How honest are you?
 

I claimed my cashback for my mobile phone deal as per usual every 6 months. Today i received two cheques each for £50, double what i should get https://www.cableforum.co.uk/images/local/2007/09/2.gif

Do i bank them both, or do i own up and return one of the cheques? https://www.cableforum.co.uk/images/local/2007/09/3.gif

What would you do?

Re: How honest are you?
 

Bank both. Next! :D

Re: How honest are you?
 

yeah as above stuff em

Re: How honest are you?
 

Sign the back of the second cheque and post it to me please. :)

Re: How honest are you?
 

Bank both and plead ignorance if questioned later.;)

Re: How honest are you?
 

Bank both. Move on. Refund if asked.

Re: How honest are you?
 

Wow you dishonest lot you! ;)

I can't say i couldn't do with the extra cash atm, so i think i'll bank one now and save the other for a little later :)

Re: How honest are you?
 

As above, bank both and wait, they'll ask for it, if they need it ;)

Re: How honest are you?
 

Bank both but leave the cash for the second one untouched for 6 months. IF you dont bank the second cheque its goes stale after 6 months and is no longer valid

Re: How honest are you?
 

Bank the second one in a high interest savings account :D

Re: How honest are you?
 

Opening post at 16.48 ......you surely missed the banks for the weekend....tch:)

Re: How honest are you?
 

Mine is open at the weekend, and i only just picked up my post anyway ;)

Re: How honest are you?
 

oh well,double deposit on a Saturday morning it is then:)

Re: How honest are you?
 

I would send one back..

Not because I am honest, far from it lol, but they always always always ask for the money back when you are on the bones of your ass and can't pay it back..

Re: How honest are you?
 

I've thought about this, and i'm due another £50 in 6 months time (the last one). So i'm kinda thinking if they want it back, i'll just tell them to withold the last cheque.

Re: How honest are you?
 

I guess I'm two faced, if it was a small local company then I'd give it back, but if it was a big national company I'd bank it and let them find out the error themselves.

Re: How honest are you?
 

When I was made redundant by BT (in 1992) they sent me my redundancy money by cheque (quite a few thousands as I recall). The next day, another (duplicate) cheque arrived.

I banked the second one in a building society high interest account.

They finally realised their mistake four months later and asked for it back. I posted them a cheque and kept the interest.

Re: How honest are you?
 

Nice of them, shame they realised though :D still, you made a few £££££'s so that's ok :D

Re: How honest are you?
 

Bank the lot. They aint scared to charge you for anything so stuff them.
I have two accounts with o2. 1x25 and 1X35 a month, good service but screw them, they make too much money as it is.

Re: How honest are you?
 

I have to say I think I would bank them both but not spend one lot of it for a while

Re: How honest are you?
 

I send it back and feel virtuous.If I kept it I wouldn't be able to pay it back next week, the way my finances are at the moment.:)

Re: How honest are you?
 

thats what id do

Re: How honest are you?
 

you show good sense asking for advice on the issue,many another one would blow it and maybe live to regret it.before it expires i would lodge it in an easy access account for a reasonable time and should they come calling for their money go lift it out and no harm done good luck. :tu:

Re: How honest are you?
 

I guess, accept that they might want it back, buy leave it to them to find it ... how much would they help YOU if you'd made a mistake in your cashback.

Actually, if it's a good deal and has a long time to run, maybe better to own up, as if they do twig, they may say you broke the terms ... no more cashback.

Re: How honest are you?
 

Thanks, that seems like the best idea i think, i still have the two cheques sitting there when normally i would have banked my cashback straight away :rolleyes:

I have thought of that in advance and my deal means i'm only entitled to one more cheque of £50. So i thought about doing the above (cashing it but leaving somewhere safe) and if there are any problems when i come to claiming again in 6 months i'll just call it quits :cool:

Re: How honest are you?
 

I'm with you on this, their computers, finance systems and everything are expecting both these cheques to be deposited, SB you would just be causing a big headache to send it back.

Re: How honest are you?
 

I wonder if there is some legal time limit they have to clain it back.
How long would you have to leave it sitting there in an acount fearing they will ask for it back before they can't do it anymore.
Or maybe there is no limit ?

Re: How honest are you?
 

slightly off topic but,check out this email i recieved recently.

by the way, you can send ME both cheques and ill bank them for you if you want"honestly":D

Re: How honest are you?
 

except they would just send the cheque back stating it was for the incorrect amount :shrug:

Re: How honest are you?
 

well, id definately give it a try.Nothing to loose is there

Re: How honest are you?
 

Not sure about time limit for them to contact me about them is, but all cheques are only valid from date of issue for 6 months IIRC :dozey:

Re: How honest are you?
 

Not true, banks just don't like accepting them after that time as the account they are drawn on may have been closed etc.
A cheque technically never goes stale and is never 'cleared' the paying bank can always ask for the cheque back (decline payment).

Re: How honest are you?
 

The only snag there is, if they find out that they have paid you twice, they will take it back off you,.:)

Re: How honest are you?
 

I've only got one more cashback to claim after this, so they can keep it ;)

I'm gonna cash them both and put it towards a wii :D

Re: How honest are you?
 

Try reversing it the other way and see what you think. If you forgot to claim your cashback, do you think they'd contact you to remind you, and offer you the money you were due, or would they just keep it?

It would be the latter I think. So I'd do as you say, bank it, and see if they ask for it back later. ;)

Re: How honest are you?
 

Well i did do, but time will tell if they cotton on ;)

Re: How honest are you?
 

If i'm honest enough to admit I would be dishonest and bank both does that make me honest or dishonest ?

honest answer - bank = dishonesty
honest answer - return = honesty
dishonest answer - return = dishonesty
dishonest answer - bank = honesty but never going to happen.........

So then, this honesty malarky, whats it all about then ?????

Re: How honest are you?
 

Looks like i got my comeuppence when no wages went in my bank account today :erm:

Re: How honest are you?
 

honesty is the worst policy