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-   -   Reclaim Your Bank And Card Charges (https://www.cableforum.uk/board/showthread.php?t=47635)

newguy 08-06-2008 16:27
Re: Reclaim Your Bank And Card Charges
 
Hi Xaccers & co,

Got the reply back yesterday in ref to letter before action I sent 2 weeks ago. That was the letter stating go give me my money back or else it's court time. Perhaps it's the standard reply I got saying they have asked FSA to suspend the normal timetable etc etc.

So I'm assuming my next step is to file the claim at court? :confused:

Quote:
Originally Posted by Xaccers (Post 34560485)
You can go solo

TraxData 11-06-2008 19:19
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by popper (Post 34567120)
TD, as iv said here and elswere many times, people should really read SurleyBonds http://www.consumeractiongroup.co.uk...d-removal.html
and his other threads there, it really opens your eyes as to the tricks these companys use, and what your rights and actions are to get it put right, click it and READ IT.

once you understand that process and have sorted that out, theres not good reason not to also use the exact same options to put right all the other things companys or rather their personel try to pull, the ISPs could do with some action taken against them to put their antics right, do nothing and you help their cashflow, do something and you help your's. :angel:
Thankyou, taking a look right now, as i expected my email (and phonecall) to the CEO of alliance and leicester was ignored, what a suprise there.

Guess i'll look for help through here, also off to see my solicitor next week considering they have stolen over 1k from me :rolleyes:

Osem 26-02-2009 10:25
Unfair bank charges ruling....
 
The latest court case to determine the fairness of bank charges has upheld the original legal decision on the OFT's determination and agreed that such charges are indeed unfair.

Link to follow:

Derek 26-02-2009 10:39
Re: Reclaim Your Bank And Card Charges
 
Well the banks have lost the latest round in their fight to hold on to your money.

http://news.bbc.co.uk/1/hi/business/7910852.stm

Expect the next stage to be them moaning that it isn't fair for them to repay the money now as it'll be the taxpayer losing out. :mad:

Mr Angry 05-10-2009 19:32
Re: Reclaim Your Bank And Card Charges
 
Time to revisit this thread.

Things are starting to heat up for the banks Thorius v's MBNA PPI claim - consumer win.

Banks asked by FSA to outline their plans to repay customers.

Previously rejected PPI claims to come under the spotlight again.

martyh 05-10-2009 19:57
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by Mr Angry (Post 34884380)
Time to revisit this thread.

Things are starting to heat up for the banks Thorius v's MBNA PPI claim - consumer win.

Banks asked by FSA to outline their plans to repay customers.

Previously rejected PPI claims to come under the spotlight again.
i was wondering what had happened to this court case ,maybe this is why the RBS group (which i'm with)have just reduced their bank charges from 1st oct
http://www.which.co.uk/news/2009/09/...ges-184120.jsp

Mr Angry 05-10-2009 22:22
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by martyh (Post 34884396)
i was wondering what had happened to this court case ,maybe this is why the RBS group (which i'm with)have just reduced their bank charges from 1st oct
http://www.which.co.uk/news/2009/09/...ges-184120.jsp
Marty,

These RBS reductions have, I believe, come about as a direct result of Government intervention in an attempt to get the rest of the banks to "wake up and smell the coffee" over the charges debacle.

superbiatch 06-10-2009 18:11
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by Mr Angry (Post 34884497)
Marty,

These RBS reductions have, I believe, come about as a direct result of Government intervention in an attempt to get the rest of the banks to "wake up and smell the coffee" over the charges debacle.
Lets hope Halifax listen up to this, currently i pay £35 for every purchase/debit which takes me over my overdraft. I thought they were part of RBS but just realised in the Bank of Scotland duh :doh:

Will21st 07-10-2009 16:44
Re: Reclaim Your Bank And Card Charges
 
About 4 months ago I got £2000 back from Barclays on a hardship claim.I can only remmend going down that route.I put on a right old song and dance about holes in my shoes :D

have to say though,they coughed up.Still owe me a grand though!! :mad:

superbiatch 11-10-2009 12:18
Re: Reclaim Your Bank And Card Charges
 
I had a not so interesting conversation with the Halifax a few days back when I got into a bit of financial trouble (the company I work for has gone into administration and I've not been paid). So I asked for help in maybe extending my overdraft which they were unwilling to do. They then went on to tell me form December I will be charge £1 per day for having an overdraft and this is something all banks will be implementing, so in effect I'll probably end up with an extra £31 per month being paid to them as my overdraft is more than my wages. Their solution was to offer me a loan - no chance!

Has anyone else heard of these charges?

bjorkiii 11-10-2009 12:42
Re: Reclaim Your Bank And Card Charges
 
Oh goodness me i hope thats not the truth otherwise its time to calmeth , but a nice cheque to wipe all my discrepancies would soften the blow for a short while . Still seems a bit steep though :erm: how does it all work it seems odd to me what do they do with the persons money surely there not just keeping it all in a box they must be using it :erm: time for another sherry methinks :D

superbiatch 11-10-2009 13:14
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by bjorkiii (Post 34888288)
Oh goodness me i hope thats not the truth otherwise its time to calmeth , but a nice cheque to wipe all my discrepancies would soften the blow for a short while . Still seems a bit steep though :erm: how does it all work it seems odd to me what do they do with the persons money surely there not just keeping it all in a box they must be using it :erm: time for another sherry methinks :D
So it seems its just a Halifax thing http://www.mirror.co.uk/news/city-ne...5875-21699500/


I think its time to look for a new bank account pronto.

yesman 24-11-2009 08:36
Re: Reclaim Your Bank And Card Charges
 
Quote:
Eight million more bank customers could try to reclaim overdraft charges, according to Which?, the lobby group.
New figures from the group show that, of around 12m people who have been hit with bank charges since July 2001, over three in five (63pc) have not asked for their money back.
With the Supreme Court's ruling on the test case due on November 25, the banks could face a deluge of new complaints should the Office of Fair Trading (OFT) win. This is in addition to the estimated 1m or more claims that are currently on hold.
http://www.telegraph.co.uk/finance/p...oney-back.html

Kymmy 25-11-2009 09:52
Re: Reclaim Your Bank And Card Charges
 
And the banks win

http://news.bbc.co.uk/1/hi/business/8376906.stm

Chris 25-11-2009 09:58
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by Kymmy (Post 34915317)
Or not:

Quote:
Originally Posted by BBC
But Lord Philips added that this was not the end of the matter as the OFT could still try to scrutinise bank charges under other parts of the regulations.
"This will not close the door on the OFT's investigations and may well not resolve the myriad cases that are currently stayed [put on hold] in which customers have challenged the relevant charges," he told the court.

The OFT is absolutely determined to get the banks for this.


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