martyh 05-07-2015 09:03

Crackdown on 'rich' council house tenants
 
George Osborne is set to charge full market rent to social housing tenants who earn over £40,000 in London and £30,000 everywhere else .This is a ridiculous idea ,all it will do is encourage people to stay on a lower wage so they keep the lower rent ,exactly what happens with tax credits.He says he wants to end the practice of higher earners benefiting from cheap subsidised rents,my council rent is neither cheap nor subsised it is exactly where the local market says it should be as I suspect most areas will be simply because that is how the LA's and associations set their rent levels ,London possibly being the exception

The other issue is why the hell should a working person receiving no benefits pay more rent that his next door neighbour who is on the dole

http://news.sky.com/story/1513430/cr...-house-tenants

peanut 05-07-2015 09:10

Re: Crackdown on 'rich' council house tenants
 
The argument is that if you're on that kind of money you should be able to afford to get a mortgage and not be in social housing as it's for those that need it.

martyh 05-07-2015 09:25

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by peanut (Post 35786713)
The argument is that if you're on that kind of money you should be able to afford to get a mortgage and not be in social housing as it's for those that need it.

The people who need it most are those in the earning bracket that Osborne has targeted ,either way saying that social housing is only for those that need it is wrong.Social housing has always been intended for workers who could afford rent but not a mortgage because of lower incomes,it was never intended to house the unemployed .

Gary L 05-07-2015 09:37

Re: Crackdown on 'rich' council house tenants
 
Does this affect you Marty?

Stuart 05-07-2015 09:44

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786712)
George Osborne is set to charge full market rent to social housing tenants who earn over £40,000 in London and £30,000 everywhere else .This is a ridiculous idea ,all it will do is encourage people to stay on a lower wage so they keep the lower rent ,exactly what happens with tax credits.He says he wants to end the practice of higher earners benefiting from cheap subsidised rents,my council rent is neither cheap nor subsised it is exactly where the local market says it should be as I suspect most areas will be simply because that is how the LA's and associations set their rent levels ,London possibly being the exception

The other issue is why the hell should a working person receiving no benefits pay more rent that his next door neighbour who is on the dole

http://news.sky.com/story/1513430/cr...-house-tenants


The problem (in London at least) is house prices. They are far too high, but no government will ever tackle them because it would cause voters to lose a *lot* of money, and would pretty much torpedo the ruling party's chances for several elections.

£40,000 a year is a lot of money, but on a 3 or 4 X salary mortgage (which is still, I believe, the standard) will give you between £120,000 and £160,000 to buy a house. This will (at best) buy you a flat in most of London. Not much use if you have a partner and a couple of kids. A friend of mine was in a bloody good job, earning nearly £50k, yet when it came to buying a house, she could only afford one of the rougher parts of Lewisham (which is already rough), and she could barely afford that if she went to the max her bank would lend her (3X salary). This was several years ago.

Now, you can argue that you can move. You can, but what if you need to get to work? It may not be practical to travel too far. For instance, some of my colleagues are on call in case any of our servers fail. The company may not be able to wait for two hours with a major failure while the techs travel in from some far flung part of the country because they could not afford to live in London. There is also the problems of schooling for the kids. It can be difficult to get school places. Particularly where the Government has cut funding in the local area..

martyh 05-07-2015 09:52

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786716)
Does this affect you Marty?


I already pay full rent so no,in fact it won't affect anyone already paying full rent .It will affect every working tenant if it is decided to simply raise rents to include the profit component of private landlords which I think is intended ,that will intern affect private tenants as their rents rise

Gary L 05-07-2015 09:57

Re: Crackdown on 'rich' council house tenants
 
Well at least we can't say it's just the non workers that are taking all the cuts for a change.

nomadking 05-07-2015 09:59

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Stuart (Post 35786717)
The problem (in London at least) is house prices. They are far too high, but no government will ever tackle them because it would cause voters to lose a *lot* of money, and would pretty much torpedo the ruling party's chances for several elections.

£40,000 a year is a lot of money, but on a 3 or 4 X salary mortgage (which is still, I believe, the standard) will give you between £120,000 and £160,000 to buy a house. This will (at best) buy you a flat in most of London. Not much use if you have a partner and a couple of kids. A friend of mine was in a bloody good job, earning nearly £50k, yet when it came to buying a house, she could only afford one of the rougher parts of Lewisham (which is already rough), and she could barely afford that if she went to the max her bank would lend her (3X salary). This was several years ago.

Now, you can argue that you can move. You can, but what if you need to get to work? It may not be practical to travel too far. For instance, some of my colleagues are on call in case any of our servers fail. The company may not be able to wait for two hours with a major failure while the techs travel in from some far flung part of the country because they could not afford to live in London. There is also the problems of schooling for the kids. It can be difficult to get school places. Particularly where the Government has cut funding in the local area..

What have house prices got to do with it? Many, if not all, councils wouldn't allow you to apply for council housing and the regular reviews, rather than lifetime entitlement, could exclude you in the future.
Eg My local council.
Quote:

3.5.20 The Council considers £30,000 per annum for a single person household and £40,000 per annum for family household income to be sufficient financial resource to buy a home or pay market rent in Northampton. Except for a customer to whom Northampton Borough Council decide a reasonable preference is to be given under s166A(3) Housing Act 1996, single applicants who earn £30,000, and joint applicants with a joint income of £50,000 a year, or who have assets or savings of £16,000 for a single applicant £32,000 for joint applicants or more are not qualified to join the housing register for an allocation.
It would be just lowering the existing income level.
Quote:

The expected change - which will cost tenants on average up to £70 extra a week - will build on measures introduced under the coalition government that enabled housing associations and local authorities to charge market rents to those on incomes of more than £60,000.

martyh 05-07-2015 10:06

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786721)
Well at least we can't say it's just the non workers that are taking all the cuts for a change.

This isn't a cut ,it is an increase in social rents targeting those workers who live in social housing ,possibly saving for a mortgage ,the increase in rents will mean less saving towards a mortgage defeating the purpose of the policy.

I bet Osborne tries to include this in his 12 billion benefits cuts

Gary L 05-07-2015 10:13

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786723)
This isn't a cut ,it is an increase in social rents targeting those workers who live in social housing ,possibly saving for a mortgage ,the increase in rents will mean less saving towards a mortgage defeating the purpose of the policy.

A bit like the bedroom tax then.

Quote:

I bet Osborne tries to include this in his 12 billion benefits cuts
He should do. it's a benefit cut.

papa smurf 05-07-2015 10:14

Re: Crackdown on 'rich' council house tenants
 
there are too many council house tenants with Mercedes/ BMW's /caravans/boats on the drive they aren't poor and should not be in council housing .

martyh 05-07-2015 10:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786725)
A bit like the bedroom tax then.
.

No nothing like the 'bedroom tax'

Quote:

He should do. it's a benefit cut

how is it a benefits cut ?

Gary L 05-07-2015 10:22

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786726)
there are too many council house tenants with Mercedes/ BMW's /caravans/boats on the drive they aren't poor and should not be in council housing .

Agreed. if they've got the money use it.
benefits are not there as a subsidy so you can save your own money.

---------- Post added at 11:22 ---------- Previous post was at 11:20 ----------

Quote:

Originally Posted by martyh (Post 35786727)
how is it a benefits cut ?

The benefit of cheap subsidised rents.

martyh 05-07-2015 10:24

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by nomadking (Post 35786722)
What have house prices got to do with it? Many, if not all, councils wouldn't allow you to apply for council housing and the regular reviews, rather than lifetime entitlement, could exclude you in the future.
Eg My local council.
It would be just lowering the existing income level.

Exactly the opposite to the housing strategy of my LA (Newcastle city council)


Quote:

<H3 abp="305">Tenancy Strategy
Quote:


This document outlines our pledge to tenants to defend social housing as a choice for single people and families. It sets out our opposition on the use and issue of flexible fixed term tenancies for general needs social housing by registered housing providers operating in the City. Newcastle City Council takes the view that lifetime tenancies in general needs social housing is the preferred tenancy type and not flexible short fixed term tenancies as outlined by the Coalition Government. We believe life time tenancies support both the tenant and the delivery of successful sustainable communities.


</H3>

Bulky 05-07-2015 10:24

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786726)
there are too many council house tenants with Mercedes/ BMW's /caravans/boats on the drive they aren't poor and should not be in council housing .

This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property , surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?

martyh 05-07-2015 10:26

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786729)
Agreed. if they've got the money use it.
benefits are not there as a subsidy so you can save your own money.

---------- Post added at 11:22 ---------- Previous post was at 11:20 ----------



The benefit of cheap subsidised rents.


What cheap subsidised rent ? rents are set at local levels ,please eplain how my rent is subsidised

Gary L 05-07-2015 10:30

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786738)
What cheap subsidised rent ? rents are set at local levels ,please eplain how my rent is subsidised

Eh? we're discussing the rich council house tenants that you posted.

papa smurf 05-07-2015 10:30

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786736)
This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property , surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?

agreed -i think council tenants assets should be regularly assessed and they should be moved on to private renting or encouraged to buy something for themselves other than cars [an alien concept to some]

martyh 05-07-2015 10:36

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786736)
This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property ,surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?


Of course you would know for certain that those 'tenants' are in fact tenants and not people who own their house or have a company car or are living in social housing and saving for a mortgage ,it couldn't possibly be that you are generalising based on your own idea of what people should and shouldn't do

---------- Post added at 11:36 ---------- Previous post was at 11:33 ----------

Quote:

Originally Posted by Gary L (Post 35786739)
Eh? we're discussing the rich council house tenants that you posted.

You think £30,000 is rich?:shocked: ,and again please explain how council rents are subsidised

Gary L 05-07-2015 10:37

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786741)
Of course you would know for certain that those 'tenants' are in fact tenants and not people who own their house or have a company car or are living in social housing and saving for a mortgage ,it couldn't possibly be that you are generalising based on your own idea of what people should and shouldn't do

It's nice to see you defending the poor. or is it rich worker :)

living in a cheap council house where they've got enough money to go and buy their bloody own :D

martyh 05-07-2015 10:39

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786740)
agreed -i think council tenants assets should be regularly assessed and they should be moved on to private renting or encouraged to buy something for themselves other than cars [an alien concept to some]

Fortunately most people don't share your enthusiasm to segregate the rich and poor ,even Osborne doesn't think like that

papa smurf 05-07-2015 10:40

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786744)
Fortunately most people don't share your enthusiasm to segregate the rich and poor ,even Osborne doesn't think like that

fortunate for who ?

Gary L 05-07-2015 10:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786741)
You think £30,000 is rich?:shocked: ,and again please explain how council rents are subsidised

Again. you was the one who put rich in the title.
we're discussing the rich and subsidised council tenants.

Bulky 05-07-2015 10:45

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786741)
Of course you would know for certain that those 'tenants' are in fact tenants and not people who own their house or have a company car or are living in social housing and saving for a mortgage ,it couldn't possibly be that you are generalising based on your own idea of what people should and shouldn't do

---------- Post added at 11:36 ---------- Previous post was at 11:33 ----------



You think £30,000 is rich?:shocked: ,and again please explain how council rents are subsidised

I've lived here for 15 years and the same people live in these houses , I even know some of them and they have a very, very expensive lifestyle some even owning properties abroad , it's obvious the ex council houses that are privately owned as there roofs haven't been replaced ;) , if they are getting a high end mercedes or bmw as a company car then I'm pretty sure they are in a decent enough job to buy their own house ;).

martyh 05-07-2015 10:45

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786743)
It's nice to see you defending the poor. or is it rich worker :)

living in a cheap council house where they've got enough money to go and buy their bloody own :D

Gary for your information council rent levels are already set at local rent levels that include private rental properties ,in other words I already pay the market rate as do most other council tenants ,hence the enormous HB bill
So again I ask you how is my rent subsidised and how is it cheap.

martyh 05-07-2015 10:47

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786746)
Again. you was the one who put rich in the title.
we're discussing the rich and subsidised council tenants.

Read the link you idiot

papa smurf 05-07-2015 10:50

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786748)
Gary for your information council rent levels are already set at local rent levels that include private rental properties ,in other words I already pay the market rate as do most other council tenants ,hence the enormous HB bill
So again I ask you how is my rent subsidised and how is it cheap.

if you pay the same rent as a private renter why don't you move and free up your much needed social housing you could also benefit from moving to a nicer area for the same price .

Gary L 05-07-2015 10:50

Re: Crackdown on 'rich' council house tenants
 
I'm not talking to you when you're like this.

martyh 05-07-2015 11:03

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786747)
I've lived here for 15 years and the same people live in these houses , I even know some of them and they have a very, very expensive lifestyle some even owning properties abroad , it's obvious the ex council houses that are privately owned as there roofs haven't been replaced ;) , if they are getting a high end mercedes or bmw as a company car then I'm pretty sure they are in a decent enough job to buy their own house ;).


I knew you would say that you know them:rolleyes: ,

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .

---------- Post added at 12:03 ---------- Previous post was at 11:57 ----------

Quote:

Originally Posted by papa smurf (Post 35786751)
if you pay the same rent as a private renter why don't you move and free up your much needed social housing you could also benefit from moving to a nicer area for the same price .

Your prejudices are showing again .

My area is very nice thank you ,there are currently 5,000 private and social houses being built a few hundred yards from me ,all on the same site so I bet that really gets up your nose .....council tenants living next to private home owners what is the world coming to :rolleyes:

Stephen 05-07-2015 11:06

Re: Crackdown on 'rich' council house tenants
 
Ok please remain calm and stick to the topic and stop the personal insults

Sirius 05-07-2015 12:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by peanut (Post 35786713)
The argument is that if you're on that kind of money you should be able to afford to get a mortgage and not be in social housing as it's for those that need it.

I would agree totally with at.

---------- Post added at 13:12 ---------- Previous post was at 13:09 ----------

Quote:

Originally Posted by Bulky (Post 35786736)
This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property , surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?

^ Indeed :tu:

Gary L 05-07-2015 12:19

Re: Crackdown on 'rich' council house tenants
 
I wonder how many homes are being taken up by those who can afford to rent or buy their own. that could be given to people who need them?
it would take a few off the streets too.

Bulky 05-07-2015 12:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786753)
I knew you would say that you know them:rolleyes: ,

I have security and a good job

Why would I not know people around my area ?, one of the houses has at least £60000 worth of cars on the drive but lives in a council owned house , how can this be right ??

If you have security and a good job why not take the plunge and invest in your own property instead of throwing your money down the drain and spending money on something you don't own ?

papa smurf 05-07-2015 12:24

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786753)
I knew you would say that you know them:rolleyes: ,

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .

---------- Post added at 12:03 ---------- Previous post was at 11:57 ----------



Your prejudices are showing again .

My area is very nice thank you ,there are currently 5,000 private and social houses being built a few hundred yards from me ,all on the same site so I bet that really gets up your nose .....council tenants living next to private home owners what is the world coming to :rolleyes:

i was brought up on a council estate not sure what prejudice i would have, it was and still is a crap hole i wouldn't wish it on anyone i only suggested you might want to better yourself by moving area

martyh 05-07-2015 12:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786762)
I wonder how many homes are being taken up by those who can afford to rent or buy their own. that could be given to people who need them?
it would take a few off the streets too.

That is the most nonsensical statement ever

who do mean by saying "people who need them" do I not need a house ? do you need a house more than someone else ?
and the only thing that takes people off the streets is building more houses not forcing people to take out mortgages or private lets they cannot afford

Sirius 05-07-2015 12:37

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786748)
Gary for your information council rent levels are already set at local rent levels that include private rental properties ,in other words I already pay the market rate as do most other council tenants ,hence the enormous HB bill
So again I ask you how is my rent subsidised and how is it cheap.

Thats funny because here in Warrington my daughter has moved in to a council house after being on the list for 6 years and pays £180 a month less than when she was in a private rent. That extra saving is paying towards a deposit now.

martyh 05-07-2015 12:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786763)
Why would I not know people around my area ?, one of the houses has at least £60000 worth of cars on the drive but lives in a council owned house , how can this be right ??

Why can't it be right ? without people like me paying full rent from wages you would not have any decent council housing at all ,instead you would have slum dwellings inhabited only by the unemployed ,you forget that the only way that LA's can afford to provide suitable housing for disabled people(for example) is by the money they make from people who don't rely on housing benefit to pay the rent

---------- Post added at 13:42 ---------- Previous post was at 13:39 ----------

Quote:

Originally Posted by papa smurf (Post 35786764)
i was brought up on a council estate not sure what prejudice i would have, it was and still is a crap hole i wouldn't wish it on anyone i only suggested you might want to better yourself by moving area

Good god man are you not reading what you are writing ,that is the most prejudiced statement yet ,you seem to think that the area I live in is somehow a bad area because it is a council estate what on earth gives you the right to suggest I need to better myself because I live on a very nice council estate

peanut 05-07-2015 12:43

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786723)
This isn't a cut ,it is an increase in social rents targeting those workers who live in social housing ,possibly saving for a mortgage ,the increase in rents will mean less saving towards a mortgage defeating the purpose of the policy.

I bet Osborne tries to include this in his 12 billion benefits cuts

Why shouldn't he include this in those proposed cuts? I hope he does. I don't see why those at the bottom should be the only target.

It seems like people like yourself think you don't deserve to be part of the austerity cuts because you think you've earned the right not to be touched. But at the same time don't mind those that are struggling to be hit as long as it's not you.

It's like when child benefits cuts came in and the amount of concern voiced from those on £70,000 that kicked up a fuss.

As you say, without people like you.....

Gary L 05-07-2015 12:48

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786765)
That is the most nonsensical statement ever

who do mean by saying "people who need them" do I not need a house ? do you need a house more than someone else ?
and the only thing that takes people off the streets is building more houses not forcing people to take out mortgages or private lets they cannot afford

Look. we're having a crisis. we have no money. Tesco's is even helping out trying to raise food for the UK.
if 'rich' people have money then they should be looking after themselves by supporting themselves in giving their council house to a person who can't afford to buy one. or as Osbourne says "pay full rent"

the poor helped out by giving up their 3 bedroomed or paying the tax on it.
the 'rich' are now having to do their part. we didn't expect the unemployed and on benefits to do al the hard work did we?

or did we?

---------- Post added at 13:48 ---------- Previous post was at 13:45 ----------

Quote:

Originally Posted by peanut (Post 35786769)
Why shouldn't he include this in those proposed cuts? I hope he does. I don't see why those at the bottom should be the only target.

It seems like people like yourself think you don't deserve to be part of the austerity cuts because you think you've earned the right not to be touched. But at the same time don't mind those that are struggling to be hit as long as it's not you.

It's like when child benefits cuts came in and the amount of concern voiced from those on £70,000 that kicked up a fuss.

As you say, without people like you.....

I always said that a lot of people only voted Conservatives because they thought Dave loved them :)

martyh 05-07-2015 12:51

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Sirius (Post 35786766)
Thats funny because here in Warrington my daughter has moved in to a council house after being on the list for 6 years and pays £180 a month less than when she was in a private rent. That extra saving is paying towards a deposit now.

Which would be the profit component which until recently councils where not allowed to make .£45 per week is probably about the extra she will be charged on her rent when the government allow the council to make a profit on her rent so that means saving for deposits will become even harder as if they aren't hard enough

techguyone 05-07-2015 13:11

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786736)
This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property , surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?

I'm a bit confused, tenants are not allowed to do things like get solar panels on their roof, so this would either be people that OWN their house, or maybe the Council/HA has had it done, in which case the tenant won't get the benefit.

Either way, what's the problem?

Bulky 05-07-2015 13:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35786774)
I'm a bit confused, tenants are not allowed to do things like get solar panels on their roof, so this would either be people that OWN their house, or maybe the Council/HA has had it done, in which case the tenant won't get the benefit.

Either way, what's the problem?

What is to be confused about , the council paid to have nice new roofs put on people's property's who have £60000 worth of cars on the drive :erm:

Gary L 05-07-2015 13:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786772)
Which would be the profit component which until recently councils where not allowed to make .£45 per week is probably about the extra she will be charged on her rent when the government allow the council to make a profit on her rent so that means saving for deposits will become even harder as if they aren't hard enough

You can still do it I suppose. it will just take a bit longer?

the same could be said about the Bedroom Tax. they could have been saving that money. but now they're having to hand it over sort of thing.

one way you could look at it is that the lower rents were not there permenantly anyway. so Osbourne and many others could say that it was never a permenant case. but just like the Bedroom Tax. some agreed and some didn't.

all these cuts are really dragging on. but it's good to see Tesco's helping out.

techguyone 05-07-2015 13:26

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786776)
What is to be confused about , the council paid to have nice new roofs put on people's property's who have £60000 worth of cars on the drive :erm:

Bitter much? The council have a duty to maintain their properties, like I said, the tenant won't get the benefit of the solar panels, the Council will, plus they're maintaining the property, are they supposed to not maintain the property of anyone who has an expensive car in their drive?

papa smurf 05-07-2015 13:26

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786767)
Why can't it be right ? without people like me paying full rent from wages you would not have any decent council housing at all ,instead you would have slum dwellings inhabited only by the unemployed ,you forget that the only way that LA's can afford to provide suitable housing for disabled people(for example) is by the money they make from people who don't rely on housing benefit to pay the rent

---------- Post added at 13:42 ---------- Previous post was at 13:39 ----------



Good god man are you not reading what you are writing ,that is the most prejudiced statement yet ,you seem to think that the area I live in is somehow a bad area because it is a council estate what on earth gives you the right to suggest I need to better myself because I live on a very nice council estate

your obviously happy having the state house you and pay for upgrades at the expense of those less well off and desperately in need of accommodation, but if your happy i guess that's all that matters after all its your god given right to have a state funded home no matter how much you earn , i wonder what you could achieve if you had a little ambition .

Sirius 05-07-2015 13:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786772)
Which would be the profit component which until recently councils where not allowed to make .£45 per week is probably about the extra she will be charged on her rent when the government allow the council to make a profit on her rent so that means saving for deposits will become even harder as if they aren't hard enough

Between them my daughter and her husband they don't even hit £20000 a year

papa smurf 05-07-2015 13:50

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35786778)
Bitter much? The council have a duty to maintain their properties, like I said, the tenant won't get the benefit of the solar panels, the Council will, plus they're maintaining the property, are they supposed to not maintain the property of anyone who has an expensive car in their drive?

the point is that the cost of that expensive car could pay for the deposit on a mortgage and free up the social housing for those in need .

techguyone 05-07-2015 13:54

Re: Crackdown on 'rich' council house tenants
 
Doesn't take away the fact the houses have to be maintained - regardless of whos living in them.

papa smurf 05-07-2015 13:57

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35786787)
Doesn't take away the fact the houses have to be maintained - regardless of whos living in them.

doesn't take away the fact that someone with £60,000 worth of cars on the drive doesn't need a council house hence the crackdown

Hom3r 05-07-2015 13:58

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by peanut (Post 35786713)
The argument is that if you're on that kind of money you should be able to afford to get a mortgage and not be in social housing as it's for those that need it.

What about people like me.

I cannot afford a mortgage in my town, I cannot even get on the council list, (Immigrants don't help) and private prices are beyond a joke a week in Florida is cheaper.

So have to live at home, and my parents are retired and get SFA extra because I work and earn more than the system allows.

Bulky 05-07-2015 14:03

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35786778)
Bitter much? The council have a duty to maintain their properties, like I said, the tenant won't get the benefit of the solar panels, the Council will, plus they're maintaining the property, are they supposed to not maintain the property of anyone who has an expensive car in their drive?

Bitter yes , although at least I'm not throwing my money down the drain I suppose. I thought council tenants were supposed to be in need of housing because they couldn't afford a house but then go and spend £60000 on cars ?

Gary L 05-07-2015 14:06

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786792)
Bitter yes , although at least I'm not throwing my money down the drain I suppose. I thought council tenants were supposed to be in need of housing because they couldn't afford a house but then go and spend £60000 on cars ?

To be fair. they could be leasing it for around £600 a month :)

heero_yuy 05-07-2015 14:09

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786793)
To be fair. they could be leasing it for around £600 a month :)

Frees up the money for the 60" 4K TV and those garish Xmas displays.;)

Bulky 05-07-2015 14:10

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786793)
To be fair. they could be leasing it for around £600 a month :)

Exacly lol

peanut 05-07-2015 14:25

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Hom3r (Post 35786789)
What about people like me.

I cannot afford a mortgage in my town, I cannot even get on the council list, (Immigrants don't help) and private prices are beyond a joke a week in Florida is cheaper.

So have to live at home, and my parents are retired and get SFA extra because I work and earn more than the system allows.

I totally sympathise with you and others in the same predicament. The same for all the young as well. I really don't have any idea what's going to happen. I think it's going to get a lot worse too when 'right to buy' with LHA too which I think is also wrong, I don't believe they'll rebuilt like for like as they say they will.

My wife and I only have a 1 bedroom LHA flat, the wife works full time and I can't work and don't have good long term prospects but we really appreciate what we've got even though we've both had mortgages in the past.

I know that we're surrounded by well off pensioners here, all have 3 bedroom houses, most are living on their own and all Housing Assc paying nearly the same as we're paying for our flat. Because they aren't touched (pensioners) they have no incentive to downsize.

---------- Post added at 15:25 ---------- Previous post was at 15:15 ----------

It seems when we're talking about people that live in council houses then with the sum of £30,000 you're classed as rich but in a negative way. When it comes to hitting those on £35,000 to £70,000 (child support) you're classed a middle classed but in a positive way.

denphone 05-07-2015 14:33

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by heero_yuy (Post 35786795)
Frees up the money for the 60" 4K TV and those garish Xmas displays.;)

Oh you do love your stereotypes old boy.;)

Gary L 05-07-2015 14:38

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by peanut (Post 35786799)
It seems when we're talking about people that live in council houses then with the sum of £30,000 you're classed as rich but in a negative way. When it comes to hitting those on £35,000 to £70,000 (child support) you're classed a middle classed but in a positive way.

Very true.
the interesting thing is how we all turn against each other without thinking about it. this is the new UK.
we never used to be like it. we all got along quite nicely till Dave played his mind games on us.

heero_yuy 05-07-2015 15:08

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by denphone (Post 35786810)
Oh you do love your stereotypes old boy.;)

They exist because they're true.

Take a walk through the local council estate (Take a friend ;)) at Xmas time, it's ghastly and the big screens are prominently displayed curtains un drawn so that you can see them from the street. That is until TVL hit town.:D

denphone 05-07-2015 15:12

Re: Crackdown on 'rich' council house tenants
 
A small minority is not representative of the majority on estates thus its unfair to stereotype everybody.

martyh 05-07-2015 15:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786776)
What is to be confused about , the council paid to have nice new roofs put on people's property's who have £60000 worth of cars on the drive :erm:

No they did not ,the solar panels you mentioned are paid for by central government and the F.I.T. goes to the council all part of the governments emission targets

Quote:

If you are wondering how councils have been able to afford to do this, then this is largely due to the government's Feed in Tariff scheme. Usually a home owner who purchases a solar PV system will benefit from reduced energy costs and payments from the FIT. In the case of council properties, the tenant will still save on electricity but the Feed in Tariff will go back to the company that paid for the installation, i.e. the council themselves
http://www.theecoexperts.co.uk/council-solar-panels

---------- Post added at 16:24 ---------- Previous post was at 16:18 ----------

Quote:

Originally Posted by papa smurf (Post 35786779)
your obviously happy having the state house you and pay for upgrades at the expense of those less well off and desperately in need of accommodation, but if your happy i guess that's all that matters after all its your god given right to have a state funded home no matter how much you earn , i wonder what you could achieve if you had a little ambition .

Actually ,yes it is my right to have a council house ,as it is yours and any other British citizen ,and how is that at the expense of anyone or state funded when I pay full rent and receive no benefits whatsoever .Once again your pathetic and rather nasty prejudices are showing

---------- Post added at 16:26 ---------- Previous post was at 16:24 ----------

Quote:

Originally Posted by Sirius (Post 35786780)
Between them my daughter and her husband they don't even hit £20000 a year


Shouldn't be affected then ,just don't tell Papa Smurf you have a working relative living in council accommodation ;)

---------- Post added at 16:32 ---------- Previous post was at 16:26 ----------

Quote:

Originally Posted by papa smurf (Post 35786788)
doesn't take away the fact that someone with £60,000 worth of cars on the drive doesn't need a council house hence the crackdown

The government isn't forcing people to move out ,of course if you read the link instead of letting your prejudices rule your brain you would know that.People with £60,000 cars in the drive will still be able to live in the houses because no one has the right to remove them .....even you

papa smurf 05-07-2015 15:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786827)
No they did not ,the solar panels you mentioned are paid for by central government and the F.I.T. goes to the council all part of the governments emission targets



http://www.theecoexperts.co.uk/council-solar-panels

---------- Post added at 16:24 ---------- Previous post was at 16:18 ----------



Actually ,yes it is my right to have a council house ,as it is yours and any other British citizen ,and how is that at the expense of anyone or state funded when I pay full rent and receive no benefits whatsoever .Once again your pathetic and rather nasty prejudices are showing

if your happy having no ambition and living under the nanny states protection who am i to criticise , how much rent is "full rent " and its not prejudice its utter disbelief at your attitude to the entitlement to social housing

Bulky 05-07-2015 15:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786827)
No they did not ,the solar panels you mentioned are paid for by central government and the F.I.T. goes to the council all part of the governments emission targets



http://www.theecoexperts.co.uk/council-solar-panels

---------- Post added at 16:24 ---------- Previous post was at 16:18 ----------



Actually ,yes it is my right to have a council house ,as it is yours and any other British citizen ,and how is that at the expense of anyone or state funded when I pay full rent and receive no benefits whatsoever .

[/COLOR]


Shouldn't be affected then ,just don't tell Papa Smurf you have a working relative living in council accommodation ;)

---------- Post added at 16:32 ---------- Previous post was at 16:26 ----------




The government isn't forcing people to move out ,of course if you read the link instead of letting your prejudices rule your brain you would know that.People with £60,000 cars in the drive will still be able to live in the houses because no one has the right to remove them .....even you

So they get reduced energy bills , that's great seeing as they paid nothing . How do you know you pay full rent , do you want some fish with that chip on your shoulder ;) and yes that's what I'm getting at , this idea by the government is a brilliant and wonderful idea , let the spongers who are being subsidised by the government who can easily pay for a property for themselves pay their way :) , the government should bring in rights to remove these low life spongers who easily have enough capital to buy their own property from their houses and it should be worked on a monthly working capital per house excluding essentials.

papa smurf 05-07-2015 15:44

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786835)
So they get reduced energy bills , that's great seeing as they paid nothing . How do you know you pay full rent , do you want some fish with that chip on your shoulder ;) and yes that's what I'm getting at , this idea by the government is a brilliant and wonderful idea , let the spongers who are being subsidised by the government who can easily pay for a property for themselves pay their way :) , the government should bring in rights to remove these low life spongers who easily have enough capital to buy their own property from their houses and it should be worked on a monthly working capital per house excluding essentials.

:gpoint::clap::clap::clap::clap:

martyh 05-07-2015 15:45

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Hom3r (Post 35786789)
What about people like me.

I cannot afford a mortgage in my town, I cannot even get on the council list, (Immigrants don't help) and private prices are beyond a joke a week in Florida is cheaper.

So have to live at home, and my parents are retired and get SFA extra because I work and earn more than the system allows.


There are many people in your predicament ,it is not easy I am 50yrs old ,self employed and only in the last 2 yrs been earning the kind of money I would need to buy a house ,I have sod all chance of getting a mortgage even if I wanted one.

Bulky 05-07-2015 15:47

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786832)
if your happy having no ambition and living under the nanny states protection who am i to criticise

:handshake

martyh 05-07-2015 15:50

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786832)
if your happy having no ambition and living under the nanny states protection who am i to criticise , how much rent is "full rent " and its not prejudice its utter disbelief at your attitude to the entitlement to social housing

Quote:

Originally Posted by Bulky (Post 35786835)
So they get reduced energy bills , that's great seeing as they paid nothing . How do you know you pay full rent , do you want some fish with that chip on your shoulder ;) and yes that's what I'm getting at , this idea by the government is a brilliant and wonderful idea , let the spongers who are being subsidised by the government who can easily pay for a property for themselves pay their way :) , the government should bring in rights to remove these low life spongers who easily have enough capital to buy their own property from their houses and it should be worked on a monthly working capital per house excluding essentials.

Putting aside Papas blatant trolling you are talking absolute crap ,I know i pay full rent because I bloody well pay it, there is no subsidy, I get no help (not that I want it or need it)and it is £10 per week more expensive than the private rented property I moved out of when I got this house .
You are the one with a chip on your shoulder as pointed out by others

Bulky 05-07-2015 15:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786840)
Putting aside Papas blatant trolling you are talking absolute crap ,I know i pay full rent because I bloody well pay it, there is no subsidy

.
You are the one with a chip on your shoulder as pointed out by others


How do you know though ?


And where ?

---------- Post added at 16:56 ---------- Previous post was at 16:54 ----------

And if you don't want it or need it why not branch out and invest in your own property rather than relying on a government funded property as you have stated you can afford it ???

Gary L 05-07-2015 15:57

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786827)
People with £60,000 cars in the drive will still be able to live in the houses because no one has the right to remove them .....even you

As the lovely Ellie Goulding says. Anything Could Happen.

papa smurf 05-07-2015 15:58

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786840)
Putting aside Papas blatant trolling you are talking absolute crap ,I know i pay full rent because I bloody well pay it, there is no subsidy, I get no help (not that I want it or need it)and it is £10 per week more expensive than the private rented property I moved out of when I got this house .
You are the one with a chip on your shoulder as pointed out by others

are you wearing shoulder pads or have you got a couple of bags of crinkle cuts strapped to your shoulders ;)

martyh 05-07-2015 15:58

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786832)
if your happy having no ambition and living under the nanny states protection who am i to criticise , how much rent is "full rent " and its not prejudice its utter disbelief at your attitude to the entitlement to social housing

Explain how someone who pays tax receives no benefits but lives in a council house is "living under the nanny state" or are you going to do what you usually do insult people and then refuse to back it up

Bulky 05-07-2015 16:03

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786845)
Explain how someone who pays tax receives no benefits but lives in a council house is "living under the nanny state" or are you going to do what you usually do insult people and then refuse to back it up

So something goes wrong with your property who pays for it , if the roof starts leaking who replaces it , if the boiler breaks down who pays for it , if you have a break in who replaces the doors . You have no idea whether you pay the right amount for your property or whether you are being subsidised , neither of us know that or can prove that. You have a good job with security , you have stated that so why live in a council funded property when there are so many more people who are in desperate need of these properties that the taxpayer funds ?

martyh 05-07-2015 16:07

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786841)
How do you know though ?


And where ?

---------- Post added at 16:56 ---------- Previous post was at 16:54 ----------

And if you don't want it or need it why not branch out and invest in your own property rather than relying on a government funded property as you have stated you can afford it ???

full explanation already given if you bothered reading instead of trolling like your best bud

techguyone 05-07-2015 16:07

Re: Crackdown on 'rich' council house tenants
 
If something goes wrong, it gets fixed - it's called Maintenance, as already stated, there's very little mileage in not maintaining something that's an asset.

If these places aren't maintained, well guess what, they wouldn't be around, I suppose you would be happy then.

papa smurf 05-07-2015 16:08

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786845)
Explain how someone who pays tax receives no benefits but lives in a council house is "living under the nanny state" or are you going to do what you usually do insult people and then refuse to back it up

i'm not insulting any one- your obviously comfortable knowing the local gov is looking after your housing needs and providing you with a comfort blanket relieving you of the responsibility of being a home owner if that works for you at your time of life then so be it .

Bulky 05-07-2015 16:08

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786847)
full explanation already given if you bothered reading instead of trolling like your best bud

You can't get a mortgage at 50 with a " good job and security" ............. Or can't be bothered .........

martyh 05-07-2015 16:14

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786846)
So something goes wrong with your property who pays for it , if the roof starts leaking who replaces it , if the boiler breaks down who pays for it , if you have a break in who replaces the doors . You have no idea whether you pay the right amount for your property or whether you are being subsidised , neither of us know that or can prove that. You have a good job with security , you have stated that so why live in a council funded property when there are so many more people who are in desperate need of these properties that the taxpayer funds ?

The owner pays for repairs as in all rentals agreements including private rentals that is not a subsidy


Who said I have a good job with security ,I certainly didn't ,if your going to make stuff up just to have a dig then that proves the type of person you are .
I said I have in the last 2 yrs been earning the kind of money I would need to buy a house ,I also said I am self employed and have been all my working life I in no way said my job was secure

Gary L 05-07-2015 16:15

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786850)
You can't get a mortgage at 50 with a " good job and security" ............. Or can't be bothered .........

Dunno if Marty can see it. but there's an ad up top about getting a good deal on a mortgage :)

heero_yuy 05-07-2015 16:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35786852)
Dunno if Marty can see it. but there's an ad up top about getting a good deal on a mortgage :)

Ad block plus. ;)

Pierre 05-07-2015 16:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786712)
George Osborne is set to charge full market rent to social housing tenants who earn over £40,000 in London and £30,000 everywhere else .This is a ridiculous idea

It's a great idea, go on George!

martyh 05-07-2015 16:21

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786849)
i'm not insulting any one- your obviously comfortable knowing the local gov is looking after your housing needs and providing you with a comfort blanket relieving you of the responsibility of being a home owner if that works for you at your time of life then so be it .

You suggested I need to move to better area...twice ,you have called me a sponger ,you say I have no ambition and your general attitude is that of someone who sees council tenants as **** who need to have ambition ,better themselves and move on so more **** can take their place ,you are the most insulting person on this forum in quite a few threads and not for the first time aimed your unwarranted insults at me

papa smurf 05-07-2015 16:22

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786851)
The owner pays for repairs as in all rentals agreements including private rentals that is not a subsidy


Who said I have a good job with security ,I certainly didn't ,if your going to make stuff up just to have a dig then that proves the type of person you are .
I said I have in the last 2 yrs been earning the kind of money I would need to buy a house ,I also said I am self employed and have been all my working life I in no way said my job was secure

post #29

I knew you would say that you know them ,

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .

martyh 05-07-2015 16:25

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786850)
You can't get a mortgage at 50 with a " good job and security" ............. Or can't be bothered .........


I have no wish to have a mortgage so in your rather pathetic terms can't be bothered ,and at 50 with no real savings to speak of rapidly growing poor health forcing a likely early retirement neither would I get one.

---------- Post added at 17:25 ---------- Previous post was at 17:24 ----------

Quote:

Originally Posted by papa smurf (Post 35786856)
post #29

I knew you would say that you know them ,

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .

Housing security ,please engage tiny brain before opening gob

papa smurf 05-07-2015 16:26

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786855)
You suggested I need to move to better area...twice ,you have called me a sponger ,you say I have no ambition and your general attitude is that of someone who sees council tenants as **** who need to have ambition ,better themselves and move on so more **** can take their place ,you are the most insulting person on this forum in quite a few threads and not for the first time aimed your unwarranted insults at me

slight touch of paranoia -oh infamy infamy they've all got it in for me .

Gary L 05-07-2015 16:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786856)
I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job

That security could be a dog or burglar alarm to keep the riff raff on the estate away :)

---------- Post added at 17:32 ---------- Previous post was at 17:30 ----------

Quote:

Originally Posted by heero_yuy (Post 35786853)
Ad block plus. ;)

I use Ad muncher but I have to keep turning it off as it stops pages loading.

Pierre 05-07-2015 16:32

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786840)
Putting aside Papas blatant trolling you are talking absolute crap ,I know i pay full rent because I bloody well pay it

Do you pay the market rate for a the property ?

martyh 05-07-2015 16:41

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Pierre (Post 35786862)
Do you pay the market rate for a the property ?


As I pointed out earlier yes I do ,council rents are set using local private rents as a level ,I also pointed out that my current council rent was £10 more than the rent I paid in the private house I rented 4yrs ago ,both are 3 bed semis in the same area 1 mile apart the council tax is the same .The only difference between council and private rents levels is the profit made on them

Stuart 05-07-2015 17:18

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by nomadking (Post 35786722)
What have house prices got to do with it? Many, if not all, councils wouldn't allow you to apply for council housing and the regular reviews, rather than lifetime entitlement, could exclude you in the future.
Eg My local council.
It would be just lowering the existing income level.

House prices have everything to do with it.. What do you think causes rent increases? Personally I think if they need more council housing, they should be investing in it.

Bulky 05-07-2015 17:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786851)


Who said I have a good job with security


Quote:

Originally Posted by martyh (Post 35786753)
I have security and a good job

:D

blackthorn 05-07-2015 17:49

Re: Crackdown on 'rich' council house tenants
 
I`m not so sure that people in council properties are paying the current market value. I wasn`t anyway. I`ve recently moved from a 4 bed house to a 2 bed bungalow. When I was in the 4 bed house, the rent increase each year was only allowed to be a certain % I`m not sure what % it was though. The rent I was paying was £78 a week. After I moved the new tenants had to pay £120 a week, as the house was empty for a few weeks, the council could put the new rent to the market value.

heero_yuy 05-07-2015 17:53

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786876)
:D

Petards, hoisted. :LOL:

Stephen 05-07-2015 19:05

Re: Crackdown on 'rich' council house tenants
 
Everyone has a right to stay in a council house.

Just because someone has a nice car doesn't mean they can get a mortgage or a private let home.

There can be many factors, for example a poor credit rating can easily prevent people earning good money getting a home. That can also effect private lets too.

You can't tar everyone with the same brush.

Without knowing everyones personal cirmumstances you can't possibly comment.

Bulky 05-07-2015 19:35

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Stephen (Post 35786883)
Everyone has a right to stay in a council house.

Just because someone has a nice car doesn't mean they can get a mortgage or a private let home.

There can be many factors, for example a poor credit rating can easily prevent people earning good money getting a home. That can also effect private lets too.

You can't tar everyone with the same brush.

Without knowing everyones personal cirmumstances you can't possibly comment.

Everyone shouldn't have the right to stay in a council house

Sorry but I'm not one to suffer fools , poor credit is generally due to spending beyond their means so why should they be rewarded with cut price housing ?. If people lose a job and can't pay a mortgage then fair enough they are entitled to help but why should this help be indefinite ? , why when they start earning good money again should they not stand on their own two feet and leave the nanny holding their hand ?.
One of the lads at work started work with us after becoming bankrupt due to losing his job , that was 5 years ago , he managed to get a private rental property but after a lot of heartache over the years now has his own house. It's all about whether you have the drive to leave the nanny and better yourself or just sit back and take advantage of the fact that the current rules on the benefit and housing situation in this country is far too easy to exploit.

---------- Post added at 20:35 ---------- Previous post was at 20:32 ----------

Just to add , the money for a decent car , and I'm talking from the experience in my area , very high end BMW and Mercs at £30000+ , either bought on pcp or not, any mortgage company would take you seriously when you're earning that sort of money.

papa smurf 05-07-2015 20:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Stephen (Post 35786883)
Everyone has a right to stay in a council house.

Just because someone has a nice car doesn't mean they can get a mortgage or a private let home.

There can be many factors, for example a poor credit rating can easily prevent people earning good money getting a home. That can also effect private lets too.

You can't tar everyone with the same brush.

Without knowing everyones personal cirmumstances you can't possibly comment.


we are going to need a few million more then

Pierre 05-07-2015 21:24

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786868)
As I pointed out earlier yes I do

Well what are you complaining about then, as this won't affect You?

---------- Post added at 22:24 ---------- Previous post was at 22:18 ----------

Quote:

Originally Posted by Stephen (Post 35786883)
Everyone has a right to stay in a council house.

Agreed and those that can afford to pay the market rate that those in the private sector are paying should pay the same.

Quote:

Just because someone has a nice car doesn't mean they can get a mortgage or a private let home.

There can be many factors, for example a poor credit rating can easily prevent people earning good money getting a home.
Just because they can't " get" a mortgage doesn't mean they can't "afford" a mortgage or to pay the current market rate in rent for their property.

Maggy 05-07-2015 22:35

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786736)
This, it annoys the hell out of me , the council estate at the back of us have recently all had new roofs with solar panels installed (my roof needs doing and I wouldn't be against having solar panels but can't afford it at present). The amount of the property's with really nice and new BMWs and Mercedes, 2 cars on the drive , obviously earning some serious money. I always thought council houses were there to help people struggling to afford their own property , surely as soon as they have a decent job and earn enough they should go private rental or get themselves on the property ladder ?

:tu:

vanman 05-07-2015 23:39

Re: Crackdown on 'rich' council house tenants
 
I am unsure how they would calculate your income
Will it be tenant and partner or the full household income

Currently I earn £17K my wife £0.
But my sons one is 19 and the other is 22 both earning about £15k
That would make us over the £ 30k threshold.
At my age no mortgage lender is going to lend me dilly s**t on £17k
The average private rent for a 3 bed around here is £750-£800 pm.
So with that in mind do I kick my sons out .

Stephen 06-07-2015 06:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786888)
Everyone shouldn't have the right to stay in a council house

Sorry but I'm not one to suffer fools , poor credit is generally due to spending beyond their means so why should they be rewarded with cut price housing ?. If people lose a job and can't pay a mortgage then fair enough they are entitled to help but why should this help be indefinite ? , why when they start earning good money again should they not stand on their own two feet and leave the nanny holding their hand ?.
One of the lads at work started work with us after becoming bankrupt due to losing his job , that was 5 years ago , he managed to get a private rental property but after a lot of heartache over the years now has his own house. It's all about whether you have the drive to leave the nanny and better yourself or just sit back and take advantage of the fact that the current rules on the benefit and housing situation in this country is far too easy to exploit.

---------- Post added at 20:35 ---------- Previous post was at 20:32 ----------

Just to add , the money for a decent car , and I'm talking from the experience in my area , very high end BMW and Mercs at £30000+ , either bought on pcp or not, any mortgage company would take you seriously when you're earning that sort of money.

Some people might just have a bit of bad luck. Lose a job and miss a few payments on things otherwise totally managable.

Then even with two good wages coming in eventually, no mortgage lend will agree, cause computer says no, even if income says its easily affordable and private rent costs way more than a monthly morgage payment does.

So council or HA rent is more sensible to allow saving money.

martyh 06-07-2015 16:49

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35786876)
:D

If you want to stop yourself looking a total idiot then read the post properly ,it is quite clear that "security is meaning secure tenancy ,I have no where said that I have a secure job ,I have for your benefit and the so others can see what a total plank you are quoted the post in question below

Quote:

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .



---------- Post added at 17:41 ---------- Previous post was at 17:31 ----------

Quote:

Originally Posted by Bulky (Post 35786888)
Everyone shouldn't have the right to stay in a council house

Sorry but I'm not one to suffer fools , poor credit is generally due to spending beyond their means so why should they be rewarded with cut price housing ?. If people lose a job and can't pay a mortgage then fair enough they are entitled to help but why should this help be indefinite ? , why when they start earning good money again should they not stand on their own two feet and leave the nanny holding their hand ?.
One of the lads at work started work with us after becoming bankrupt due to losing his job , that was 5 years ago , he managed to get a private rental property but after a lot of heartache over the years now has his own house. It's all about whether you have the drive to leave the nanny and better yourself or just sit back and take advantage of the fact that the current rules on the benefit and housing situation in this country is far too easy to exploit.

---------- Post added at 20:35 ---------- Previous post was at 20:32 ----------

Just to add , the money for a decent car , and I'm talking from the experience in my area , very high end BMW and Mercs at £30000+ , either bought on pcp or not, any mortgage company would take you seriously when you're earning that sort of money.

What about the tens of thousands needed for deposits since the crash ,what about age ,it takes people years to save deposits but according to your rules they should leave the council house that is their home ,that they probably have children living in and going to the local school and move out to a private rent with no security all because you don't like the idea of someone in a council house doing as well as you in life .There is a name for people with your attitude ,just can't say it on a family forum

---------- Post added at 17:49 ---------- Previous post was at 17:41 ----------

Quote:

Originally Posted by Pierre (Post 35786907)
Well what are you complaining about then, as this won't affect You?

.

Morally it is wrong imo,It looks like the profit component of rent levels will be added to LHA rent and taken from the LHA and used to pay of the national debt or at least go towards paying off the debt ,so it is actually a sort of house tax ,the more you earn the more you pay ,this will only encourage people to keep their earnings below a certain level exactly as the tax credit system does

Jimmy-J 06-07-2015 16:50

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35786856)
post #29

I knew you would say that you know them ,

I pay rent to a private registered landlord that happens to be an LA ,I have security and a good job so the only difference between me and a private landlord is that my house is better maintained and I get a secure tenancy instead of a 6 or 12 month one in a crap hole the landlord refuses to repair .

Yeah he said it, and now tries to make out that he didn't say it... but not only that, he admits saying it, but not in the way it was meant to be said. Is that you Arthur? :D

techguyone 06-07-2015 17:05

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787034)
If you want to stop yourself looking a total idiot then read the post properly & other good stuff

What he said - with bells on.


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