Re: Paying household bills with a Credit Card
 

His comment seems directly related - Octopus told him you dont pay extra for non DD payments unless you are on flexible - you are not, you're on Tracker, so you could pay by CC every month if you wanted. However, you have to do it manually, there is no automation for CC payments.

Re: Paying household bills with a Credit Card
 

I think so as you quoted Paul's message originally and then later quoted me so I was confused as I was just skimming the thread. :D

Re: Paying household bills with a Credit Card
 

I've always paid by Direct Debit, the exception is my Xbox Live Ultimate which comes off my credit card.

Re: Paying household bills with a Credit Card
 

What's a credit card

Re: Paying household bills with a Credit Card
 

It's what poor people have instead of money.:)

Re: Paying household bills with a Credit Card
 

Re: Paying household bills with a Credit Card
 

Lol, or what clued up people use when buying stuff and are sensible enough to be able to pay it off in full each month.

Re: Paying household bills with a Credit Card
 

^^^
This

We only do this, or if it’s good value against comparative goods/companies, interest free credit (for example, bought my Pixel 8 Pro on interest free credit over 18 months with John Lewis, as they were also offering £125 off as well (cheapest on the market at that time), and just bought our replacement dishwasher on AO on interest free credit over 12 months) - I’d rather it was in my bank account than theirs (also helps keep our credit rating high, as all payments are by Direct Debit and credit cards are paid off in full each month).

Re: Paying household bills with a Credit Card
 

You also get insurance for the full price of the item if anything goes wrong thanks to section 75 of the consumer credit act, whenever I get a new car I pay the deposit on a credit card, often to the dealers chagrin but if they object too strongly I go elsewhere as the full cost is covered, providing its between £100- £30000 iirc

Re: Paying household bills with a Credit Card
 

I do it for Amex points but as has been said you HAVE to pay if off each month otherwise it costs you.

Re: Paying household bills with a Credit Card
 

Indeed, and even better, they pay me cashback for using it/them as well.

Re: Paying household bills with a Credit Card
 

"We" *never borrow money its a sure way to make sure that you will make someone else rich , *well at least since prohibition , according to family stories. Guess we will never know for sure

Re: Paying household bills with a Credit Card
 

Re: Paying household bills with a Credit Card
 

You always remember your first one fondly.

Re: Paying household bills with a Credit Card
 

I remember my first million ...... it was in italian Lire in 1995. :D
We went to Italy for a few days, you got about 3000L to a pound.