Cable Forum - Could someone explain a few things?

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Anonymouse

23-12-2025 00:39

Re: Could someone explain a few things?

Quote:

Originally Posted by Jaymoss (Post 36208103)

This thread has appeared to go vastly off topic only me and you are actually discussing what you asked

I had noticed...:(

TheDaddy

25-12-2025 17:19

Re: Could someone explain a few things?

Quote:

Originally Posted by SnoopZ (Post 36208099)

Let's say I have 2 work place pensions, when retirement comes is it best to put them both at the same place and then take the 25% lump sum to make it all easier?

Quote:

Originally Posted by Paul (Post 36208108)

Thats something to ask a financial advisor, not me. :)

Is the best advice, the only thing I'd add is that you are paying separate fees on each pension so that alone might be enough to think about combining but as Paul said we are not the best people to advise you on this

Taf	25-12-2025 17:30

Re: Could someone explain a few things?

Quote:

Originally Posted by Anonymouse (Post 36208095)

The threshold figure for UC is £16,000, and I always laugh at the notion that I'll ever have even that much

Universal Credit (UC) payments are reduced if you have savings (capital) over £6,000, with a £4.35 monthly deduction for every £250 (or part) above that limit.

I've seen people in the DWP office claiming they didn't know that, and ONLY ever had about £15k in savings.

Stephen

29-12-2025 12:54

Re: Could someone explain a few things?

I had to do that last year. Provide bank and savings acc details, share info and their value etc.

Just them checking you aren't fiddling the system.

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