Re: 12 Year Old Spends £900....
 

You will find that teen bank accounts don't have overdrafts. It teaches them that they cannot spend it if they don't have it. Both of mine have had them and they have a positive take on money as a result.

Back on topic, this is why allowing young teens access to the Internet without knowing what they are doing is a a bad idea. Yes, that sounds draconian, but teenage years should be a partnership between teen and parents and that way things like this don't happen.

Re: 12 Year Old Spends £900....
 

they cant go into debt but they can waste their money which is more the reason for my opinion cuz I did know the rest ;)

Re: 12 Year Old Spends £900....
 

I still have 2 at home Mr Zingy, One will rob me blind(13) the other(11) still has money stashed away from over a year ago (I cant find it) but he dont spend it until he pulls a note out for more MS points :rolleyes:

Re: 12 Year Old Spends £900....
 

Yep, the age restrictions on cards only relates to credit cards (i.e..cards that are effectively connected to a loan) as the credit act restricts such loans to people over 18

Re: 12 Year Old Spends £900....
 

At my son's school ( he's in year 6 ) the class teacher asked all the pupils who had a facebook account to put their hands up.

All their names were recorded and letters sent home to the parents. This letter informed parents that the school would be notifying the education authority etc. that their children were using internet services that were age restricted.

Re: 12 Year Old Spends £900....
 

Excellent :)

Re: 12 Year Old Spends £900....
 

What are the Education Authority likely to do about it? I do not condone letting children go online to young but when the child is at home with their parents its sod all to do with the school or the EA

Re: 12 Year Old Spends £900....
 

Say you've got a 10/11 year old daughter, who without your knowledge has a facebook account.
Wouldn't you want to be informed of this so you can decide whether she should keep it, and if so how much supervision she should have, or if she should have it closed down.

If you're already aware that your child has an account, then presumably you're happy with the amount of supervision they have while using it. I'm 100% certain that you Zing, as with many parents we know on this forum, would not allow their children to have a facebook account or similar without being satisfied they were being kept safe.
So if you recieved the letter, it'd go straight into the recycling because you are a responsible parent who's tech savy.

Many parents are responsible, but they don't understand the internet or the dangers, so cannot put the protection in place that others would do automatically.

It also depends on how well the letter is worded, if it's just "your kid has a facebook account and is under 12, this is wrong, you're a bad parent" then it's not going to go down well.
If however it said "We're writing to inform you that little Timmy has a facebook account, this is against facebook's terms and conditions as they are under 12. The internet can be a source of useful information, however it can also be a dangerous place, especially to children. Here is brief list of steps which can be taken to help keep your child safe on the internet..." then I'd imagine that'd go down much better.
However, with LEAs, chances are the former will be the style :P

Re: 12 Year Old Spends £900....
 

yeah I didnt think about the kids doing it behind their parents back. One would hope a 6 year old would not get the chance but its a strange world we live in

Re: 12 Year Old Spends £900....
 

.... and the school would be told by me to mind their own business. What internet access I grant my children has nothing to do with them whatsoever.

Re: 12 Year Old Spends £900....
 

Ahhhh, but you forget that Neo-Liebour have made it that brig brother is watching at all times, and if you screw up they will haul you over the coals.... ;)

Re: 12 Year Old Spends £900....
 

As I said, you'd be aware of what you're children are up to on the internet, and aware of how to protect them.
Many parents aren't.
If you recieved a letter from the LEA saying they'd discovered your daughter had been participating in sexual conversations with men on faceparty, would you also tell them to mind their own business?
Course not, you'd probably thank them, then ground your daughter until she was 36 (at least) and get the police involved to go after the men.

Re: 12 Year Old Spends £900....
 

nanny state!!!

Re: 12 Year Old Spends £900....
 

Let them waste their money, then when they've none left and they come asking for some more you can ask them what they have to show for the money they have spent. Easiest way for them to learn financial responsibility is by being irresponsible in a controlled environment. When they realise that they've got nothing to show for the money they've wasted they won't do it again.

Re: 12 Year Old Spends £900....
 

Since that would never happen, the question is meaningless.

Using an underhand trick on six year olds to find out information that they have no business sticking their noses in did however apparently happen.