Originally Posted by Hugh (Post 35177070)

How sweet....

Originally Posted by frogstamper (Post 35176740)

If the statistics prove that young women are less likely to be involved in a motor accident than young men which they apparently do, then its common sense that their premiums are going to be lower, it has nothing to do with equal rights or favouring women over men the insurance companies have obviously seen that young men are a higher risk than young women...simples really.:)

Of course there is the Saudi way of solving this problem.;)

Originally Posted by Maggy J (Post 35177161)

They are not discriminating on the basis of sex but on statistical evidence.Are you suggesting that in future all statistical evidence has to be collected in a racially,sexuality and gender free manner?That results should be skewed in an effort not to be discriminatory?

What nonsense that would be.PC gone mad.;)

Originally Posted by ZrByte (Post 35177223)

The only important statistic for car insurance is the odds of a driver having an accident. And not where said driver keeps their dangly bits.

Originally Posted by martyh (Post 35177311)

absolutely correct ,and the odds are that a woman is less likely to have an accident than a man so is priced accordingly

Originally Posted by ZrByte (Post 35177513)

Irrelevant. I notice you snipped and ignored the rest of my post. How is gender any more relevant than race?

Originally Posted by ZrByte (Post 35177513)

Irrelevant. I notice you snipped and ignored the rest of my post. How is gender any more relevant than race?

Originally Posted by martyh (Post 35177562)

i didn't ignore it ,it has no bearing on anything
race has nothing to do with it (although i daresay that there will statistics somewhere)Insurance companies could go on forever proving that Chinese women over 30 and are left handed are safer drivers than scottish men under 50 with a ginger beard ,all they can realistically do is use data regarding age and sex regardless of race

---------- Post added at 20:34 ---------- Previous post was at 20:32 ----------




how can you say it is irrelavent ,you said it

Originally Posted by Hugh (Post 35177640)

Males under 25 don't get higher insurance because they are male - they get higher insurance because they have more accidents.....

And 2 years ago, did you both have a clean driving licence and equal no claims bonus?

Also, looking at your age, 2 years ago, you would have been under 25, which is the upper boundary of the high risk group for males, which explains why it has dropped (unless you are stating that her's has increased to match yours).

Why is the male cost of living higher than that for women? There appear to be some straw men being built around here.....

Originally Posted by ZrByte (Post 35177610)

You twisted my words to try and make them say the opposite of the point you know I was trying to make, and the point you made was irrelevant.
Race wouldn't complicate it anymore than it is now, yet that's overlooked because it would be classed as discrimination. Yet somehow sex discrimination is ignored or should I say was ignored.

And Hugh, the things you list for home insurance are all things you can change, just as parking on a driveway, installing an alarm and immobiliser would for a car. Can you change your gender? Yes, lol. But should you have to to get cheaper car insurance? :D (actually do transgenders get cheaper or more expensive car insurance? because they shouldn't).
Would you agree to paying more for your home insurance because of your gender?
Do you really think this would even still be around now if men had cheaper premiums? The activist groups would have had that practice shut down years ago.
While we're at it lets increase male wages above female again as cost of living is clearly higher for us.
And I'm not ignoring the fact that most insurance premiums are based on statistics, quite the opposite. What I am arguing about is that they conveniently ignore statistics when it suits them. Which in my opinion leaves your point about accuracy in question.

Also I feel I should point out that it is measured based on in car fatalities rather than just drivers. So all this gender argument really proves is that there are more men travelling in cars.

On an interesting side note, My insurance came out only £5 more than my partners this year. Though hers was half mine just 2 years ago.