Re: Moans and Pet Hates - Part 8
 

I stand corrected. That must be a recent development.

Re: Moans and Pet Hates - Part 8
 

Businesses that have no clue and don't listen to the customer.


Went into a shop for something the other day that would cost £800.
The guy then spends an hour trying to convince me to buy a model that costs £3600 with all bells and whistles.


1) I had my budget set.


2) I don't need all the bells and whistles. The main point of what I want it that it does one job, not a billion different things.


It's like going to buy a Fiesta and they try and sell you a Porsche.


LISTEN TO THE NEEDS OF THE CUSTOMER.


The result: He lost the sale and I went elsewhere.

Re: Moans and Pet Hates - Part 8
 

Black Friday deals, lots of good stuff but nothing I want to spend on, this is a my problem though. Lol

Re: Moans and Pet Hates - Part 8
 

No idea if its recent, but you can get 3mg tablets from several online uk pharmacies, just fill in the questionaire and they dispense it via private prescription.

Re: Moans and Pet Hates - Part 8
 

So they can issue the script?

---------- Post added at 19:29 ---------- Previous post was at 19:20 ----------

I can only find them prescribable for jet lag and not very cheap. Plus the possible side effects could actually end up making root causes worse :( I tried Valarian root but then gave me palpations. An ounce of weed would last longer and have the same effect. Shame you can not get that prescribed for sleep disorders

Re: Moans and Pet Hates - Part 8
 

Technically, yes, but you'll never see it, they just send you the meds.

Re: Moans and Pet Hates - Part 8
 

Credit card companies. They can debit your account in a second, but a credit takes several days to apply...

Re: Moans and Pet Hates - Part 8
 

I have paypal 3K credit. I use it when there is interest free offers on stuff but they are so slow to make adjustments on figures when you pay. They do scheduled payments so instead of you just clicking pay now and it doing a bank transfer it does it later that day or even the next day they takes days to update the account

---------- Post added at 20:45 ---------- Previous post was at 20:33 ----------

The paypal thing brings another pet hate of mine and that is credit in general

About 8 years ago now I got into a lot of financial trouble due to credit companies giving me access to way more credit than I could ever pay back and a breakdown that led me to just spend spend spend as a form of comfort. I got into 16K total debt. I took out an IVA and paid £105 per month which was literally all I had spare on a tight tight budget for 5 years and they then writ off the remaining £10k.

Within a month of me taking out the IVA I was approached in town by a Capital One credit card salesperson. She was really quite pretty so I spoke to her and told her I had no chance of being accepted. She said "I accept that challenge". I asked if she was on commission and if she got paid on a failed application and she said yes so I said consider this me buying you a drink and filled out the forms. They gave me the card with £500 credit even though I was in 16K of bad debt

5 years passed and the IVA was satisfied another year passed and it was no longer on my credit file. Since then I have taken out 3 credit cards(all had bonus sign up offers giving me Amazon vouchers and the like) Paypal credit, AO finance (had to buy a fridge freezer) and a Very catalogue account. Total possible credit somewhere around 10K. Maddest part of all the Very is one of the creditors on my IVA with a written off debt of around £2k yet they still gave me another account with the same amount of credit limit

I have learnt my lesson and will not ever get in trouble like that again. I budget strictly and only spend what I can afford but with my history and how things are in general it should be illegal for credit companies to give more credit than a person can possibly repay. All the credit agencies do searches and all the searches know your employment status and income so there is no excuse for them not to know

Re: Moans and Pet Hates - Part 8
 

They do know, they just dont care that much. ;)

I worked at Experian for 10 years.
The credit business is just a risk managing business.
Sometimes they will lose out, but they make far more than they write off.

You can actually borrow up to £500 while you have an active IVA.

A completed IVA will lower your credit rating, but it doesnt stop you getting credit.
All it means is some will refuse you, the rest will take you on, but probably offer lower limits and/or higher interest rates.

IVA's get deleted from your credit report 6 years after they start.
(and from the Insolvency Register, three months after they complete).

Re: Moans and Pet Hates - Part 8
 

I think there needs to be legislation because it can ruin lives and some people commit suicide. I promote IVAs and Debt Relief Schemes for those with lower debt and income but a lot of people will never hear about them and will spends years paying back a debt they should never have been allowed to accrue in the first place

Re: Moans and Pet Hates - Part 8
 

Spent most of the day dealing with the fallout of the OH falling over in the bathroom at 6am and cracking his noggin so hard that required a trip to the emergency department and 7 stitches in his scalp. Could have done without the old I’m a tough old retired matelot attitude that stopped him going to the hospital until I photographed his 3 inch wound.

Im so sorry Maggy :(

Re: Moans and Pet Hates - Part 8
 

Hope the fearless warrior is OK this morning. Husbands <<sigh>>
<<<<<hugs>>>>> to you both.

My pet hate is having to defrost both freezers. Got it down to a fine art but still have to wait for the first one to get down to the right level before I can decant everything across and attack the second one. Can't leave them unattended as John insists on 'helping'.
:mad: :D :D :D :D

He's off out with his mates for the day tomorrow so hopefully I can put up the Christmas Tree and decorations and save him having to 'help' me. No doubt he will still need to tweak the lights but a large G&T will help me relax while I listen to his critique.:D :D

Re: Moans and Pet Hates - Part 8
 

Good idea to get any major head impact checked for concussion even without obvious injury.

Re: Moans and Pet Hates - Part 8
 

I just stick it all in a big cardboard box. It's fine for a couple of hours.

Re: Moans and Pet Hates - Part 8
 

Next door neighbours lost their 6 week old baby Friday night. I can not imagine what they are going through. They are such a lovely couple. There is no rhyme or reason to life so very very sad. Certainly puts my worries about the cost of living in perspective for sure

Re: Moans and Pet Hates - Part 8
 

I think that applied to many companies

Re: Moans and Pet Hates - Part 8
 

I know what it's like Maggy, having been wakened several times over the last 2 years in the middle of the night with Mr T's seizures, and to nurse him when he broke his femur in July. I hope your old man is soon back to his old self again.x :sorry: :hugs:

---------- Post added at 11:30 ---------- Previous post was at 11:27 ----------


Devastating news for sure for that couple and family, life can be very cruel sometimes, Jay.

Re: Moans and Pet Hates - Part 8
 

Because of finding doing a large supermarket shop once a week such hard work as an OAP I turned to online ordering. However as the pickers have again and again proven that they don't really know what they are doing I regularly have to refuse items. Roast potatoes instead of chips? 10 fish fingers instead of 30? 8 mature less fat cheese slices instead of 10 MILD cheese slices?

Yes I guess it does sound petty BUT it does mean I have to go out and actually buy what I want which is what I was trying to avoid.

Never mind the 10 other substitutions I will accept because it just makes me have to go out and buy in person if I don't.Which would defeat the whole point of ordering online.

Sorry for the rant.

Re: Moans and Pet Hates - Part 8
 

you can add notes to the items or un tick subs for some products. Ocado for a lot of products even let you give a sub option on the order

Re: Moans and Pet Hates - Part 8
 

As I recall, Asda let you set substitution products (as well as turn them off).

Re: Moans and Pet Hates - Part 8
 

High turnover of staff for these jobs. My son did it for a bit. Getting up at 5am for little more than min wage for a few hours work isn't very attractive. Plus high pressure from the management if you don't do enough picks an hour means they shove anything to hand in. He lasted a couple of weeks like most staff.

Re: Moans and Pet Hates - Part 8
 

I just hand them back.

My biggest bugbear is that I have always chosen Asda products because they are cheaper and just as good as popular brands but everyone seems to have cottoned on to this fact recently and as a consequence I seem to be farmed off with popular branded items.Luckily they have to be offered at the cheaper price.;)

Re: Moans and Pet Hates - Part 8
 

I don't see how they can screw up?


My nieces best friend is a picker in Tesco, if you order say an 8 pack of Richmond sausages, but pick a different 8 pack the scanner makes a weird noise and they have to re do.

Re: Moans and Pet Hates - Part 8
 

But what if Richmond sausages are out of stock?

Re: Moans and Pet Hates - Part 8
 

That's appalling :(

Yes thats quite sad!!!

Re: Moans and Pet Hates - Part 8
 

l only ticks substitutions on certain individual products if the know a very similar item will be delivered

Re: Moans and Pet Hates - Part 8
 

My Dad had to take Mum to A&E this morning as Mum has an enlarged gallbladder and appendix,she is on morphine and a drip, she had a x-ray and is now waiting on the surgeon.

Re: Moans and Pet Hates - Part 8
 

Hope she feels better soon, gallbladder pain is horrible. The only good thing about it was the morphine!!

Re: Moans and Pet Hates - Part 8
 

My own experience of being on morphine is one it certainly takes away the pain and two is the crazy dreams l kept getting.

Re: Moans and Pet Hates - Part 8
 

All the best, hope your mum gets well soon

Re: Moans and Pet Hates - Part 8
 

:sorry: :hugs:

Re: Moans and Pet Hates - Part 8
 

Hope she gets sorted OK. Best regards.

Re: Moans and Pet Hates - Part 8
 

I'm hoping that your Mum has been seen and that something has been sorted. <<<hugs>>>

Re: Moans and Pet Hates - Part 8
 

Thanks Jo as she was moved to the Surgical Assessment Unit this morning and is now waiting to see the surgeon.

Re: Moans and Pet Hates - Part 8
 

Hope everything went well denphone, and there will be a happy outcome.

---------- Post added at 19:58 ---------- Previous post was at 19:49 ----------

Got up 7 o'clock this morning for the plumber to fix our boiler with a part he said a month ago was needed after it's annual service. He told me he had had his appendix out, that is why he hadn't been in touch. He didn't arrive, but phoned me tonight as though nothing was untowards. Now I have to go through the whole thing again tomorrow, hope he arrives 7.45am as I have to go for a heart scan. :erm:

Re: Moans and Pet Hates - Part 8
 

Best of luck with the scan and the plumber :tu:

Re: Moans and Pet Hates - Part 8
 

Mum had a poor night last night but she has improved today just talking to my Dad.

At the moment though she is not strong enough to have a operation according to the surgeon.

Re: Moans and Pet Hates - Part 8
 

Hope your Mum gets well soon Den. Rotten time of year for this to happen.

Re: Moans and Pet Hates - Part 8
 

Hope she feels better soon. :)

Re: Moans and Pet Hates - Part 8
 

Just received our gas/electric bill, £386.31 for last month, we only have a small 2 bed bungalow. :(

Re: Moans and Pet Hates - Part 8
 

But I bet you been warm and toasty?

My bill was £100 but I have been freezing my proverbials off hahahaha

Re: Moans and Pet Hates - Part 8
 

Have you changed how you use the heating, like don't put it on when you're in bed, put it on maybe an hour before you get out and reduce the temperature towards the end of the evening as there is no point heating the house just before you get in bed?

Also wear thermals on the legs that makes all the difference in my experience.

My heating comes on at 7am at the weekend at 20c then I reduce it to 19c through the evening then it goes off at 10pm, if I'm out the house then I'm trialing letting the smart thermastat drop it to 14c, not sure what effect that will have, with my heating off from 10pm to 7am the house stays at 10c in this weather.

I'm currently paying £83 a month with £374 in credit and my last statement was £137, I expect it will be atleast £50 more next month though with more heating being used when I am not at work, although I'm not sure what effect the smart Thermastat I fitted will do to it.

Re: Moans and Pet Hates - Part 8
 

Sadly its one step forward and three steps backward since as he has suffered from sickness and diaarhoea for the last 2 days and they want to do a CT Scan to see if she has some sort of obstruction.

Its looking like she won't be coming home before Christmas according to my brother.

Re: Moans and Pet Hates - Part 8
 

Sorry to hear that, I hope she proves your brother wrong!

Re: Moans and Pet Hates - Part 8
 

I had to cancel my PPV* (Pneumococcal polysaccharide vaccine) jab this morning, as ironically enough, I’m still coughing my lungs up (with a streaming nose and breathlessness) with whatever RSV I’ve got, so tried to be thoughtful to others at the surgery…

Will re-book once my current symptoms have abated.

*PPV

Re: Moans and Pet Hates - Part 8
 

We have tried to cut down by using oil filled radiators and not leaving heating on whilst we are out, but to no avail.


Yesterday first thing in the morning, I had this horrendous pain in the middle back, breathing is difficult. Mr T had to do all the running around, it got so bad he phoned 999 at 10pm, I was on the floor by then. We waited 2 and a half hours, no sign and we were getting so tired he cancelled the abulance and we went to bed. I daren't sneeze or cough, does this sound like pleurisy? If so how long does it last? :(

Re: Moans and Pet Hates - Part 8
 

Try your GP or 111 and ask for advice?

Re: Moans and Pet Hates - Part 8
 

Mr T phoned 111, they said to phone ambulance.

Re: Moans and Pet Hates - Part 8
 

If it was me and I couldn't get an ambulance I'd be getting a lift or taxi if you're able to get in car. Good luck and take care.

Re: Moans and Pet Hates - Part 8
 

We had problems with both of those with My Mum so l advised my Dad to go right up to the A&E department.

Thank god we did that.

In good news today Mum has shown a good improvement and might be allowed home befoe Christmas.

The bad news is she is considered too much of a high risk given she has several other medical conditions to have a operation.

Re: Moans and Pet Hates - Part 8
 

Good news she is getting home for Christmas den, sorry she is not well enough for op.

Re: Moans and Pet Hates - Part 8
 

Mum has had to be readmitted to hospital after collapsing late last night going to the bathroom, she required 4 paramedics to get her up from the floor and is now in the surgical assessment unit.

Re: Moans and Pet Hates - Part 8
 

Sorry to hear that, I hope she didn't spend too long waiting in the ambulance when she got to the hospital. It's times like these you realise how much we need our NHS staff.

Re: Moans and Pet Hates - Part 8
 

Sorry to hear that your Mum's back in hospital Den. Hope that she can be made comfortable. xx

Re: Moans and Pet Hates - Part 8
 

Sorry to hear about your mum Den. All our best wishes at this trying time.

Re: Moans and Pet Hates - Part 8
 

I was supposed to have mine in February 2021, but was told there were no stocks available anywhere.

I have tried on several occasions to get one since then, but get the same answer.

:(:(:(

Re: Moans and Pet Hates - Part 8
 

I'm having to make do with no heating or hot water from now until sometime after Christmas at my parents house, luckily the weather isn't too cold and we have a few electric heaters so the main problem will be washing!

Re: Moans and Pet Hates - Part 8
 

I got into the habit in the wintertime of filling some containers with (very cold) tapwater well in advance of needing it. That way, it'll warm up a little and won't have your teeth chattering and bits shrinking. ;)

It also means less energy is needed to bring it up to the boil for cooking or hot drinks.

Re: Moans and Pet Hates - Part 8
 

Some kind of fault ?

Re: Moans and Pet Hates - Part 8
 

Yes, error code C1 which according to the internet means fan or PCB, likely PCB because we can feel the fan turning.

But we have different priorities now seeing we can't fix the boiler a elderly family member is in bed all afternoon/evening pretty ill and after over 1hr we got through to 111 and they said doctor will phone back soon.....well that was 2hrs ago....

Re: Moans and Pet Hates - Part 8
 

I've got a migraine, first one for some time and feeling pretty fed up. One of the lovely effects of having a bad neck.

Dosed up with co-codamol to try and get through the boxing day bash we're going to but all I really want to do is lay down in a dark cool room.

Re: Moans and Pet Hates - Part 8
 

Well the doctor eventually phoned around midnight and after doing some checks on him and the fact that he had improved slightly the ambulance was cancelled, and I'm pleased to say he was alot more normal yesterday, the best we could hope for from someone with his health issues.

As for no hot water or heating, all we can do is make use of a kettle and jug for washing and a couple of fan heaters, just glad it's pretty mild out compared to the -6c the week before.

Re: Moans and Pet Hates - Part 8
 

It appears its going to stay mild for at least the next 2/3 weeks.

Re: Moans and Pet Hates - Part 8
 

We finally have a working boiler again, the Fan needed replacing.

Re: Moans and Pet Hates - Part 8
 

Sick of one particular FB friend.She has to comment on everything and has to turn my post to be about her.

Re: Moans and Pet Hates - Part 8
 

You're lucky you've just got the one. You could post on there but exclude that person which I do find helpful.

Re: Moans and Pet Hates - Part 8
 

Don't use social media, unless CF counts...
Hijack my wife's FB to find out what's going on at my local football club. They think she's a very keen, if controversial, supporter ;)

Re: Moans and Pet Hates - Part 8
 

I know some disagree but me and pretty much the whole of the web believe forums are social media

Re: Moans and Pet Hates - Part 8
 

Except anyone who runs them, and anyone who has used them for more than 10 years.

Re: Moans and Pet Hates - Part 8
 

That is only because of a snobbish attitude towards it. We have a community of members and hordes of posts based on entertainment media and news media we even have some posts of what we had for dinner. We share information opening and we communicate between ourselves. We even have messaging

https://communications.tufts.edu/mar...edia-overview/

See just like this site

Oh and I have used forums and message boards for over 20 years and I think forums are a social media platform

Re: Moans and Pet Hates - Part 8
 

A strange moan but i crave to spend money but everything I want is out of stock(a new ps5 headset) or not practical!(a new TV) as I can't keep the old and there is nothing wrong with it and not able to keep it and can't just dump it.

Re: Moans and Pet Hates - Part 8
 

If you're on "Nextdoor" see if somebody local wants it (Gratis)

Re: Moans and Pet Hates - Part 8
 

I avoid any of that Nextdoor crap lol,. My problem there is nothing wrong with the TV it's a perfect size 49in high end TV that's 5 years old, I would rather trade it in than give it away, but no idea if it's easily possible to trade such a big item.

I guess it accidentally needs to break...... :angel: but I'm not that kind of person.

Re: Moans and Pet Hates - Part 8
 

Like SnoopZ I'm planning to spend lots, currently awaiting a strong legacy!
[Like waiting for probate to complete on my mother's sold house]
SWMBO wanting a replacement lounge carpet plus an updated laptop, myself a decent laptop and a newer car.

Re: Moans and Pet Hates - Part 8
 

You can not take it with you. If you want and can afford a new TV buy it you could die tomorrow. Give your old TV away or put it in your bedroom or give it a family member

Samsung do trade in https://www.samsung.com/uk/trade-up/

---------- Post added at 11:11 ---------- Previous post was at 11:09 ----------

AO do trade in https://ao.com/help-and-advice/finan...-in/appliances[COLOR="Silver"]

---------- Post added at 11:11 ---------- Previous post was at 11:11 ----------

Re: Moans and Pet Hates - Part 8
 

Cobblers, if ain't broke, don't fix it or waste money on a new one. My 12 year old lcd tv works fine and the sound quality a lot better than the modern crap. Uhd is pointless unless your TV takes up the whole of the room.
Spend money on structural home improvements.... Or a nice holiday :)

Re: Moans and Pet Hates - Part 8
 

Thanks for this, unfortunately the bedrooms are not big enough for a curved 49in I've already measured and parents don't want it if I did go ahead and blow money on a new telly.

Thanks I will look into the trade in on those sites but don't think Samsung cover my 49KS9000 for trade in and their site never plays well when browsing on Android.

Re: Moans and Pet Hates - Part 8
 

I've been bedridden since last Tuesday, pain was almost unbearable, turns out the old spinal fracture of 5years has affected bones further up. Ambulance men pumped me full with morphine, I was allowed home the fillowing day for bed rest. Mr T has been my rock, waiting on me night and day, I was so looking forward to celebrating our 46th on New Year's Eve.

Re: Moans and Pet Hates - Part 8
 

awwww sorry you are suffering

Re: Moans and Pet Hates - Part 8
 

Sorry to hear your suffering Tinky. :sorry::hugs:

Re: Moans and Pet Hates - Part 8
 

So sorry Tinks. Wish we lived nearer and could help out. I am sure that once you are mobile again you and Mr T can still celebrate your anniversary. It may have been last night but this whole new year can be a celebration for you and your lovely husband. <<hugs>> to you both.

Re: Moans and Pet Hates - Part 8
 

All the best Tink, hope you feel better soon :tu:

Re: Moans and Pet Hates - Part 8
 

Sorry to hear you’re poorly, Tinky - hopefully you’ll feel better after treatment.

Re: Moans and Pet Hates - Part 8
 

So sorry to hear about your terrible pain Tinky as l hope and pray that you will feel better soon.

Re: Moans and Pet Hates - Part 8
 

Sorry to hear you're suffering. Chronic pain just grinds away at you and normally when you're already at your lowest ebb.

Re: Moans and Pet Hates - Part 8
 

:group:

Re: Moans and Pet Hates - Part 8
 

A very minor moan compared to others but I don't want to go back into work tomorrow after 2 weeks off!

Will have to get up at 5am and I currently struggle to be asleep before 3am this last week so the rest of this week will be a blur.

Re: Moans and Pet Hates - Part 8
 

I know where you are coming from SnoopZ, when working, my Sundays were completely spoilt with the thought of returning to my (hated) job on the Monday. However be thankful for small mercies, at least you have a job that many others don't.


Many thanks for all your good wishes.

Re: Moans and Pet Hates - Part 8
 

Yes without this job life would be very different I agree as got to pay the bills still and not sure I could handle that worry if money was so tight.

Re: Moans and Pet Hates - Part 8
 

Work failed to tell me my working hours today are 1pm-2pm!!!

Well I got up at 5am got to work for 5.50am and only 1 other person there who had forgotten that she was told to start at 12 today, so got back home at 6.45am tried to sleep and couldn't even though I needed it and just had confirmation and alot of apologies that I start at 1!

Lol

Re: Moans and Pet Hates - Part 8
 

My eldest brother (aged 74) died on New Year’s Day.

Re: Moans and Pet Hates - Part 8
 

Oh Hugh sorry for your loss, my thoughts are with you and your family at this sad time. :(

Re: Moans and Pet Hates - Part 8
 

Sorry to hear of your loss. Our thoughts are with you.

Re: Moans and Pet Hates - Part 8
 

So sorry Hugh, My thoughts are with you and your family. <<hugs>>

Re: Moans and Pet Hates - Part 8
 

l am deeply sorry to hear of your loss Hugh.:(

Re: Moans and Pet Hates - Part 8
 

That’s awful. Thoughts are with you and your family Hugh.

Re: Moans and Pet Hates - Part 8
 

Sorry for your loss :(

Re: Moans and Pet Hates - Part 8
 

Sorry to hear your sad news.