Re: Moans and Pet Hates - Part 8
 

Not 100% sure yet but i think i may have to get the plumber in as the radiators downstairs stay 100% cold and upstairs they seem to work!

Boiler is due a service anyway but my unprofessional guess is there is an issue with the pump and the radiators downstairs bleed ok.

Re: Moans and Pet Hates - Part 8
 

Re: Moans and Pet Hates - Part 8
 

Good luck with your radiators

Re: Moans and Pet Hates - Part 8
 

Is your heating zoned?

If so it could be a stuck motorised valve that services the downstairs radiators.

Re: Moans and Pet Hates - Part 8
 

I’ve just spent this morning fretting that our central heating engineer damaged our motorised valve when he froze the pipe next to it in order to install an upgraded expansion vessel yesterday. It took me far longer than it should have to realise that the transformer-like hum was being caused by the valve’s natural operation, amplified by the new pipes and vessel. It’s not loud enough to hear in adjacent bedrooms but it will annoy me so I’m going to have to see if I can dampen it somehow.

Re: Moans and Pet Hates - Part 8
 

My moan today is my back has been very painful all day, Must be an age thing,

Re: Moans and Pet Hates - Part 8
 

I've no idea but the heating system is 23 years old so nothing fancy.

Re: Moans and Pet Hates - Part 8
 

Not a moan but just when you think you've seen it all you spot a mobility scooter with a tow bar, towing a guy in a wheel chair:)

Re: Moans and Pet Hates - Part 8
 

Sounds like the disability version of a wagon train. :erm:

Re: Moans and Pet Hates - Part 8
 

Waiting on a video app with the PDSA Vet. Dog looks like he has a Mast Cell Tumor but that is just a google diagnosis but still worried

Re: Moans and Pet Hates - Part 8
 

Being asked to do a 10 hour video editing job and rendering in about 10 minutes.


Sorry, but it aint gonna happen!

Re: Moans and Pet Hates - Part 8
 

Once again, our local council paid a company to do a job, then didn't inspect the work.

Damage to the tiles on 3 neighbours' homes' roofs during TV aerial refits got the council riled-up and ready to charge the tenants to do the repairs. But then another tenant told them that the tiles had all been replaced on similar style homes many years ago because they had become excessively fragile.

A quick check of records, and it was found that the council had been billed for retiling those 3 homes but the work had not been done.

The council is now trying to get the original contractor to actually do the work.

Re: Moans and Pet Hates - Part 8
 

Talking of councils wasting money a couple of years ago I had squirrels living in my loftspace. Their access was a poorly repaired edge of the roof so I complained.

Eventually they come and checked and indeed the nest was right behind the damage so they decided to fix it when they knew the squirrels were out.They scaffolded the eaves and did the work. A couple of week later they removed the scaffold. Literally the same day another company come out and said they needed to scaffold the whole house as I was getting a new roof hahahaha

Re: Moans and Pet Hates - Part 8
 

Pensions!

Like a growing number of people, I have had a number of jobs over my working lifetime, which has meant I have ended up with 7 different (small) pensions - now, the 4 Defined Benefit ones are easy (I've taken them, as they all rise with inflation each year, and SWMBO still gets half the payments should I pop my clogs).

The moan is the three defined contribution pensions I have from 3 jobs I worked at in the 80s, 90s, & 00s - three different schemes (Aviva, Standard Life, and was L&G now LCP ReAssure); I've got the fund values and the transfer values for each of them (they can be different), now got to figure out the best way to utilise them as retirement funds.

a) not an annuity - I would need to live 30 more years to get the value of the fund if I took one, and nothing gets passed on to SWMBO

b) probably a SIPP Drawdown fund, as this gives me more flexibility, and if I pop my clogs before the fund is empty, SWMBO gets what's left

Just need to look for the best SIPP - thinking about either Vanguard or Aviva, as both have very good ratings.

I've had initial chats with some Financial Advisors, and I have to say I was struck by how "shark-ish" they were - one advised me to move two of my pensions immediately to a higher risk fund (he would get commission for the move and the ongoing fund management) as the bonus payment on them wasn't guaranteed; when I checked, the bonus payments were guaranteed. The others just seemed to want to transfer me to schemes where they would get ongoing commission, even though I was willing to pay a one off fee for (supposedly) impartial advice.

The moan is that I didn't realise it would be this much work...:D

(could be worse - could not have them.. :shocked:)

Re: Moans and Pet Hates - Part 8
 

I'm with Aviva for my pension and have a vanguard fund thing as well, like them both tbh