Re: Looking to get a Credit Card
 

I've made hundreds from cashback in credit cards, and never paid them a penny interest. Got a Halifax one that pays 2% on fuel and groceries, sadly no longer available, but I'm not giving it up ! They also give you protection on purchases. Used wisely, i.e. not for credit, they can be useful.

Re: Looking to get a Credit Card
 

I only decided to get a CC when I was buiny loads of stuff on Amazon.

I do pay it off every month.

Tkae recently bought my camera on it, for added protection.

Re: Looking to get a Credit Card
 

Have to agree - I use it and pay it off in full at the end of the month (and I get air miles in my BA Amex card).

Re: Looking to get a Credit Card
 

Amex BA is really good if you manage to get the right reward flights

Re: Looking to get a Credit Card
 

Agreed - we’ve had Business Class flights to Antigua, New York, Atlanta, and Boston using Avios, only paying the taxes (you get a free companion voucher if you hit a certain amount of spend per year).

Re: Looking to get a Credit Card
 

Ditto :)

Re: Looking to get a Credit Card
 

I pay it off the end of every month also this is why im not to worried on interest rates.

Re: Looking to get a Credit Card
 

Amex tends to do quite well then if you meet the requirements for a bonus. Remember Amex charges a higher transaction fees hence why their rewards a bit better. However you really do need to pay off the card each month since they're not about competing on lower interest rates, they're not designed for holding debt really. Obviously they're also not accepted everywhere.