Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Flyboy, over a long period of time you have shown yourself to be driven by naked partisanship. For me to believe that there is anything underpinning your opinion in this thread other than blind devotion to the Labour Party (or blind hatred of all things Tory, or both) would require me to take leave of my senses first.

For you to continue to misuse terms like 'rich' and 'poor' in relation to this discussion shows that you are prepared to trample all over the sensibilities of those who are really poor, just so you can make your party political point. I was going to say that reading your posts is like reading a Labour press release, but in fact you have more in common with this man:

https://www.cableforum.co.uk/images/...2010/10/51.jpg

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Little punky's, running around cable forum..:D

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Be interesting punky..The NI you presently pay is paying the pensions of today's OAPs.If people can't afford to have children and therefore don't have them whom is going to be paying the NI contributions required to pay your pension?:confused:

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Kids cost a lot more than child tax benefit covers. So thinking that I'll have a kid I can't afford just because I may* get some kind of benefit to cover it is irresponsible.

Most people won't let you have a dog unless you can afford to look after it. But any old irresponsible idiot can become a parent.

* As today shows, things can change.

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Wasn't that originally one of the reasons why family allowance was introduced in the first place about 1946 i think to encourage people to have more kids after the war

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

I don't expect there to be any money in the pot when I retire. It would be nice if there was, but i'm pragmatic. Which is why i've always looked at other options than to rely on the state because in my experience, the state is the last person you want to rely on. And given my family history and body shape, i'd be amazed if I see 65.

2 points come to mind though:

1. Children brought into poor circumstances these days don't tend to be nett givers to tax

2. Looking around, we're really not short of people in this country.

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

We are short of people to the extent that their NI contributions aren't enough..Maybe the NI should increase if The CB was reduced.? I expect though that someone will have a good reason why that is a bad idea..

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

[QUOTE=punky;35103513]I don't expect there to be any money in the pot when I retire. It would be nice if there was, but i'm pragmatic. Which is why i've always looked at other options than to rely on the state because in my experience, the state is the last person you want to rely on. And given my family history and body shape, i'd be amazed if I see 65.
QUOTE]

I can see the state pension being next on the hit list

That's a bit of a generalisation isn't it .Quite a few children from "poorer" backgrounds use that a very fact as an incentive to not rely on the state and do something constructive with their lives

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

It is, but it has to be. Whilst there will always be decent folk who would have a great ethic, work hard and pull themselves up by their bootstraps they'll always be outnumbered.

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

A sad indictment of our society

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

A good way of putting things into perspective from the Guardian.

http://www.guardian.co.uk/money/2010...george-osborne

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

Why wouldn't he be serious?

Bringing a child into the world knowing full well you can't afford to, and expecting other to pay for it is negligent, and downright cheeky.

---------- Post added at 20:56 ---------- Previous post was at 20:52 ----------

Anyone relying on a state pension to cover them in their old age, is really in the brown stuff.

Anyone working who is not paying into a personal pension is deluded.

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

unless it was accidental or the family was inplace before the job was lost ,yes it is cheeky to do it deliberatley and i am aware that some do ,but exceptions have to be made

---------- Post added at 20:59 ---------- Previous post was at 20:56 ----------

or can't afford to ,my god where do you get off being so judgmental on other peoples finances .If some one is prepared or can only find work on minimum wage or close how the hell are they going to afford a private pension which may or may not be worth anything when they retire

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

That's as maybe but the fact is that there are few ways to provide for a private pension whilst interest rates are as low as they are and those on lower incomes will have less income to spare for private pension schemes and so will have to factor in the state pension because they can't avoid paying NI..

Re: Child Benefit Scrapped For Higher Rate Tax Payers From 2013
 

I wasn't being judgemental to anyone, simply stating that if you were working you'd be foolish to think you can rely upon a state pension to support you in retirement.

I accept everyones finances are a matter for them, but I can guarantee that there are people on modest incomes that could if they wanted to afford to save, or put in a pension but they choose not to do so, not give up their luxuries now.

But they will expect the state to support them in later life.

I'm not saying everyone, of course there'll be exceptions, but there are people who can afford to save for their future that aren't.