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-   -   Reclaim Your Bank And Card Charges (https://www.cableforum.uk/board/showthread.php?t=47635)

lostandconfused 30-12-2006 12:18
Re: Reclaim Your Bank And Card Charges
 
i did wonder weather i should sign it when it came through the post, but as soon as i get that money into my account, im off to another bank anyway.
Anther bank wouldnt be able to use that against me would they?

Mr Angry 30-12-2006 14:20
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by lostandconfused (Post 34187831)
i did wonder weather i should sign it when it came through the post, but as soon as i get that money into my account, im off to another bank anyway.
Anther bank wouldnt be able to use that against me would they?
No, certainly not. However, given the current state of panic in the banking world over this many are changing the wording of their service agreements so you may encounter a similarly worded caveat in any new banking agreement which you enter into.

arcamalpha2004 31-12-2006 09:17
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by Mr Angry (Post 34187793)
I'm afraid it was a big mistake on your part agreeing to that.

Which is why the guy who started this whole thing rolling advises people to take out a new account first, then put the claim in.
As for agreeing that they ( the bank ) were not in the wrong, ( who can decide this now? ;) ) :erm:

Mr Angry 31-12-2006 10:46
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by arcamalpha2004 (Post 34188379)
Which is why the guy who started this whole thing rolling advises people to take out a new account first, then put the claim in.
As for agreeing that they ( the bank ) were not in the wrong, ( who can decide this now? ;) ) :erm:
The advice to open new accounts prior to claiming was to have a safety net if the respondent elected to close the claimant's account in the event of a successful claim for refund. The "future charges at the newly reduced rate" clause only became a tactic on the part of the banks after the April 6th OFT report.

arcamalpha2004 01-01-2007 09:55
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by Mr Angry (Post 34188415)
The advice to open new accounts prior to claiming was to have a safety net if the respondent elected to close the claimant's account in the event of a successful claim for refund. The "future charges at the newly reduced rate" clause only became a tactic on the part of the banks after the April 6th OFT report.

Thanks ;)

Mr Angry 01-01-2007 14:52
Re: Reclaim Your Bank And Card Charges
 
Welcome:)

golf dave 09-01-2007 12:09
reclaim bank charges
 
Thank you for the article on reclaiming Bank Charges I redeemed £400

handyman 09-01-2007 12:34
Re: reclaim bank charges
 
Well done :-)

Going for another batch myself shortly.

Taf 09-01-2007 13:33
Re: reclaim bank charges
 
I'm doing the paperwork for a neighbour at the moment...

lostandconfused 09-01-2007 13:55
Re: Reclaim Your Bank And Card Charges
 
just a quick update, had the money mentioned in previous post transferred into my account today!:beer::beer::beer::beer::)

Hugh 09-01-2007 14:13
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by lostandconfused (Post 34194297)
just a quick update, had the money mentioned in previous post transferred into my account today!:beer::beer::beer::beer::)
Congratulations l&c :handshake :hyper:

Stephen 09-01-2007 14:48
Re: Reclaim Your Bank And Card Charges
 
My bank have just charged me a total of £60 for going overdrawn for a total of 2 days by about £5.

I am sure over the last few years LloydsTSB have had a lot of money off me. I really should look through and work out how much exactly it is and write to them.

lostandconfused 10-01-2007 00:24
Re: Reclaim Your Bank And Card Charges
 
Quote:
Originally Posted by DarthYoda (Post 34194325)
My bank have just charged me a total of £60 for going overdrawn for a total of 2 days by about £5.

I am sure over the last few years LloydsTSB have had a lot of money off me. I really should look through and work out how much exactly it is and write to them.
its 100% worth it

luckybleeder 14-01-2007 01:20
Re: Reclaim Your Bank And Card Charges
 
Shabby decided to only refund part of my charges as a "Gesture Of Good Will" so i went to the FOS. They settled 100% after a few Months but tried to close my account so that i couldn't get at my money. The FOS threatened them with legal action and i now have paid off my overdraft and £1,225.90p to spend :)

I was thinking of buying a Ford Capri but then i realised i can't drive :(

Seriously, try the FOS before you part with any money for court action. People say that they're a toothless tiger but they came up trumps for me :)

golf dave 14-01-2007 12:08
Re: Reclaim Your Bank And Card Charges
 
To luckybleeder i had already settled for the £400 still i know next time;)


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