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Taf 11-10-2022 20:33

Re: Rising cost of living
 
An email from Santander:

Quote:

We want to let you know that on 03 October 2022, we increased the in-credit interest rate to 1.50% AER/gross (variable) on your account (on balances up to £20,000).
At least it's better than the 0.1% they were giving.

nomadking 11-10-2022 20:44

Re: Rising cost of living
 
Quote:

Originally Posted by Taf (Post 36136121)
https://www.walesonline.co.uk/news/c...mited-25190530

Although I applaud this help, I fear the cafés will be full most days, making it impossible for other customers to get food or drinks.

The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.

peanut 11-10-2022 20:56

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136522)
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.

Sorry I can't see what's wrong with it. If anything, it could help to combat loneliness which is a really good thing.

Chris 11-10-2022 21:04

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136522)
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.

You really have to be pathologically contrarian to have come up with this …

Hugh 11-10-2022 21:27

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136522)
The thing with this and the idea of "warm banks", is that people still have to travel there and back, go home for meals, and return to a cold home as they've remembered to switch it off while out.

And if they they fall ill due to hypothermia when they go back to a cold home, won’t it just be counter-productive if they’re taken to hospital to recover, as they’ll just have to go back to a cold home?

nomadking 11-10-2022 21:31

Re: Rising cost of living
 
Quote:

Originally Posted by Chris (Post 36136526)
You really have to be pathologically contrarian to have come up with this …

Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.

mrmistoffelees 11-10-2022 21:47

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136529)
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.

Given the current utilities cost, most ?

Chris 11-10-2022 22:21

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136529)
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.

I can only imagine you live in sheltered bungalows in Marbella where nobody thinks much about their central heating. Because I know nobody at all that doesn’t think about when to turn theirs on and off. We used to have to persuade my mum to have hers on more often.

As I said … you have a near pathological knack for taking a contrary view of any issue, even to the point of compelling you to take a position that is very obviously bonkers.

jfman 11-10-2022 22:56

Re: Rising cost of living
 
Maybe we should solve the energy crisis by telling all those out at work, with children at school, to stop heating their empty homes during the day.

Pierre 11-10-2022 23:14

Re: Rising cost of living
 
Well, I work from home and live in Yorkshire and I can tell you it’s been quite cold in the evening and getting colder.

I haven’t turned the heating on yet, I have some portable electric heaters (used sparingly in the evening if required)

During the day, so far, decent clothing has been adequate. Of an evening a wood burner has been perfectly fine.

The heating will come online eventually, but it will be well into November I think.

1andrew1 11-10-2022 23:27

Re: Rising cost of living
 
Quote:

Originally Posted by nomadking (Post 36136529)
Unless they spend all day there and remember to turn their heating off, any savings are not going to be as much as is made out. How many people would think of turning their heating off?
There may be people that might be able to spend all day there, and are happy with soup and a roll for lunch, but otherwise it's going to be for just 2 or 3 hours at a time.

What got me thinking about this before now, is that I live in a set of sheltered bungalows, and was thinking about issues that might crop up if it was suggested that people spent time in other people's homes. Making sure that they turned off their heating before going elsewhere was one of them.

I'm not seeing the logic in this one, Nomad.

Your hypothesis is about someone who can't afford to heat their home who makes the effort to go to a warm bank yet leaves their heating on by mistake? :confused:

Taf 12-10-2022 11:16

Re: Rising cost of living
 
I saw plumes of steam from several boiler chimneys this morning. A few of the homes also had windows wide open. It only dropped to 8c last night.

---------- Post added at 10:16 ---------- Previous post was at 10:12 ----------

Quote:

Originally Posted by peanut (Post 36136525)
Sorry I can't see what's wrong with it. If anything, it could help to combat loneliness which is a really good thing.

Several years ago, our Labour-controlled council closed all the Day Centres where older people and those with disabilities could congregate for a few hours. Hot drinks, and often soup and rolls were always available. Plus they had visits from community nurses and council staff to answer any questions.

Halcyon 12-10-2022 12:20

Re: Rising cost of living
 
We have several churches in our city that will be opening to offer a warm place for a tea or coffee. All faiths welcome.


I think that is a wonderful thing to do.

papa smurf 12-10-2022 12:28

Re: Rising cost of living
 
Quote:

Originally Posted by Halcyon (Post 36136568)
We have several churches in our city that will be opening to offer a warm place for a tea or coffee. All faiths welcome.


I think that is a wonderful thing to do.

I have never been inside a warm church they're always freezing

i should point out i'm not a regular church goer just the stuff you can't get out of.

1andrew1 12-10-2022 16:14

Re: Rising cost of living
 
Significant rate rise needed in November - Bank of England chief economist
https://uk.finance.yahoo.com/news/in...vsgRrU6G3DqlqK


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