Re: The Happy Thought Thread Part 4
 

I use 1 most of the time but i pay off in full with my own money each month as it is a good thing to do for the credit rating and when purchasing items online a CC is also very good for protection.

But i do agree for the people who would not pay off a CC each month then a CC is a bad idea.

Re: The Happy Thought Thread Part 4
 

I only applied for a laugh, was shocked when they said you've been approved. As I said, it will only get used for emergencies. Not going to spend spend spend on it.

Re: The Happy Thought Thread Part 4
 

l went to the hospital this morning and l am going to be getting a date for the ICD battery change within the next couple of months so the sooner its done the better in my opinion.

Re: The Happy Thought Thread Part 4
 

Hope you get word soon Den

Re: The Happy Thought Thread Part 4
 

thinking of you :)

Re: The Happy Thought Thread Part 4
 

Thanks nash and dilli.:)

Re: The Happy Thought Thread Part 4
 

Let's hope it is sooner rather than later den.

Off to Birdlip, Gloucester tomorrow for two days for friends wedding :) although not looking forward to the 5 hour drive.

Re: The Happy Thought Thread Part 4
 

l hope you enjoy it in Gloucester as its a nice place weenie.

Re: The Happy Thought Thread Part 4
 

Just received my Home & Contents Insurance renewal, and the annual premium had increased by nearly 15%.

I gave them a call, and it's now less than last year's...

Always worth calling.

Re: The Happy Thought Thread Part 4
 

Enjoy your wedding Weenie, It pays to query insurance etc, too

Re: The Happy Thought Thread Part 4
 

Hope it gets sorted soon for you

Enjoy your break

Result, always worth a call as you say

Re: The Happy Thought Thread Part 4
 

Hospital isn't so bad - I'm next to the window it's really sunny and I'm sat in my chair getting a tan :)

Re: The Happy Thought Thread Part 4
 

Don't forget to put your sun cream on dilli.;)

Re: The Happy Thought Thread Part 4
 

Us too. Using credit cards as described above makes a lot of sense and offers additional consumer protection for items valued over £100 even if you've only used the card to pay a small deposit. If you don't like the idea of owing money you can have a card with a very low credit limit to avoid serious overspending and then pay money into the account which you then use to spend when you need to. That way you never owe anything because all your spending comes from the money you've paid in and you're monthly statement will always show you in credit.

Re: The Happy Thought Thread Part 4
 

Good Idea Osem