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-   -   Reclaim Your Bank And Card Charges (https://www.cableforum.uk/board/showthread.php?t=47635)

lauzjp 22-02-2007 18:48

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Chimaera (Post 34229308)
I saw on the front page of the Daily Mail today that banks are closing customer's accounts if they ask for charges to be refunded, so it looks like it may have already started.
I've sent 4 letters off to various financial institutions today on behalf of a friend, asking for charges to be refunded, so watch this space! None of those accounts are 'active' now but are part of an 'informal agreement' made via the CCCS, so it will be interesting to see what the bank does with that!

seeing as the cccs is funded by the credit industry, I wonder if they are going to encourage people to claim back bank charges... :erm:

Shaun 22-02-2007 20:02

Re: Reclaim Your Bank And Card Charges
 
I'd hope they're independant but you never know.

http://www.moneysavingexpert.com/cgi...41050760,24632,

The above is a great articel by Martin Lewis :yu:

greencreeper 23-02-2007 00:41

Re: Reclaim Your Bank And Card Charges
 
Reading the success/failure thread on the MSE site, Abbey seems to be the main one that likes to play tough. Abbey are my bank :rolleyes:

Pia 23-02-2007 00:46

Re: Reclaim Your Bank And Card Charges
 
Sooooooo they're getting big on shutting accounts down now?

I wanted to claim my bank account charges but not if they're gonna shut my account down, i'll only be able to get a basic one now:(

bopdude 23-02-2007 01:34

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by greencreeper (Post 34229663)
Reading the success/failure thread on the MSE site, Abbey seems to be the main one that likes to play tough. Abbey are my bank :rolleyes:

Same problem here, I'll be moving house in the next week or so, so I'll wait untill then to set the ball rolling, save the hassle of address changes etc etc

Mr Angry 23-02-2007 07:39

Re: Reclaim Your Bank And Card Charges
 
Folks, it's really quite simple.

Before you make your claim open another bank account as a parachute.

Shaun 23-02-2007 10:05

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Pia (Post 34229667)
Sooooooo they're getting big on shutting accounts down now?

I wanted to claim my bank account charges but not if they're gonna shut my account down, i'll only be able to get a basic one now:(

Try HSBC (assuming they're not your current bank), they're pretty good about giving current accounts out :)

Pia 23-02-2007 12:16

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Shaun (Post 34229815)
Try HSBC (assuming they're not your current bank), they're pretty good about giving current accounts out :)

I'm with Barclays now, thanks Shaun i'll try it.

Shaun 23-02-2007 16:07

Re: Reclaim Your Bank And Card Charges
 
Barclays are IMO one of the worse - don't they charge by the day rather than by the item? :erm:

Chimaera 23-02-2007 16:16

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Shaun (Post 34230349)
Barclays are IMO one of the worse - don't they charge by the day rather than by the item? :erm:

Yes - they do - and make threats of sending baliffs to people totally unconnected with the account holder! :ninja:

Shaun 23-02-2007 16:30

Re: Reclaim Your Bank And Card Charges
 
I had an account with them for about 3 months but had a blazing argument with a memeber of staff in a packed branch here in Leicester when they refused to give me more than £50 in one day.

The guy couldn't understand why them not letting me have MY MONEY was a problem!

Never again.

Pia 23-02-2007 17:41

Re: Reclaim Your Bank And Card Charges
 
They charge £30 a day, but they don't charge more than 3 times in one month if i remember rightly.

Mr Angry 23-02-2007 18:26

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Pia (Post 34230517)
They charge £30 a day, but they don't charge more than 3 times in one month if i remember rightly.

That's "very big" of them.

Pia 23-02-2007 18:31

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Mr Angry (Post 34230570)
That's "very big" of them.

I know, i got a £30 charge the other day because of a direct debit taking me over my limit, even though i had cancelled this direct debit (EDF Energy) 3 or 4 times already, but the nice bloke from Barclays said it was on my account as newly set up, each time. So i have to get them to pay for the charge, EDF said they were ringing me, and as you might have guessed, i've had no call.:mad:

Mr Angry 23-02-2007 19:34

Re: Reclaim Your Bank And Card Charges
 
Quote:

Originally Posted by Pia (Post 34230574)
I know, i got a £30 charge the other day because of a direct debit taking me over my limit, even though i had cancelled this direct debit (EDF Energy) 3 or 4 times already, but the nice bloke from Barclays said it was on my account as newly set up, each time. So i have to get them to pay for the charge, EDF said they were ringing me, and as you might have guessed, i've had no call.:mad:

Who is "them"?


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