Re: What Car Do I Buy???!
 

1100 for 22 yr old with 1 year NCD
500 for 24 year old with 4? years NCD

4 years NCD 60%
1 Year NCD 30%

Base premiums in both cases.
1100 * 100/70 = 1571
500 * 100/40 = 1250
Both premiums are comparable - assuming the 4 year NCD. The difference left could easily be geographical for example, or other factors such as left on street vs garaged or additional security - thatcham immobiliser, tracker etc.

As you are over 25 the premium for high performance cars falls dramatically. Requote it for your 24 year old mate and see what the cost is.