The Car tax disc is to be scrapped after 93 years
 

From October 2014 the paper car tax is expected to be replaced with a new digital system.

Hopefully this isn't an excuse to charge us more than what we currently pay!

http://www.bbc.co.uk/news/uk-politics-25223631

Re: The Car tax disc is to be scrapped after 93 years
 

about time as well.

Re: The Car tax disc is to be scrapped after 93 years
 

The cost should be scrapped all together.

They plan to let people do monthly direct debit payments although this will come with an extra charge.

Re: The Car tax disc is to be scrapped after 93 years
 

Have to find another six billion pounds from somewhere if they scrapped it...

Re: The Car tax disc is to be scrapped after 93 years
 

According to this the charge itself is being reduced from 10% to 5% too
http://www.independent.co.uk/life-st...s-8983765.html

Re: The Car tax disc is to be scrapped after 93 years
 

It costs more to administer than the Government get back.

Re: The Car tax disc is to be scrapped after 93 years
 

It doesn't cost more than £6 billion to administer

Re: The Car tax disc is to be scrapped after 93 years
 

They do don't they - how much you pay is connected to CO2 emissions, which I'd expect in turn is related to MPG.

Re: The Car tax disc is to be scrapped after 93 years
 

I've been saying this for years and years!

Re: The Car tax disc is to be scrapped after 93 years
 

What was the 10% before?
was there a before?
what's the 5% it's being reduced to?
I thought direct debit was free?

Re: The Car tax disc is to be scrapped after 93 years
 

Ok, maybe I wasn't completely right there

https://www.gov.uk/government/news/d...f-the-tax-disc

There will be no additional handling fees for annual payments but to limit the impact on the public finances there will be a small surcharge of 5% of vehicle tax for biannual and monthly payments. This is half of the 10% surcharge that is currently applied to 6 monthly tax discs and which has been in existence for a number of decades.

Re: The Car tax disc is to be scrapped after 93 years
 

So how does anyone know that a car is taxed unless you have an ANPR device, not taxed means void insurance, the local ratbags will have a fieldday !!

Re: The Car tax disc is to be scrapped after 93 years
 

Ok.

---------- Post added at 18:53 ---------- Previous post was at 18:51 ----------

I know. 'they're' useless as it is now for not doing anything even with a thing in the window saying I'm illegal.

having nothing in the window means we can all ignore it.

unless you go through an ANPR just like we do now anyway.

it's like walking around with a piece of paper on your back saying I'm illegal. so the people who had to wear that piece of paper only went out at night or very rarely.
now they can mingle with the rest of us knowing that we don't know otherwise.

Re: The Car tax disc is to be scrapped after 93 years
 

The only thing this might change is where someone is walking past a car and sees the tax disc being out of date.

Any other situation, and it'll be the same as now

I'd assume that Traffic Wardens and other such people have access to the VED database, or will have by that point anyway.

Re: The Car tax disc is to be scrapped after 93 years
 

the authorities don't need to see a tax disc as things stand the same as they don't need to see an MOT or insurance certificate

Re: The Car tax disc is to be scrapped after 93 years
 

It's to stop us from reporting them then?

they want the tax on the petrol coming in more?

Re: The Car tax disc is to be scrapped after 93 years
 

I thought it was an offence not to display a tax disc ?

Re: The Car tax disc is to be scrapped after 93 years
 

According to a Tory MP who I was talking to last year it does.

Re: The Car tax disc is to be scrapped after 93 years
 

It is ,but when they bring this in, it won't

Re: The Car tax disc is to be scrapped after 93 years
 

what else did he tell you ;)

only joking :o:

Re: The Car tax disc is to be scrapped after 93 years
 

That is what I am saying, if a car is parked outside my home for days or weeks on end at least now I can check if it is taxed, if the disc is done away with I can't.

Re: The Car tax disc is to be scrapped after 93 years
 

Well, according the NAO, it costs around £550 million per year to run the DVLA, which administers the VED.

Re: The Car tax disc is to be scrapped after 93 years
 

Yes, you can https://www.taxdisc.direct.gov.uk/Ev...execution=e3s1

Re: The Car tax disc is to be scrapped after 93 years
 

but I don't want to stand there writing the car make model and licence plate details to then have to go online to check it, the system we have now works why not leave it alone ?

Re: The Car tax disc is to be scrapped after 93 years
 

I suspect you misheard him

Re: The Car tax disc is to be scrapped after 93 years
 

If you haven't got those details, then how are you going to report if it is out of date?

And if, as you say it's parked there 'for days or weeks' then it's going to still be there once you have checked it online.

Re: The Car tax disc is to be scrapped after 93 years
 

Nope his words were, "it costs more to process than what they get back."

Re: The Car tax disc is to be scrapped after 93 years
 

why would you want to check a vehicles VED status ?,if it isn't taxed they automatically get issued a ticket and eventually towed and possibly crushed as with insurance .

Re: The Car tax disc is to be scrapped after 93 years
 

You are misssing the point at the moment I can walk past a vehicle and in seconds check if it is taxed, if it is out of date then I can report it to the authorities.

Re: The Car tax disc is to be scrapped after 93 years
 

And how often has that actually happened?

Re: The Car tax disc is to be scrapped after 93 years
 

DVLA earns about £6 billion for the treasury from road tax alone ,DVLA is one of the few government depts that actually earns money far exceeding the cost of running it

Re: The Car tax disc is to be scrapped after 93 years
 

I can't tell you how many times it has happened, but on at least one occasion I have had a car "lifted" and taken a non taxed and insured car off the road, if you are happy to have these vehicles on the Road I am very suprised !

Re: The Car tax disc is to be scrapped after 93 years
 

Didn't say I was, but as the Police are happy for this to be changed, I would expect there are plans in place to deal with the changes.

Re: The Car tax disc is to be scrapped after 93 years
 

That is how it should happen but it doesn't work that way, if a car is not registered to the correct person it opens a whole can of worms and when is "eventually ?"

Re: The Car tax disc is to be scrapped after 93 years
 

Well, since it costs around half a billion to run all the DVLA, and they get 6 billion in from VED alone, he was sub-optimal in his interpretation of the information.

Re: The Car tax disc is to be scrapped after 93 years
 

A near neighbour drove into a ANPR trap last evening. No tax, no insurance, no MOT, no licence. Docs to presented to a police station. HOORAH for computers attached to ANPR!

Re: The Car tax disc is to be scrapped after 93 years
 

That's why it is in the interests of the person getting rid of a car to properly swap ownership ,the whole system is reliant on DVLA knowing who has possession of a vehicle and a car not displaying a tax disc is neither here nor there.The police will know if it has tax on it or not

Re: The Car tax disc is to be scrapped after 93 years
 

this is getting twisted, it is better to have a visual tax disc that can be checked by a member of the public a PCSO, Police officer on foot or a traffic warden,do you want to be hit by a non taxed and uninsured vehicle, I can't see your argument !

Re: The Car tax disc is to be scrapped after 93 years
 

will all be able to check via the registration number

Re: The Car tax disc is to be scrapped after 93 years
 

A car can still be taxed and be uninsured ,and it's the uninsured cars that cause the problems not the untaxed ones

Re: The Car tax disc is to be scrapped after 93 years
 

I don't understand what that means ? so everyone who wants to check this information has to have an ANPR device or go through a prolonged investigation ?

Re: The Car tax disc is to be scrapped after 93 years
 

You don't need ANPR

As the link I posted earlier shows, you can check instantly via the DVLA whether a car is paid up for VED.

Re: The Car tax disc is to be scrapped after 93 years
 

All they have to do is check the reg number with DVLA it takes about 30 secs and a police car fitted with ANPR bleeps and goes crazy as soon as an untaxed or uninsured car gets within 20yrds so i don't think it's going to be a problem .I think you are looking for problems that don't exist

Re: The Car tax disc is to be scrapped after 93 years
 

No you can't , if I am in a car park or out and about I can't note down every vehicle registration, it is not as easy as having a visual confirmation of the taxation status.

Re: The Car tax disc is to be scrapped after 93 years
 

I still don't understand why you want to go around checking car tax in car parks

Re: The Car tax disc is to be scrapped after 93 years
 

And if they are in a car park, they must have got there somehow, meaning they are driving around, and are likely to get flagged up in a police car, who can deal with it more immediately than reporting it.

I mean it's hardly likely to still be in the car park by the time someone comes to check now is it

Re: The Car tax disc is to be scrapped after 93 years
 

I don't , but I and others might want to,this information should and has been instantly displayed on the vehicle, why change it, unless you don't have taxation on your vehicle ?

Re: The Car tax disc is to be scrapped after 93 years
 

As has been said, those that want to purposely avoid taxation can currently easily create a fake disc that will pass a casual glance i.e. the thing that most normal people might do at a tax disc.

Those that want to check further such as the police or anyone else, have tools instantly available to them to enable them to do so.

---------- Post added at 20:44 ---------- Previous post was at 20:42 ----------

I wouldn't be surprised that if you can phone the DVLA with the vehicle details as well as using the online link

Re: The Car tax disc is to be scrapped after 93 years
 

because we don't need to have it anymore ,it is an outdated system and an unnecessary expense and apart from that an out of date disc or missing doesn't mean the vehicle isn't taxed

Re: The Car tax disc is to be scrapped after 93 years
 

I have made my position quite clear, I can see by the amount of posts you both have that you will go on for ever and a day, so I will now let you get on with it.

Re: The Car tax disc is to be scrapped after 93 years
 

:tu:

Re: The Car tax disc is to be scrapped after 93 years
 

I was slightly involved in installing ANPR cameras on both vehicles and motorway gantrys several years ago.

They are all over the place now, including supermarket carparks and petrol stations. Most are automatically relaying all info back the DVLA who can then issue alerts or fines automatically. There are also DVLA vehicles with corner-mounted ANPR cameras that cruise about clamping vehicles as they go.

https://www.cableforum.co.uk/images/...2013/12/30.jpg

Any plod on the beat could call in for a PNC2 check on a vehicle, and most vehicles had access too, so years later it's probably even more advanced. And don't forget that the ANPR system is connected not just to the Road Tax database, but to the MOT Test and insurance databases too. Very Big Brother but, AFAIC, very worthwhile.

Re: The Car tax disc is to be scrapped after 93 years
 

I wonder how much tax jet aircraft pay for their CO2 emissions!

Re: The Car tax disc is to be scrapped after 93 years
 

I would not be suprised if you right

Re: The Car tax disc is to be scrapped after 93 years
 

Police officers can tell within a matter of seconds regarding vehicles tax, insured and mot etc.

I thin the only problem that will come up, is car thiefs. They will have a field day with this. There are more vehicles on the road that have dodgy plates, all they will need to do is nick someones else plates. And police cannot be everywhere.

Re: The Car tax disc is to be scrapped after 93 years
 

How is that any different to now though?

Re: The Car tax disc is to be scrapped after 93 years
 

Car thiefs are always one step ahead of the law. As soon as one method comes up, they will think of something else.

Re: The Car tax disc is to be scrapped after 93 years
 

Having a tax disc that can be glanced at to see if the VRM matches the disc and the plates while you stop a car is one of the biggest giveaways to a stolen vehicle right now to see whether it's worthwhile doing a full check of the vehicle and it's occupants via PNC.

Contrary to the beliefs of some this information is not sitting at their fingertips. ANPR cars are still quite rare, nothing right now stops stolen or cloned plates effectively and even getting through to a PNC operator on the radio can be a challenge at busy times.

Crap idea. Like so many thought up by someone who is looking at a single function without seeing the bigger picture.

Re: The Car tax disc is to be scrapped after 93 years
 

What you all fail to mention is the fact that most tax disc's are still issued by the post office, which no longer belongs to us.

Re: The Car tax disc is to be scrapped after 93 years
 

The Post Office does still belong to us. It's separate from The Royal Mail.

http://en.wikipedia.org/wiki/Post_Office_Ltd

Re: The Car tax disc is to be scrapped after 93 years
 

That happens now... All that is changing is they will no longer issue tax discs. Bearing in mind it's probably relatively easy to knock up a tax disc that will at least pass a casual inspection, how is a tax disc going to help if someone has changed the plates?

Re: The Car tax disc is to be scrapped after 93 years
 

I wonder how many job losses their will be in Swansea...

Re: The Car tax disc is to be scrapped after 93 years
 

Re: The Car tax disc is to be scrapped after 93 years
 

I am guessing this has been posted but I searched the thread for transferable and it come up with no finds so I am probably repeating but from the change the Tax will no longer be transferred and new owners have to pay fresh.
Does not effect me but HUKD bought this to my attention
https://www.gov.uk/government/news/vehicle-tax-changes

Re: The Car tax disc is to be scrapped after 93 years
 

Why???

so you can't buy and sell a car and drive it away anymore?
what's the catch?
who wins, and who loses out?

I expect immediately is something like call a number, and for a £50 fee they will allow you to drive the car 'legally' and then when you get it home you can pay the full 6/12 months fee as usual.
so somebody wins by £50 a pop.

you just have to think like a scammer to understand how the scam will work.

Whatever the reasons given for this. the real reason is to rip us off. it's going to be a reason that makes 'them' money.

so come election time. don't vote for the one that you think will come up with too many ways to get money out of you.

Re: The Car tax disc is to be scrapped after 93 years
 

More ways to bleed every ounce of cash out of drivers.

Tax and MOT used to be selling points on cars, especially at the cheaper end of the market.

That would be all of them then.

However, I would still trust the overall tax burden to come down under a Conservative lead government than a Labour one.

Re: The Car tax disc is to be scrapped after 93 years
 

If you sell the car half way through a month. by surrendering the tax. you'll only get full months refunded. so instead 0f 3.5 that it is you'll only get 3.

the catch is that the person who bought that car half way through a month will have to pay a full 6 or 12 months.

so there's a 1/2 month lost. but a 1/2 month gained.
multiply that by a few million of the cars being sold and bought everyday. and you have about 50 million pound a year scammed.

when they do it. it's legal
when you do it. it's fraud.

stuff them. it's everyman for themselves. scam away :)

Re: The Car tax disc is to be scrapped after 93 years
 

And how does that differ from now?

What I fail to see is why people are ignoring the positives and concentrating on negatives that really don't exist.

It will now be easier to price a vehicle at the lower end because the cost of remaining tax is not considered. Also this means that those without insurance who purchased a car with tax are now not able to do so.

The 10% additional charge for purchasing 6 months tax will be replaced by a 5% charge and the option to pay monthly. This is surely a great help for lower income households.

In addition they have also removed the ridiculous annual SORN renewal for vehicles that have already declared SORN. I could never understand the requirement, if it's off road, it's off road until the situation changes. Except of course Labour were raking in fines for people like myself who didn't receive a reminder in the post and forgot to SORN the motorbike in boxes spread between my attic and garage. (The fine was more than a years tax)

The other issue was that not only did Labour stop individuals scrapping a car by sending the V5 back as scrapped, they expected the owner in these circumstances to lie and declare it SORN each year for ever even though it has been cut up and weighed in. Labour were of course too thick to realise that as time goes on and the vehicle became more of a classic it would encourage vehicle identity fraud as the V5 for the SORN vehicle would have value.

Not that I know anyone who made money from this Labour stupidity;)

Re: The Car tax disc is to be scrapped after 93 years
 

638.
horseburger
5th December 2013 - 11:23

So what happens when they make a "computer error" and my car is deemed to be untaxed.. at the moment I have a valid tax disk which is excellent defence.

Also I think Osborn has forgotten who makes use of tax disks... it's not just the police.

I hire a car.. is it taxed?

I take a car from a car pool at work.. is it taxed?

How does Valet parking check?


Not just the police that need to know.

Re: The Car tax disc is to be scrapped after 93 years
 

If you hire a car and it's not taxed it makes no difference to you as you are not the registered keeper ,same applies for car pools and why would valet parking need to check
The receipt for your purchase of vehicle tax will suffice as proof ,just keep it in the glove box if you don't trust the electronic system that has in fact been very reliable since it's introduction

Re: The Car tax disc is to be scrapped after 93 years
 

As far as I know if you are driving the vehicle you are responsible for it being taxed mot'd and insured and the tyres being legal etc.

If the car is not taxed then you are uninsured oh joy

Re: The Car tax disc is to be scrapped after 93 years
 

Incorrect, having no tax on a vehicle does not make the insurance invalid ,i can think of no reasons at all why we need to display a tax disc

http://www.parkers.co.uk/cars/advice...surance-valid/

Re: The Car tax disc is to be scrapped after 93 years
 

That's a good idea carry proof of tax in the car, oh I am already doing that by using a tax disc ! :)

Re: The Car tax disc is to be scrapped after 93 years
 

You have yet to come up with a good reason why you would need such proof

Re: The Car tax disc is to be scrapped after 93 years
 

So how do you prove you have insurance if you are stopped by the police, do you carry a copy of that as well?

Remember the MID is not 100% accurate, there is the potential that thousands of cars are driving around at any point in time that are not on the database. It is the responsibility of the insurance company to up date the MID within I believe 5 working days, and something like 10 working days for a fleet operator. (Google to confirm this if you wish)

I believe you are more likely to have issues with the MID than car tax, I acknowledge that the DVLA are fairly incompetent but the MID is updated by third parties of varying quality.

I always carry a picture of my insurance policy on my mobile phone for my car and motorbike for this reason. And yes I have had issues with insurance companies not updating the MID, I guess many people do but probably don't know as they haven't checked.

If the police stop you for not being on the MID, some forces are known to treat the MID as 100% accurate and seize the vehicle. It is then up to you to argue with the insurance company and the police to recover your vehicle.

Re: The Car tax disc is to be scrapped after 93 years
 

So that in the possibility of a mistake being made on the electronic data base you have proof of the vehicle being taxed and it gets you out of a world of grief, is that good enough reason ?

Re: The Car tax disc is to be scrapped after 93 years
 

No ,there is no need .If you are stopped by ANPR that says you have no insurance the police always phone the insurance company directly if there is any doubt .The same applies for those who carry insurance documents as 'proof' of insurance ,they are not proof of insurance because some people start a policy on monthly payments and then stop the payments once they get the documents thinking that will be proof of insurance and the police won't bother checking

---------- Post added at 18:06 ---------- Previous post was at 18:01 ----------

why do you think that is going to be a problem when it hasn't in the past ,a simple phone call or online check will settle the matter ,all a tax disc is ,is a receipt for monies payed to DVLA.
I think some people are trying to find a problem where there isn't one

Re: The Car tax disc is to be scrapped after 93 years
 

I've never understood where that fallacy came from. If you have a current certificate of insurance, you are insured - end of.

Re: The Car tax disc is to be scrapped after 93 years
 

do you think the insurance company will be happy that you are driving a car illegally they try to get out of paying claims at the best of times, anyhoo this is getting no where I think we will have to agree to disagree.

Re: The Car tax disc is to be scrapped after 93 years
 

I couldn't care any less about whether or not an insurance company is happy with me. I have a legally binding contract with them and they will honour it.

Re: The Car tax disc is to be scrapped after 93 years
 

If you are driving an untaxed car and the insurance company refuse to payout that is not the same as not being insured .

The only objection i have to this is not being able to transfer the tax to a different owner ,that i think is wrong because it's like taxing the person not the vehicle

Re: The Car tax disc is to be scrapped after 93 years
 

So you have gone through your legally binding contract line by line to fully understand it ?

Re: The Car tax disc is to be scrapped after 93 years
 

Having worked for Admiral in the past for 3 years I have a pretty good understanding. The 'small print' of most insurance agreements are the same so they don't need scrutiny. I know what I'm covered for and I know the exclusions. I've never driven without a tax disk and neither do I plan to so it's not something I worry about.

Re: The Car tax disc is to be scrapped after 93 years
 

I cannot believe that any insurance company would allow a vehicle to drive illegally on the highway with no tax and still cover them, if someone rang Admiral and asked for cover on a vehicle to be used on the road with no tax what would you say ?

Re: The Car tax disc is to be scrapped after 93 years
 

I don't work for them anymore but seeing as "Is the vehicle taxed" isn't one of the conditions of insuring a vehicle, it would make no difference. It's all computerised and has been for decades. There isn't some man sitting in an office deciding whether or not to insure vehicles.

Re: The Car tax disc is to be scrapped after 93 years
 

When you pay your tax at the post office or online you have to have MOT and insurance ,there is no legal requirement to have vehicle tax to buy insurance .You can if you want have a vehicle on SORN and buy insurance to cover it against fire or theft

Re: The Car tax disc is to be scrapped after 93 years
 

So the insurance industry is run by computers with no human interaction, interesting !!

Re: The Car tax disc is to be scrapped after 93 years
 

No, I didn't say that.

The decision to issue insurance is computerised.

If you and your vehicle match a set of criteria, cover can be issued. Whether or not the vehicle is taxed is never brought in to the equation. Even if you told them it's untaxed, there is no part of the process where they can add that detail.

Re: The Car tax disc is to be scrapped after 93 years
 

You are being selective with what you have replied to, I said on the highway or road not on sorn

---------- Post added at 20:15 ---------- Previous post was at 20:08 ----------

I have a car and it is in an accident and some one is killed but it is not taxed would the insurance company pay out ?

Re: The Car tax disc is to be scrapped after 93 years
 

This is going way off-topic. Far too many variable possibilities to answer with a straight yes or no. Were you drunk, was the car roadworthy, were you banned, did you have a full licence etc. The car being untaxed would makes no difference.

Of course you could always ask your insurance company....

Re: The Car tax disc is to be scrapped after 93 years
 

I thought that you would have the answer as you know so much about the insurance business my question was simple it requires a simple yes or no !!

Re: The Car tax disc is to be scrapped after 93 years
 

I don't know everything but I've explained the reasons why you can't have a straightforward yes or no reply. As I said you could always ask your own insurance company.

Re: The Car tax disc is to be scrapped after 93 years
 

I have replied to all your posts
I simply used the example of a SORNed vehicle to illustrate the fact that you do not need tax to insure a vehicle,something you seem unwilling to accept despite the evidence presented .
Also you do realise that it is perfectly legal to drive an untaxed vehicle to an MOT station ,it is also perfectly legal to drive a vehicle with no tax disc for up to 14 days as long as the tax has been paid online

---------- Post added at 20:45 ---------- Previous post was at 20:39 ----------

I would imagine yes because they would be obliged to pay 3rd party claims against the driver ,I would imagine that it would be a hassle and the insurance company would try to wriggle out of it but having an untaxed vehicle is not in any way an issue the insurance company would be concerned with ,vehicle tax is a issue for DVLA not insurers.

Re: The Car tax disc is to be scrapped after 93 years
 

Imagining does not come into it, and it definitely does involve the insurers.

Re: The Car tax disc is to be scrapped after 93 years
 

No it does not ,think about it ,the last time you insured your car did you get asked to provide proof of road tax? the answer is no because there is no requirement to tax a car in order to have valid insurance .If you still don't believe Russ and me then google it yourself and then post back with evidence that contradicts what we have said

Re: The Car tax disc is to be scrapped after 93 years
 

Insurance companies will not withhold a payout based on a car being untaxed.

Re: The Car tax disc is to be scrapped after 93 years
 

Re: The Car tax disc is to be scrapped after 93 years
 

I was quite surprised when I got my new car that it didn't come with a tax disc because of this - but they did indeed assure me it was ok for the wife to drive for the time until my disc showed up.

Re: The Car tax disc is to be scrapped after 93 years
 

Because ,as shown by Banjo some people think that scrapping the tax disc will lead to more uninsured vehicles

---------- Post added at 21:03 ---------- Previous post was at 21:00 ----------

Yep ,the only issue is when you park up in town and some jobsworth traffic warden decides to give you a ticket for not displaying a valid tax disc ;)

Re: The Car tax disc is to be scrapped after 93 years
 

My post #75 was all I wanted to say that I think was totally on topic but as you say it has gone downhill since then :)