Re: The Happy Thought Thread Part 4
 

It's the last day of meterological summer.

A winter of fuel shortages , factory closures , debt, strikes hyper inflation awaits. And we have Dizzy Lizzy to look after us. Enjoy !
( I did post this on the right thread didn't I ? ;) )

Re: The Happy Thought Thread Part 4
 

Are you a loan shark? Pawnbroker, professional pessimist?

Re: The Happy Thought Thread Part 4
 

Just a miserable sod

Re: The Happy Thought Thread Part 4
 

Just got back from a nice day trip to Burton upon Stather to help celebrate my brother and sister-in-law’s 55th Wedding Anniversary - weather kept dry, only 80 minutes drive each way, and it was great to see my nephews and niece’s families as well, as they live quite a distance away (Newmarket, Warrington, & Godalming).

I was up in Glasgow last weekend to celebrate my sister’s 70th Birthday, so saw the Glasgow branch of the family then.

Well those arent really happy things so Im not sure.....

Your entry still counts though,thank you :)

Re: The Happy Thought Thread Part 4
 

Had friends round for dinner, planning next year’s road trip.

After much discussion (and fizz and red wine), narrowed down to May 2023 and either San Francisco/Hawaii or Washington DC/East Coast (Virginia/North Carolina/South Carolina).

Investigate tomorrow when less fuzzy… :D

Re: The Happy Thought Thread Part 4
 

Better start saving now Hugh, May will soon be upon us if this year is anything to go by. :)

Re: The Happy Thought Thread Part 4
 

Car insurance renewal has just come through. Usually have to ring up and haggle to get the same(ish) price as last year.
It was £350 last year, now its £190, exactly the same cover. Either the AA have cocked up or I'm now seen as extremely boring ! Will renew quick or should I still haggle ? :D

Re: The Happy Thought Thread Part 4
 

We’re with Admiral, and we had the same experience when we renewed early August (not as much reduction).

We saved over £65 on our two cars’ insurance on the previous year.

Re: The Happy Thought Thread Part 4
 

I'd double-check that. Mine tends to go down a bit each year, but nothing like that.

But insurance premiums are mysterious things. Mrs P and I both reduced our premiums by adding each other as named drivers to our policies. How does that work?

Re: The Happy Thought Thread Part 4
 

My home contents with Tesco went down from over £6 to £4.50. New insurance rules seem to had benefited. I expected prices to rise due to no longer offing online deals but it appears renewals and standard quotes have matched the old online deal criteria. Bonus

Re: The Happy Thought Thread Part 4
 

We use Saga insurance and both our Car and Home policies were reduced. Not as much as Taff's 😥.

I did check with other insurance comparison sites but across the board they gave higher quotes so no incentive to move..

Re: The Happy Thought Thread Part 4
 

I have checked, the only thing thats changed is my excess which they've lowered to £100. Different underwriter, but cover the same.

(Yes, insurance is weird. I've added myself to one sons insurance and lowered his premium. However if I'm added to my other sons insurance increases it for him !)

Re: The Happy Thought Thread Part 4
 

I have 1 final payment of my 25 year mortgage left, so this time next month it'll all be paid off!

Unfortunately I won't really see any financial benefit as the mortgage was small(was all I could afford 25 years ago) so it's now all being eaten up from cost of living increases from Gas, Electricity and Food, but it's a nice feeling when I hit retirement in around 12 years I won't have to pay to keep a roof over my head other than the normal bills.

Re: The Happy Thought Thread Part 4
 

That must be an awesome feeling. I'm many years away!
Great stuff :tu: