Originally Posted by Nidge (Post 34490790)

Don't know how it works mate but if you can prove you have the means to pay or have a pot where the money comes from assuming you've got to have a few million in that pot then you don't need to have motor insurance.

Like I mentioned in my post my landlord is a Police officer with Nottinghamshire Police and he's on the traffic side of the force.

As for cloned plates mate I've not got a clue how it works.

Originally Posted by Nidge (Post 34490781)

It's not illegal to have no insurance as long as you can prove you have the means to pay if you cause damage, injury or death. The Police, fire brigade and ambulance service don't have insurance for their vehicles, they have a pot of about £500million, this is to cover them in case they have an accident or cause and accident, my landlord was on about the same thing the other week, he's in the Police force doing what they were doing in the video clip, he went onto talk about the technology they have in their cars, he said as soon as the ANPR kicks in with a alert within a split second he's got all the information on the car, the owner, a picture of the owner, the owners past, if the car has an MOT, tax etc etc.

He added there's no getting away now with the technology thats available to the Police.

Originally Posted by Incognitas (Post 34490840)

So when I apply for a Tax Disc why do I have to produce proof of current insurance?:confused:

Originally Posted by TheNorm (Post 34490842)

You don't if you apply online. Big Brother has his eye on you...

Originally Posted by Incognitas (Post 34490840)

So when I apply for a Tax Disc why do I have to produce proof of current insurance?:confused:

Originally Posted by foreverwar (Post 34490796)

The actual offence is
Charge: Using, causing or permitting to be used a motor vehicle on a road or other public place when there is not force a policy of insurance or security against third party risks. Road Traffic Act 1988, s. 143.

Section 144 lists the exceptions
144 Exceptions from requirement of third-party insurance or security
(1) Section 143 of this Act does not apply to a vehicle owned by a person who has deposited and keeps deposited with the Accountant General of the Supreme Court the sum of £15,000, at a time when the vehicle is being driven under the owner’s control.
(2) Section 143 does not apply�
(a) to a vehicle owned�
(i) by the council of a county or county district in England and Wales, the Common Council of the City of London, the council of a London borough, the Inner London Education Authority, or a joint authority (other than a police authority) established by Part IV of the [1985 c. 51.] Local Government Act 1985,
(ii) by a regional, islands or district council in Scotland, or
(iii) by a joint board or committee in England or Wales, or joint committee in Scotland, which is so constituted as to include among its members representatives of any such council,
at a time when the vehicle is being driven under the owner’s control,
(b) to a vehicle owned by a police authority or the Receiver for the Metropolitan Police district, at a time when it is being driven under the owner’s control, or to a vehicle at a time when it is being driven for police purposes by or under the direction of a constable, or by a person employed by a police authority, or employed by the Receiver, or
(c) to a vehicle at a time when it is being driven on a journey to or from any place undertaken for salvage purposes pursuant to Part IX of the [1894 c. 60.] Merchant Shipping Act 1894,
(d) to the use of a vehicle for the purpose of its being provided in pursuance of a direction under section 166(2)(b) of the [1955 c. 18.] Army Act 1955 or under the corresponding provision of the [1955 c. 19.] Air Force Act 1955,
(e) to a vehicle which is made available by the Secretary of State to any person, body or local authority in pursuance of section 23 or 26 of the [1977 c. 49.] National Health Service Act 1977 at a time when it is being used in accordance with the terms on which it is so made available,
(f) to a vehicle which is made available by the Secretary of State to any local authority, education authority or voluntary organisation in Scotland in pursuance of section 15 or 16 of the [1978 c. 29.] National Health Service (Scotland) Act 1978 at a time when it is being used in accordance with the terms on which it is so made available.

I don't think proving you can pay is in there...... ;)

Originally Posted by Incognitas (Post 34490854)

Err yes you do..they check that you have current insurance as well as an up to date MOT certificate.

Originally Posted by Incognitas (Post 34490840)

So when I apply for a Tax Disc why do I have to produce proof of current insurance?:confused:

Originally Posted by TheNorm (Post 34490879)

But you said...



You don't have to produce proof of anything - they already have the details.

Originally Posted by WHISTLED (Post 34490797)

If you crashed into the Man Utd tour bus and killed a several players it would cost hundreds of millions in liability.

Originally Posted by Incognitas

So no insurance no tax disc.Driving a vehicle without a tax disc is also an offence as it is without insurance.

Originally Posted by Derek S (Post 34490961)

Yup. Even having one but not displaying it is an offence as well. Ambulance, fire brigade, police cars all have to display tax discs even when the excise amount paid is nil.