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-   -   Pensions - no wonder there are strikes (https://www.cableforum.uk/board/showthread.php?t=33686121)

Alan Fry 07-03-2012 09:20
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by martyh (Post 35394459)
because not every company pays "large dividends" or large wages to executives .Indeed not every company have executives or even pays dividends .Do you even know why a company issues shares ?and do you know why shareholders get a dividend .....sometimes
You really have to start learning about the subject you choose to waffle about .
Whatever the case Final-Salary pensions for all is possible

martyh 07-03-2012 09:36
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394468)
Whatever the case Final-Salary pensions for all is possible
No it's not. How do smaller companies afford that ?

Alan Fry 07-03-2012 09:50
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by martyh (Post 35394478)
No it's not. How do smaller companies afford that ?
Why don't you ask them yourself?

martyh 07-03-2012 09:58
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394491)
Why don't you ask them yourself?
I don't need to i am one

gazzae 07-03-2012 10:00
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394491)
Why don't you ask them yourself?
You're the person claiming its possible. You tell us.

Alan Fry 07-03-2012 10:08
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by gazzae (Post 35394508)
You're the person claiming its possible. You tell us.
Accept less profits and dividends

Tim Deegan 07-03-2012 10:13
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by nomadking (Post 35394402)
Where does it say in any OFFICIAL government plans or proposals that the age is definitely to be raised to 68? All that there seems to be is a plan to look at the age, taking into account things like the nature of the work.
If you want to keep the final salary scheme, you have to contribute more into it.
The plan is to make retirement age 68 for all. The firefighters retirement age will be 60, but as I keep saying, if you aren't fit enough to be operational at 59 (which most people won't be), then you can be sacked. And then you can't claim your pension until you are 68.

gazzae 07-03-2012 10:15
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394517)
Accept less profits and dividends
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?

martyh 07-03-2012 10:15
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394517)
Accept less profits and dividends
What dividends? .You have to realise that not every company issues shares .Small companies with maybe 10 employees will not issue shares and pay dividends and no way could they afford to contribute to pensions.
Why do think that people start companies Alan ?

Alan Fry 07-03-2012 10:22
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by gazzae (Post 35394524)
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?
They should get the extra money from the dividends

martyh 07-03-2012 10:23
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by gazzae (Post 35394524)
So for a small business which makes say 100k profit. Two shareholders who pay themselves a salary of 50k and take say a dividend of 25k each. This leaves them with 50k which they put back into the business.

How exactly can they afford to pay a final salary pension for how every many employees?
Because Alan thinks the owners should be paid a basic wage the same as everybody else .The owners may have spent all their own money starting the company ,they may keep 10 people in good productive employment but they are company owners so by default are the very Devil themselves .He fails to realise that not all company owners are rolling around in wads of cash ,in fact, in my experience many are deep in dept

Hugh 07-03-2012 10:23
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Tim Deegan (Post 35394521)
The plan is to make retirement age 68 for all. The firefighters retirement age will be 60, but as I keep saying, if you aren't fit enough to be operational at 59 (which most people won't be), then you can be sacked. And then you can't claim your pension until you are 68.
Sorry, your statement appears contradictory.

It appears to be stating "everyone will retire at 68, except firemen, who will retire at 60" - am I misunderstanding something?

martyh 07-03-2012 10:24
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394527)
They should get the extra money from the dividends
Again ......WHAT DIVIDENDS?

Alan Fry 07-03-2012 10:24
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by martyh (Post 35394525)
What dividends? .You have to realise that not every company issues shares .Small companies with maybe 10 employees will not issue shares and pay dividends and no way could they afford to contribute to pensions.
Why do think that people start companies Alan ?
To make money, businesses small and large will have to accept less profits in the future

gazzae 07-03-2012 10:25
Re: Pensions - no wonder there are strikes
 
Quote:
Originally Posted by Alan Fry (Post 35394533)
To make money, businesses small and large will have to accept less profits in the future
What if the company is at break even or making a loss?


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