Re: Reclaim Your Bank And Card Charges
 

Handy info to know Shaun.....would you be kind enough to add their web address as I'd like to check this out. ;)

Re: Reclaim Your Bank And Card Charges
 

To be honest with you i cant check, closed alliance and leicester account, moved over to barclays and just opened a basic bank account with cash card...that way i cant spend what i dont have and im less liable to fraud.

And all these sites want your credit card..

Re: Reclaim Your Bank And Card Charges
 

You can order your credit file with a postal order if you don't want to give your details. But remember that you will possibly need credit in the future (or even a clean search for a job) - it's always worth checking.

---------- Post added at 00:05 ---------- Previous post was at 00:04 ----------

https://www.econsumer.equifax.co.uk/...erletter.ehtml

http://www.experian.co.uk/consumer/o...perReport.html

http://www.callcredit.co.uk/consumer/order-your-report

:)

Re: Reclaim Your Bank And Card Charges
 

I don't need to pay someone to tell me where my credit rating is! I flushed it down the toilet ages ago!

Re: Reclaim Your Bank And Card Charges
 

Thanks Shaun. ;)


https://www.econsumer.equifax.co.uk/...erletter.ehtml

http://www.experian.co.uk/consumer/o...perReport.html

http://www.callcredit.co.uk/consumer/order-your-report

:)[/QUOTE]

Re: Reclaim Your Bank And Card Charges
 

Hi folks,

Just send the 'LETTER BEFORE ACTION' off today registered. This is the next letter saying they (banks) have a further 2 weeks to give me my money back or it's off to court we go. Hopefully I didn't leave it too late but only time will tell. :dozey:

Re: Reclaim Your Bank And Card Charges
 

I thought you knew the charges have been put on hold until the court case finishes?

Re: Reclaim Your Bank And Card Charges
 

According to what I have been reading on the consumer action group website, they were saying to still get the cliams into court.

I have no idea as to why - but perhaps it will get actioned sooner that way, rather than doing so once the test case have finished?

That is me just guessing, perhpas someone on this tread can shed more light on the matter?:erm:

Re: Reclaim Your Bank And Card Charges
 

If you bring the case to court, it will be logged, meaning the dates involved with the claim will be recorded and so won't expire even if they subsiquently pass the 6 year deadline (or at least that's my understanding of it).
Once the legal issues have been sorted, then the cases on hold will be progressed in accordance.

Re: Reclaim Your Bank And Card Charges
 

I would log it for 3 reasons.

1 - as Xaccers said it stops the 6 year rule losing you money.
2 - A court can at its discretion still process claims.
3 - If in apperent financial diffilculties the claim is supposedbly to be processed.

Re: Reclaim Your Bank And Card Charges
 

Hi folks,

Thanks for all the info given so far. I have one other question, which is, will I need to see a Solicitor if I do end up having to make a court claim against the banks, or can I go solo? :dozey:

Re: Reclaim Your Bank And Card Charges
 

You can go solo

Re: Reclaim Your Bank And Card Charges
 

Hmm, seems you guys was right...i tried applying for current accounts elsewhere and got declined on all due to my credit rating (which was great till alliance screwed me over) :(...going to write to the CEO now and try to get this sorted, its unfair on me!!!

Re: Reclaim Your Bank And Card Charges
 

Nice one. ;)

Re: Reclaim Your Bank And Card Charges
 

TD, as iv said here and elswere many times, people should really read SurleyBonds http://www.consumeractiongroup.co.uk...d-removal.html
and his other threads there, it really opens your eyes as to the tricks these companys use, and what your rights and actions are to get it put right, click it and READ IT.

once you understand that process and have sorted that out, theres not good reason not to also use the exact same options to put right all the other things companys or rather their personel try to pull, the ISPs could do with some action taken against them to put their antics right, do nothing and you help their cashflow, do something and you help your's. :angel: