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-   -   Oooh, look. Half a million more people claiming housing benefit under coalition. (https://www.cableforum.uk/board/showthread.php?t=33700345)

TheDaddy 22-03-2015 23:05

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by Ramrod (Post 35766575)
Ah, got it. Ta :)
Damn right developers want a minimum of 20% profit as (iirc) once they sell the property they are liable to capital gains tax at 28 or 29%.
Factor that onto build costs, land costs, wages , commercial loan costs (both servicing the loan & setting it up) and then the uncertainty of future house sales prices and you would want 20% as well:

Wouldn't big business pay corporation tax not capital gains and besides I don't think it applies and even if it isn't, all that is already factored in the price and they still want 20% on top, why? they didn't need that amount five or ten years ago, not on each and every house built at any rate.

Ramrod 24-03-2015 11:38

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by TheDaddy (Post 35766667)
Wouldn't big business pay corporation tax not capital gains and besides I don't think it applies

you "don't think it applies"?! :D
Quote:

and even if it isn't, all that is already factored in the price and they still want 20% on top, why?
No, it isn't factored into the price. Why do they want 20%?.....for the same rason that I want 20% when I develop a property.....anything less than than ,with all the variables involved, there is too much risk for not enough gain.
Quote:

they didn't need that amount five or ten years ago, not on each and every house built at any rate.
and don't always get it now. There are many variables that can affect the final profit on a build or refurb project. You try to plan for all of them but sometimes something happens and the hoped for 20% is eaten into, sometimes it isn't :shrug:
Last thing you want is to not make anything out of it (or even a loss) and if the big developers make a loss on a project it can cost jobs as well.

---------- Post added at 12:38 ---------- Previous post was at 12:32 ----------

Quote:

Originally Posted by martyh (Post 35766647)
I consider I have more right to council housing than an immigrant

But an immigrants need is probably greater than yours. Many come here with nothing and need the house you live in. Surely you can afford a private rent or a mortgage? Setting aside your years of paying into the system, should you really be in a council property when there are many others out there whos need is much greater than yours?
From each according to his ability, to each according to his need?

Gary L 24-03-2015 12:37

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by Ramrod (Post 35766977)
But an immigrants need is probably greater than yours. Many come here with nothing and need the house you live in. Surely you can afford a private rent or a mortgage? Setting aside your years of paying into the system, should you really be in a council property when there are many others out there whos need is much greater than yours?
From each according to his ability, to each according to his need?

I know.
we can moan about people claiming benefits when they don't need to. and they should only receive benefits if they have to.

and we want a blooming council house.

TheDaddy 24-03-2015 14:14

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by Ramrod (Post 35766977)
you "don't think it applies"?! :D No, it isn't factored into the price. Why do they want 20%?.....for the same rason that I want 20% when I develop a property.....anything less than than ,with all the variables involved, there is too much risk for not enough gain. and don't always get it now. There are many variables that can affect the final profit on a build or refurb project. You try to plan for all of them but sometimes something happens and the hoped for 20% is eaten into, sometimes it isn't :shrug:
Last thing you want is to not make anything out of it (or even a loss) and if the big developers make a loss on a project it can cost jobs as well.

---------- Post added at 12:38 ---------- Previous post was at 12:32 ----------

But an immigrants need is probably greater than yours. Many come here with nothing and need the house you live in. Surely you can afford a private rent or a mortgage? Setting aside your years of paying into the system, should you really be in a council property when there are many others out there whos need is much greater than yours?
From each according to his ability, to each according to his need?

The top end of industry standard profit margins is 20% why can't it be at the lower end and why isn't 20% enough, why are they allowed to rise roughshod over the rules to push it up to 25% at the expense of social housing

http://www.theguardian.com/society/2...-axed-councils

richard s 24-03-2015 14:22

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
You must qualify to get a council or housing association house by not contributing ever to NI or HMRC, single young mother and not being supported by the guy who knocked her up, not being British.

Ramrod 24-03-2015 14:44

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by TheDaddy (Post 35766999)
The top end of industry standard profit margins is 20% why can't it be at the lower end and why isn't 20% enough, why are they allowed to rise roughshod over the rules to push it up to 25% at the expense of social housing

http://www.theguardian.com/society/2...-axed-councils

Making up for the last 8 years of being in the doldrums? Dunno, making a profit? :)
Personally, I think it sucks that the developers are forced to build social housing as a condition of getting planning.

martyh 24-03-2015 17:53

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by Ramrod (Post 35766977)
But an immigrants need is probably greater than yours. Many come here with nothing and need the house you live in. Surely you can afford a private rent or a mortgage? Setting aside your years of paying into the system, should you really be in a council property when there are many others out there whos need is much greater than yours?
From each according to his ability, to each according to his need?


As I explained a few posts ago ,in my opinion and experience council houses are better quality than private rented houses .There's also the question of security ,why should I sacrifice my families security in a private rental property that could be taken away at any time. Mortgages are all well and good for young people but given my age and the lack of job security why would I take a mortgage out even if a bank would give me one .

You seem to be under the mistaken impression that council houses are solely for those who are unemployed ,needy in some way or are immigrants, that has never been the case ,council houses have always been an alternative to home ownership for those not in a position to own a home and that does include a lot of people who work even more so these days with the lack of job security ,low wages and complete lack of security in private rented houses .

and I'm sorry but immigrants go to the back of the queue

heero_yuy 24-03-2015 17:56

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by martyh (Post 35767034)
and I'm sorry but immigrants go to the back of the QUEUE

They should but mostly don't.

martyh 24-03-2015 18:01

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by heero_yuy (Post 35767036)
They should but mostly don't.


Thanks for the spelling correction ;)

heero_yuy 24-03-2015 18:17

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by martyh (Post 35767037)
Thanks for the spelling correction ;)

Sorry for being a bit of a pedant but when I left school my English was utterly appalling, it's taken decades to get to be any good so when I see errors I tend to get a bit fussy.

martyh 24-03-2015 18:39

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by heero_yuy (Post 35767042)
Sorry for being a bit of a pedant but when I left school my English was utterly appalling, it's taken decades to get to be any good so when I see errors I tend to get a bit fussy.

No probs ,you should see me try to pot the black with a line of people :)

RizzyKing 25-03-2015 03:33

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Good to see council tenants still getting looked down on and stereotyped by some when the truth is the vast majority are good, decent, honest and hard working people making the best of what they can. The cheek of private owners having to have riff raff on the same development is truly horrendous for them poor precious little ones how do they manage :rolleyes:.

Maggy 25-03-2015 14:37

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
You all know the rules. One of which that we do not name call other Cable Forum members.

I have already edited some posts,don't make me come back and infract anyone.

Ramrod 25-03-2015 15:09

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by martyh (Post 35767034)
As I explained a few posts ago ,in my opinion and experience council houses are better quality than private rented houses .There's also the question of security ,why should I sacrifice my families security in a private rental property that could be taken away at any time. Mortgages are all well and good for young people but given my age and the lack of job security why would I take a mortgage out even if a bank would give me one .

Fair enough

Quote:

You seem to be under the mistaken impression that council houses are solely for those who are unemployed ,needy in some way or are immigrants, that has never been the case ,council houses have always been an alternative to home ownership for those not in a position to own a home
Which you don't seem to be (and possibly haven't been)
I understand what you are saying but with the lack of council housing and the many needy out there (who are in unstable jobs, or no jobs), I don't think that someone with a stable job and income should be in one :shrug:

Quote:

and I'm sorry but immigrants go to the back of the queue
Fair enough :tu:

RichardCoulter 28-03-2015 12:44

Re: Oooh, look. Half a million more people claiming housing benefit under coalition.
 
Quote:

Originally Posted by heero_yuy (Post 35767036)
They should but mostly don't.

Agreed.


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