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-   -   Crackdown on 'rich' council house tenants (https://www.cableforum.uk/board/showthread.php?t=33701040)

papa smurf 06-07-2015 18:04

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Jimmy-J (Post 35787040)
Yeah he said it, and now tries to make out that he didn't say it... but not only that, he admits saying it, but not in the way it was meant to be said. Is that you Arthur? :D

:handshake

martyh 06-07-2015 18:07

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Jimmy-J (Post 35787040)
Yeah he said it, and now tries to make out that he didn't say it... but not only that, he admits saying it, but not in the way it was meant to be said. Is that you Arthur? :D

Struggling with English again I see

papa smurf 06-07-2015 18:10

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787063)
Struggling with English again I see

struggling with reality again i see , you said it and we all read it .....

Jimmy-J 06-07-2015 18:18

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787063)
Struggling with English again I see

I struggle with many things in life, but admitting I'm wrong isn't one of them.

You should try it Martyh, it will set you free. :D

Bulky 06-07-2015 20:53

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787034)
If you want to stop yourself looking a total idiot then read the post properly ,it is quite clear that "security is meaning secure tenancy ,I have no where said that I have a secure job ,I have for your benefit and the so others can see what a total plank you are quoted the post in question below

I'm quite happy to look an idiot and you can quite happily explain what you have written but that's not how I read it , I'm glad you decided to back track on what you meant and now it is clear I'm a plank for thinking you had the intelligence for a proper discussion without insults :D





Quote:

Originally Posted by martyh (Post 35787034)
What about the tens of thousands needed for deposits since the crash ,what about age ,it takes people years to save deposits but according to your rules they should leave the council house that is their home ,that they probably have children living in and going to the local school and move out to a private rent with no security all because you don't like the idea of someone in a council house doing as well as you in life .There is a name for people with your attitude ,just can't say it on a family forum

Agreed, it's just too difficult to leave the security of the Nanny which is why I agree with the proposed government plan , and only people like yourself have names for me with my attitude ;), and just to add when these spongers (doing as well as myself as you say) are still paying their subsidised rent in 10 years I'll be happily mortgage free at the ripe old age of 47 :D, i know which situation I'd rather be in ......

Arthurgray50@blu 06-07-2015 21:20

Re: Crackdown on 'rich' council house tenants
 
This whole business finally convinces me that Osborne hates the ordinary man in the street.

First they bring out the evil Bedroom Tax, now they bring out this. Its another way of getting back to people who have got a council house, made some money and earn a lot of money - what is wrong with that.

Osborne deserves to be put up against a wall and read the riot act, by the millions of people that he has made misery of

Why doesn't he just bring out Mansion Tax - for people that live in large houses and have rooms that wont be used.

Its always the normal Joe blogs in the street that he hits. If l lose my job tomorrow which can happen - l have been edge for the past few years with cuts looming. I have an extra room - I will have to pay Bedroom Tax

If he brought out in the budget that he will increase taxes for the rich. That would ease the pain - but l bet he wont

Osborne and Cameron are multi millionaires, so money is not object.

Pierre 06-07-2015 22:27

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787034)
the more you earn the more you pay ,


No mod edit?

That's usually how it works?

Pay the market rate. If you don't like it mod editoff and the pay the market rate elsewhere. Stop bleating and get on with it.

Stephen 06-07-2015 22:42

Re: Crackdown on 'rich' council house tenants
 
may you all be reminded of the forum rules over language. Keep calm please otherwise there will be trouble

papa smurf 07-07-2015 06:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Arthurgray50@blu (Post 35787122)
This whole business finally convinces me that Osborne hates the ordinary man in the street.

First they bring out the evil Bedroom Tax, now they bring out this. Its another way of getting back to people who have got a council house, made some money and earn a lot of money - what is wrong with that.

Osborne deserves to be put up against a wall and read the riot act, by the millions of people that he has made misery of

Why doesn't he just bring out Mansion Tax - for people that live in large houses and have rooms that wont be used.

Its always the normal Joe blogs in the street that he hits. If l lose my job tomorrow which can happen - l have been edge for the past few years with cuts looming. I have an extra room - I will have to pay Bedroom Tax

If he brought out in the budget that he will increase taxes for the rich. That would ease the pain - but l bet he wont

Osborne and Cameron are multi millionaires, so money is not object.

no he hates the fact that a large % of them are on state subsidies and wont leave the nanny states teat and stand on their own two feet .

heero_yuy 07-07-2015 07:35

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787141)
no he hates the fact that a large % of them are on state subsidies and wont leave the nanny states teat and stand on their own two feet .

:clap: If he does not succeed then we'll all be bled dry.

Gary L 07-07-2015 09:38

Re: Crackdown on 'rich' council house tenants
 
This is just a bit of encouragement by the government to get them to stand on their own 2 feet.

a bit like the unemployed. (get out and get a job push) but (get out and get your own house and give the council one back to those less well off than you)

:)

Stop It 07-07-2015 09:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787034)
What about the tens of thousands needed for deposits since the crash ,what about age ,it takes people years to save deposits but according to your rules they should leave the council house that is their home ,that they probably have children living in and going to the local school and move out to a private rent with no security all because you don't like the idea of someone in a council house doing as well as you in life .There is a name for people with your attitude ,just can't say it on a family forum

So are you saying that I and many others should subsidise those lucky enough to live in a council house, paying below market rates despite earning enough to pay them?

I live in private rented housing, and have done for years. I do not earn a huge wage, and frankly find it a bit much for people to want to literally take from others in similar situations just based on who owns the house they rent from.

Everybody would love to have a little bit extra to save for a house, but that should not be a subsidy from taxpayers for some, while others have to not only pay for them, but face being unable to save themselves because of the disparity in rents.

Social housing should be provided for people in need, and assistance with rents to those whose standards of living would be too low otherwise, not to fund a deposit or enhance peoples lifestyles beyond that which the average working family can achieve in the private sector.

Also, name calling isn't on, argue the ideas, not the person as your attitude can easily be seen as a classic case of rent seeking.

papa smurf 07-07-2015 15:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35787163)
This is just a bit of encouragement by the government to get them to stand on their own 2 feet.

a bit like the unemployed. (get out and get a job push) but (get out and get your own house and give the council one back to those less well off than you)

:)

yes its an attempt to get the suckler's off the nanny states teat. too many people "can't save for a mortgage" or move on because it inhibits their ability to buy fags booze and 60" tv's ,so the comfort blanket provided by the local council only serves to keep the cycle of suckling the life out of the economy alive and kicking ;)

martyh 07-07-2015 16:51

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Pierre (Post 35787129)
No mod edit?

That's usually how it works?

Pay the market rate. If you don't like it mod editoff and the pay the market rate elsewhere. Stop bleating and get on with it.

Another brainless post by Pierre :rolleyes:

I suppose if Osborne decided you should pay more for your mortgage simply because you earn more than the bloke next door you wouldn't be upset in the slightest :rolleyes:

---------- Post added at 17:51 ---------- Previous post was at 17:23 ----------

Quote:

Originally Posted by Stop It (Post 35787166)
So are you saying that I and many others should subsidise those lucky enough to live in a council house, paying below market rates despite earning enough to pay them?

.

Explain how my rent is subsidised

Quote:

I live in private rented housing, and have done for years. I do not earn a huge wage, and frankly find it a bit much for people to want to literally take from others in similar situations just based on who owns the house they rent from.
Explain what I am taking from others

Quote:

Everybody would love to have a little bit extra to save for a house, but that should not be a subsidy from taxpayers for some, while others have to not only pay for them, but face being unable to save themselves because of the disparity in rents.
I've been subsidising people through my taxes for 30yrs

Quote:

Social housing should be provided for people in need, and assistance with rents to those whose standards of living would be too low otherwise, not to fund a deposit or enhance peoples lifestyles beyond that which the average working family can achieve in the private sector
.

Rubbish ,that has never been the intention of social housing and never will be ,social housing was built to house workers not to segregate 1 section of society from the rest ,that happened a lot in the 60's and 70's and ended up with slum dwellings ,the very thing social housing was meant to get rid of ,now we have social housing open to everyone mixed with private housing a much better arrangement.I lived in private rented houses for years and wouldn't thank you for it ,no security ,poor maintenance and high energy bills,now I have security (that's housing security for dum and dummers benefit) and a well maintained house for my £110 p/w

Quote:

Also, name calling isn't on, argue the ideas, not the person as your attitude can easily be seen as a classic case of rent seeking
If I get insulted to the extent that Bulky and smurf did I will retaliate ,although what that's got to do with you I don't know

papa smurf 07-07-2015 17:02

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787231)
some more brainless posts by me :rolleyes:

I suppose if Osborne decided you should pay more for your mortgage simply because you earn more than the bloke next door you wouldn't be upset in the slightest :rolleyes:

---------- Post added at 17:51 ---------- Previous post was at 17:23 ----------



Explain how my rent is subsidised



Explain what I am taking from others



I've been subsidising people through my taxes for 30yrs

.

Rubbish ,that has never been the intention of social housing and never will be ,social housing was built to house workers not to segregate 1 section of society from the rest ,that happened a lot in the 60's and 70's and ended up with slum dwellings ,the very thing social housing was meant to get rid of ,now we have social housing open to everyone mixed with private housing a much better arrangement.I lived in private rented houses for years and wouldn't thank you for it ,no security ,poor maintenance and high energy bills,now I have security (that's housing security for dum and dummers benefit) and a well maintained house for my £110 p/w



If I get insulted to the extent that Bulky and smurf did I will retaliate ,although what that's got to do with you I don't know

insults? what insults

martyh 07-07-2015 17:15

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787236)
insults? what insults

Seriously?

You suggested I move to better myself ,not only insulting me but the thousands of decent hard working council tenants just like me ,you suggested I am a sponger because I live in a council house and pay full rent with no state assistance at all ,I'm surprised you haven't thrown in racist as well ,that's your usual trick when someone doesn't agree with you especially over your love affair with Farage

papa smurf 07-07-2015 17:23

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787238)
Seriously?

You suggested I move to better myself ,not only insulting me but the thousands of decent hard working council tenants just like me ,you suggested I am a sponger because I live in a council house and pay full rent with no state assistance at all ,I'm surprised you haven't thrown in racist as well ,that's your usual trick when someone doesn't agree with you especially over your love affair with Farage

well i'm just flabbergasted i only asked why do you not move to a better private area if the cost is equal to your council house rent, and i don't believe i used the term scrounger , and as for throwing in racist and your rant about Farage the mind just boggles .

martyh 07-07-2015 17:35

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787241)
well i'm just flabbergasted i only asked why do you not move to a better private area if the cost is equal to your council house rent, and i don't believe i used the term scrounger , and as for throwing in racist and your rant about Farage the mind just boggles .

What the feck do you think is wrong with my area that's the 3rd time you suggested I move to a better area all you know is that it is a council estate ,that tells me you are extremely prejudiced against those who live on council estates,just because you grew up in a **** hole doesn't mean we all did ,now take your horrible prejudiced attitude and do one :mad::mad:


Quote:

and as for throwing in racist and your rant about Farage the mind just boggles

Maybe the warning that Damien gave you might jog your memory.

papa smurf 07-07-2015 17:45

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787242)
What the feck do you think is wrong with my area that's the 3rd time you suggested I move to a better area all you know is that it is a council estate ,that tells me you are extremely prejudiced against those who live on council estates,just because you grew up in a **** hole doesn't mean we all did ,now take your horrible prejudiced attitude and do one :mad::mad:




Maybe the warning that Damien gave you might jog your memory.

martyh martyh martyh calm down i only asked why you lived where you do when the rent elsewhere is the same maybe they wont let you keep the sofa on the front lawn on a private estate who knows -"do one" ? is that chav slang for something ?? i really don't understand your aggressive tone towards me you seem to take issue at every thing i post is it that you are prejudiced towards me for some reason .

re Damien what warning ?

vanman 07-07-2015 17:52

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Gary L (Post 35787163)
This is just a bit of encouragement by the government to get them to stand on their own 2 feet.

a bit like the unemployed. (get out and get a job push) but (get out and get your own house and give the council one back to those less well off than you)

:)

yes your right but
if some council house tenants are force to pay market rates
the best option for them is to use the right to buy.
and if that happens there will be no council houses to give back

mrmistoffelees 07-07-2015 18:45

Re: Crackdown on 'rich' council house tenants
 
Good

My over half has a friend who earns 30k per year and her partner earns approx 20k per year and they pay £350 ish rent a month for their council house (three bedroom semi)

No reason they could not buy their own place they just like the easy life

Maggy 07-07-2015 19:22

Re: Crackdown on 'rich' council house tenants
 
I think that a few members need to step away from this thread before they post something that will lead to infractions.OR just put each other on ignore.

Pierre 07-07-2015 19:50

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787231)
Another brainless post by Pierre :rolleyes:

I suppose if Osborne decided you should pay more for your mortgage simply because you earn
.

My mortgage is set by the market, what is your rent set by.

I asked a question you didn't answer. Do you pay the market rate for the rent for your property? Yes or no will suffice.

dcclanuk 07-07-2015 19:57

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Arthurgray50@blu (Post 35787122)
This whole business finally convinces me that Osborne hates the ordinary man in the street.

First they bring out the evil Bedroom Tax, now they bring out this. Its another way of getting back to people who have got a council house, made some money and earn a lot of money - what is wrong with that.

Osborne deserves to be put up against a wall and read the riot act, by the millions of people that he has made misery of

Why doesn't he just bring out Mansion Tax - for people that live in large houses and have rooms that wont be used.

Its always the normal Joe blogs in the street that he hits. If l lose my job tomorrow which can happen - l have been edge for the past few years with cuts looming. I have an extra room - I will have to pay Bedroom Tax

If he brought out in the budget that he will increase taxes for the rich. That would ease the pain - but l bet he wont

Osborne and Cameron are multi millionaires, so money is not object.


Because the Mansion tax would be for people that own their own home whereas the Bedroom Tax is for people that have homes owned by the council? Beggars can't be choosers ...

I think it's a brilliant idea by George. The Conservatives whilst not perfect have taken quite a few bold, correct decisions. This country is too reliant on free benefit handouts. Why should I work hard to own/privately rent my home whereas people that are earning the same as me get subsidised rent through the council (and free repairs etc)?

Yes some of you may be paying the market rent, but clearly there are people that are paying below market rentals. This should target those below market rental payers only.

TheDaddy 07-07-2015 20:21

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Stop It (Post 35787166)
So are you saying that I and many others should subsidise those lucky enough to live in a council house, paying below market rates despite earning enough to pay them?

I live in private rented housing, and have done for years. I do not earn a huge wage, and frankly find it a bit much for people to want to literally take from others in similar situations just based on who owns the house they rent from.

Everybody would love to have a little bit extra to save for a house, but that should not be a subsidy from taxpayers for some, while others have to not only pay for them, but face being unable to save themselves because of the disparity in rents.

Social housing should be provided for people in need, and assistance with rents to those whose standards of living would be too low otherwise, not to fund a deposit or enhance peoples lifestyles beyond that which the average working family can achieve in the private sector.

Also, name calling isn't on, argue the ideas, not the person as your attitude can easily be seen as a classic case of rent seeking.

How are you subsidising his or anyone else paying their full rent in social housing?

papa smurf 08-07-2015 06:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35787271)
How are you subsidising his or anyone else paying their full rent in social housing?

where i live a three bed semi £600 pm- 4 bed detached £900 pm- 3 bed terraced £450 pm does that compare with council rents?

3 bed semi council house £344 pm [and some say that's not subsidised

Mr Banana 08-07-2015 06:30

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by mrmistoffelees (Post 35787253)
Good

My over half has a friend who earns 30k per year and her partner earns approx 20k per year and they pay £350 ish rent a month for their council house (three bedroom semi)

No reason they could not buy their own place they just like the easy life

Similar. My wife's mate and her partner have a council house and have their own business along with fancy cars. They also have property abroad. Doesn't feel right.

Biggest travesty of all was Bob Crowe, when he was alive. 145k a year and living in a council house.

Stop It 08-07-2015 06:44

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35787271)
How are you subsidising his or anyone else paying their full rent in social housing?

Very simple.

If people in social housing earning enough to pay market rates, especially provided by the council, that extra funding to the council would go to building more social housing and help balance council budgets.

Instead we have many councils buckling under lower central funding and having to either cut services or tax people more. Subsidised rents are not free by any means, and the shortfall in money from them has to come from somewhere. We have a shortage of social housing primarily because there is no money to make more, so yes, people who can afford markets rates should pay them, so those who cannot (And there is a current 2 million waiting list for social housing remember) can have access to them.

Social housing should be more widely available, subsidised rents should be means tested.

techguyone 08-07-2015 07:23

Re: Crackdown on 'rich' council house tenants
 
Stop blaming the people living in them, instead direct your wrath at whoever made the policies...

You're all taking out your bitterness on the wrong people, it's not like they have any degree of control over the price the rent is set at is it, for Gods sake look at yourselves all sniping at council house tenants. You should be ashamed of yourselves, you have no idea of their personal circumstances, or whether or not they pay full rate or not.

If you want to bleat and moan about the 'unfairness' of it - and you're not wrong it IS unfair, well guess what?

Life is unfair.
The world is unfair.

I suggest you cry about it to someone who can change it, and not the poor sods who live there and have absolutely no power to do anything about it.

And think before you so blithely say 'Oh well just move out then and let someone else have it' These people will have jobs, kids, family, infrastructure where they are, they can no more just up & go than you lot can.

The stereotypical resentment from some people on this board is frankly mind boggling, I guess the current Govt did a really good job of 'divide and rule' didn't they.

I've been a house owner, I've been a private renter, and now I'm a Council Tenant. I pay full rent.

I've also been employed in middle management, I've been bankrupt, I've been divorced, I've had all sorts of events happen to me that I've had no control over at all. Some of you will to over your lifetime. Think. Before you speak so casually against other people whose lives you have no real idea about. Like mine.

Stop It 08-07-2015 08:53

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35787291)
Stop blaming the people living in them, instead direct your wrath at whoever made the policies...

You're all taking out your bitterness on the wrong people, it's not like they have any degree of control over the price the rent is set at is it, for Gods sake look at yourselves all sniping at council house tenants. You should be ashamed of yourselves, you have no idea of their personal circumstances, or whether or not they pay full rate or not.

If you want to bleat and moan about the 'unfairness' of it - and you're not wrong it IS unfair, well guess what?

Life is unfair.
The world is unfair.

I suggest you cry about it to someone who can change it, and not the poor sods who live there and have absolutely no power to do anything about it.

And think before you so blithely say 'Oh well just move out then and let someone else have it' These people will have jobs, kids, family, infrastructure where they are, they can no more just up & go than you lot can.

The stereotypical resentment from some people on this board is frankly mind boggling, I guess the current Govt did a really good job of 'divide and rule' didn't they.

I've been a house owner, I've been a private renter, and now I'm a Council Tenant. I pay full rent.

I've also been employed in middle management, I've been bankrupt, I've been divorced, I've had all sorts of events happen to me that I've had no control over at all. Some of you will to over your lifetime. Think. Before you speak so casually against other people whose lives you have no real idea about. Like mine.

I frankly do not care about personal circumstances, which is why I said about social housing subsidies being means tested.

Those with the ability to pay market rates, should, simple. It's not a personal dig at all and frankly I'm a bit annoyed that asking for fairness in society and a level playing field is now seen as "bleating"

We need a decent stock of social housing in this country, we also need a good safety net. Rent seeking and everyone claiming that their personal circumstances are worthy of special treatment while others in similar financial circumstances are not because of who they rent from is absurd.

You are damned right about "divide and rule", you seem to see fit to benefit from what others can only dream of, while in social housing while having no thought of others having to get by in the private sector and worse, that claiming that "It's alright for me gov, why are you moaning" when there is a massive shortage of social housing because of a chronic lack of funding is galling.

Thankfully, there is word that higher earners are to pay market rates, so for once, the policy makers are doing it right: http://www.independent.co.uk/news/uk...-10366555.html

If you earn £30,000 a year (£40,000 in London) there is no reason why you shouldn't be paying market rates for housing, ever.

techguyone 08-07-2015 09:27

Re: Crackdown on 'rich' council house tenants
 
Don't tell me, tell someone who can change it! - Hence my 'bleating' comment, you can bitch at me or anyone else who lives in these houses til the cows come home, it won't Change. Anything.

Go cry to your MP or something if you want change.

Stop It 08-07-2015 09:46

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by techguyone (Post 35787310)
Don't tell me, tell someone who can change it! - Hence my 'bleating' comment, you can bitch at me or anyone else who lives in these houses til the cows come home, it won't Change. Anything.

Go cry to your MP or something if you want change.

Read the link I posted, they are changing it, and using a means tested system pretty much exactly how it should be.

Those who can pay market rates, should. If you don't like that, tough, the same applies the other way.

For the tl'dr crowd "From 2017/18, those on incomes above £40,000 in London and £30,000 in the rest of England who live in social housing will be charged a market or near-market rent."

Osem 08-07-2015 09:46

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Mr Banana (Post 35787288)
Biggest travesty of all was Bob Crowe, when he was alive. 145k a year and living in a council house.

He wasn't the only one either, one of Red Ken's right hand men also seems to have been in great need of social housing:

Quote:

Ken's £117,000 aide lives in £90pw council house
http://www.standard.co.uk/news/kens-...e-6651527.html

Yeah well "I'm entitled ain't I!"... :rolleyes:

TheDaddy 08-07-2015 13:06

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787287)
where i live a three bed semi £600 pm- 4 bed detached £900 pm- 3 bed terraced £450 pm does that compare with council rents?

3 bed semi council house £344 pm [and some say that's not subsidised

So some of that 6- 900 pounds per month is being used to keep others rent at 344

---------- Post added at 14:06 ---------- Previous post was at 14:04 ----------

Quote:

Originally Posted by Mr Banana (Post 35787288)

Biggest travesty of all was Bob Crowe, when he was alive. 145k a year and living in a council house.

Quite right, he should've used his right to buy and taken it out of council stock all together

papa smurf 08-07-2015 14:59

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35787354)
So some of that 6- 900 pounds per month is being used to keep others rent at 344

---------- Post added at 14:06 ---------- Previous post was at 14:04 ----------



Quite right, he should've used his right to buy and taken it out of council stock all together

no its subsidised from the council tax we all pay into making council rents much cheaper than the going private rent
so when some say they are paying "full rent " they aren't they are getting a huge discount from the nanny state

peanut 08-07-2015 15:01

Re: Crackdown on 'rich' council house tenants
 
A stupid question but how do you know if you're paying full or being subsidised?

papa smurf 08-07-2015 15:06

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by peanut (Post 35787374)
A stupid question but how do you know if you're paying full or being subsidised?

just look at local house rents for comparable property, around here council rent is around %25 cheaper and who picks up the slack the tax payer

martyh 08-07-2015 16:25

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787370)
no its subsidised from the council tax we all pay into making council rents much cheaper than the going private rent
so when some say they are paying "full rent " they aren't they are getting a huge discount from the nanny state


If you knew what you are talking about it would be good ,there is no subsidy from council tax or any where else ,the only difference between my rent and the private rent down the road is the profit margin ,council rents across the country are set using the private sector in the local area as a level .

Despite repeated requests no one has managed to explain how rents are subsidised ,because they are not .

papa smurf 08-07-2015 16:48

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787383)
If you knew what you are talking about it would be good ,there is no subsidy from council tax or any where else ,the only difference between my rent and the private rent down the road is the profit margin ,council rents across the country are set using the private sector in the local area as a level .

Despite repeated requests no one has managed to explain how rents are subsidised ,because they are not .

utter tosh -i just can't take you seriously 25% less than private rent is not setting an area level its subsidising a lifestyle choice you just refuse to accept it .

martyh 08-07-2015 16:55

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787392)
utter tosh -i just can't take you seriously 25% less than private rent is not setting an area level its subsidising a lifestyle choice you just refuse to accept it .

then your area must be special either that or your just making stuff up to try to justify your weak argument

Show some facts ,figures ,local authority accounts to show this supposed subsidy and how much it is and who pays it ,if it comes out of council tax which you claim ,guess what ,I pay full council tax as well

papa smurf 08-07-2015 17:02

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787396)
then your area must be special either that or your just making stuff up to try to justify your weak argument

Show some facts ,figures ,local authority accounts to show this supposed subsidy and how much it is and who pays it ,if it comes out of council tax which you claim ,guess what ,I pay full council tax as well

i'm not part of your beloved nanny state if want information get off you behind and look yourself - any way i find it very difficult to converse with you when you are constantly so aggressive and insulting your not interested in facts you won't accept any opinion other than the one that suits you ....
full council tax does that equate to the 25%saving on the rent

GrimUpNorth 08-07-2015 17:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787396)
then your area must be special either that or your just making stuff up to try to justify your weak argument

Show some facts ,figures ,local authority accounts to show this supposed subsidy and how much it is and who pays it ,if it comes out of council tax which you claim ,guess what ,I pay full council tax as well

I've tried my best to keep out of this one but.....

This page from Your Homes Newcastle (your landlord?) explains how rents are set. It says nothing about rents being based on comparable private rented properties in the local area, it then links to this page which explains Government Policy On Rent Reform And Convergence. In this explanation there's a very interesting part which says:

Quote:

The Government wants the rents charged by social landlords to be fair and affordable. It believes that their rents should:
  • remain affordable in the future; generally be well below those charged by private landlords;
  • be linked to the size, location and condition of the home; and
  • be similar to rents for other council and housing association properties of a similar size, location, and condition.

So it looks like your understanding of how rents are set is pretty wrong and looking at your landlord's website maybe even they feel your getting a bit of a bargain!! Granted it doesn't say anything about low rents being subsidised but it also makes it clear they are intentionally below the going 'private' rate.

Cheers

Grim

martyh 08-07-2015 17:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787397)
i'm not part of your beloved nanny state if want information get off you behind and look yourself - any way i find it very difficult to converse with you when you are constantly so aggressive and insulting your not interested in facts you won't accept any opinion other than the one that suits you ....
full council tax does that equate to the 25%saving on the rent

In other words you have no facts ,you cannot show how rents are subsidised and your argument has no basis in fact .

For you information rent levels across the country ,in all LHA's use the same process to set their rent levels and that includes market value of the house ,average earnings in the area and number of rooms in the house ,also all housing associations use exactly the same method ,this method has been in use for some years now and was introduced to reduce the disparity between Council rents and private rents .I suggest the next time you feel the need to spout off you get off your backside and look for the facts first .

joglynne 08-07-2015 17:23

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787396)
then your area must be special either that or your just making stuff up to try to justify your weak argument

Show some facts ,figures ,local authority accounts to show this supposed subsidy and how much it is and who pays it ,if it comes out of council tax which you claim ,guess what ,I pay full council tax as well

How about using my area as an example. Trafford MBC set the Affordable Rent at up to 80% of market rent as laid down by the National Affordable Housing Programme 2011-2015, so when living in social housing Trafford tenants receive at least a 20% reduction against those renting comparable properties from private landlords.

https://www.trafford.gov.uk/about-yo...ategy-2012.pdf

I have no problem with anyone living in social housing but to say that they are paying the same amount as would be charged for an identical property in the private sector is highly questionable in view of the way council approved rents are calculated using the Affordable Rents Scheme.

http://www.affordablehomeadvice.co.u...nt-scheme.html

martyh 08-07-2015 17:26

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by GrimUpNorth (Post 35787398)
I've tried my best to keep out of this one but.....

This page from Your Homes Newcastle (your landlord?) explains how rents are set. It says nothing about rents being based on comparable private rented properties in the local area, it then links to this page which explains Government Policy On Rent Reform And Convergence. In this explanation there's a very interesting part which says:

So it looks like your understanding of how rents are set is pretty wrong and looking at your landlord's website maybe even they feel your getting a bit of a bargain!! Granted it doesn't say anything about low rents being subsidised but it also makes it clear they are intentionally below the going 'private' rate.

Cheers

Grim

Which is what I have written below for Papas benefit which is pretty much exactly what I said all through the thread ,minus the profit margin my rent is pretty much the same as any private rent of a similar property in the same or close area

papa smurf 08-07-2015 17:29

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by GrimUpNorth (Post 35787398)
I've tried my best to keep out of this one but.....

This page from Your Homes Newcastle (your landlord?) explains how rents are set. It says nothing about rents being based on comparable private rented properties in the local area, it then links to this page which explains Government Policy On Rent Reform And Convergence. In this explanation there's a very interesting part which says:

So it looks like your understanding of how rents are set is pretty wrong and looking at your landlord's website maybe even they feel your getting a bit of a bargain!! Granted it doesn't say anything about low rents being subsidised but it also makes it clear they are intentionally below the going 'private' rate.

Cheers

Grim


well that blows martys fabrication out of the water perhaps the next time he feels the need to spout off he should get off the sofa walk into the house and check out the facts

---------- Post added at 18:29 ---------- Previous post was at 18:28 ----------

Quote:

Originally Posted by joglynne (Post 35787401)
How about using my area as an example. Trafford MBC set the Affordable Rent at up to 80% of market rent as laid down by the National Affordable Housing Programme 2011-2015, so when living in social housing Trafford tenants receive at least a 20% reduction against those renting comparable properties from private landlords.

https://www.trafford.gov.uk/about-yo...ategy-2012.pdf

I have no problem with anyone living in social housing but to say that they are paying the same amount as would be charged for an identical property in the private sector is highly questionable in view of the way council approved rents are calculated using the Affordable Rents Scheme.

http://www.affordablehomeadvice.co.u...nt-scheme.html

its all coming out now

martyh 08-07-2015 17:34

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by joglynne (Post 35787401)
How about using my area as an example. Trafford MBC set the Affordable Rent at up to 80% of market rent as laid down by the National Affordable Housing Programme 2011-2015, so when living in social housing Trafford tenants receive at least a 20% reduction against those renting comparable properties from private landlords.

https://www.trafford.gov.uk/about-yo...ategy-2012.pdf

I have no problem with anyone living in social housing but to say that they are paying the same amount as would be charged for an identical property in the private sector is highly questionable in view of the way council approved rents are calculated using the Affordable Rents Scheme.

http://www.affordablehomeadvice.co.u...nt-scheme.html

Your example leaves 20% profit above the council rent for the private landlord ,if you take that profit off any private rent you will find the rents very similar ,simply because the private landlord will use similar methods to set their rent ,they will use size of property ,location of property ,value of property and how much rents are set in the area. There simply is not any subsidy

---------- Post added at 18:34 ---------- Previous post was at 18:32 ----------

Quote:

Originally Posted by papa smurf (Post 35787403)
well that blows martys fabrication out of the water perhaps the next time he feels the need to spout off he should get off the sofa walk into the house and check out the facts

I wrote exactly the same as Grimm you numpty :p::p:

Taf 08-07-2015 17:36

Re: Crackdown on 'rich' council house tenants
 
Quote:

The Government wants the rents charged by social landlords to be fair and affordable. It believes that their rents should:

remain affordable in the future; generally be well below those charged by private landlords;

be linked to the size, location and condition of the home; and

be similar to rents for other council and housing association properties of a similar size, location, and condition.
Here in Cardiff rents were changed a short while ago, so that you pay by number of bedrooms no matter where you live in the city, no matter what condition they may be in.

TheDaddy 08-07-2015 17:38

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787370)
no its subsidised from the council tax we all pay into making council rents much cheaper than the going private rent
so when some say they are paying "full rent " they aren't they are getting a huge discount from the nanny state

Its not subsidised from council tax or anything else in fact over the life of the property even taking repairs, buying the origional land and building it the council makes a healthy profit

papa smurf 08-07-2015 17:39

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787405)
Your example leaves 20% profit above the council rent for the private landlord ,if you take that profit off any private rent you will find the rents very similar ,simply because the private landlord will use similar methods to set their rent ,they will use size of property ,location of property ,value of property and how much rents are set in the area. There simply is not any subsidy

---------- Post added at 18:34 ---------- Previous post was at 18:32 ----------



I wrote exactly the same as Grimm you numpty :p::p:

you said you paid the same rent as the private sector you don't it is significantly less which is in effect a subsidy gifted to you by the nanny state
i'm going to sit here and laugh at you now ,

martyh 08-07-2015 17:55

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787409)
you said you paid the same rent as the private sector you don't it is significantly less which is in effect a subsidy gifted to you by the nanny state
i'm going to sit here and laugh at you now ,

You are reading what you want to see not what is written

this is what I wrote in post 1

Quote:

my council rent is neither cheap nor subsised it is exactly where the local market says it should be as I suspect most areas will be simply because that is how the LA's and associations set their rent levels ,London possibly being the exception
post 6

Quote:

It will affect every working tenant if it is decided to simply raise rents to include the profit component of private landlords which I think is intended ,that will intern affect private tenants as their rents rise
My stance all through the thread has been that rents for LHA's are very similar if not the same minus the profit component .

papa smurf 08-07-2015 17:56

Re: Crackdown on 'rich' council house tenants
 
still laughing

joglynne 08-07-2015 18:11

Re: Crackdown on 'rich' council house tenants
 
@ martyh. :erm: Why does the profit element have any bearing on the fact that you will be paying at least 20% less than a person renting a comparable property from a private landlord.

The amount in question is the amount actually paid by the person renting a property. The formula being used does not take into account any profit being made from the rental.

Taf 08-07-2015 18:42

Re: Crackdown on 'rich' council house tenants
 
It's not council tenants paying 20% less, it's tenants of private landlords paying 20% more. Because if you can't get a council house, your only option is to pay the extra the private landlords demand.

martyh 08-07-2015 19:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by joglynne (Post 35787415)
@ martyh. :erm: Why does the profit element have any bearing on the fact that you will be paying at least 20% less than a person renting a comparable property from a private landlord.

The amount in question is the amount actually paid by the person renting a property. The formula being used does not take into account any profit being made from the rental.


Because the only reason private rents are higher than LA rents is because of the profit element which could be anything depending on what the landlord wants or needs to make ,that is why the rent formula uses
this method to calculate rent

30 percent of a property’s rent should be based on relative property values;

70 percent of a property’s rent should be based on relative local earnings; and

a bedroom factor should be applied so that, other things being equal, smaller properties have lower rents.

expressed as a formula

70% of the national average rent Multiplied by relative county earnings
Multiplied by the bedroom weight
plus
30% of the national average rent
Multiplied by relative property value

A local example to me would be this
I pay £110 p/w for a 3 bed semi council house built around 1950-55 unfurnished ,

This house

10 mins walk from mine also a 3 bed semi is 635p/m or £48 per week more than mine £48 could be considered a very modest profit for a house of that standard ,my point being that private rents and council rents are not that different in reality especially when you consider that the quality of that house is far superior to mine ,that house is newly decorated, modernised and carpeted ,my house was a absolute pig sty when I moved in with an overgrown garden and no decorating been done for years

papa smurf 08-07-2015 19:39

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786748)
Gary for your information council rent levels are already set at local rent levels that include private rental properties ,in other words I already pay the market rate as do most other council tenants ,hence the enormous HB bill
So again I ask you how is my rent subsidised and how is it cheap.

so this man pays the same rent as a private renter and asks how is it cheap

---------- Post added at 20:39 ---------- Previous post was at 20:37 ----------

Quote:

Originally Posted by martyh (Post 35787428)
Because the only reason private rents are higher than LA rents is because of the profit element which could be anything depending on what the landlord wants or needs to make ,that is why the rent formula uses
this method to calculate rent

30 percent of a property’s rent should be based on relative property values;

70 percent of a property’s rent should be based on relative local earnings; and

a bedroom factor should be applied so that, other things being equal, smaller properties have lower rents.

expressed as a formula

70% of the national average rent Multiplied by relative county earnings
Multiplied by the bedroom weight
plus
30% of the national average rent
Multiplied by relative property value

A local example to me would be this
I pay £110 p/w for a 3 bed semi council house built around 1950-55 unfurnished ,

This house

10 mins walk from mine also a 3 bed semi is 635p/m or £48 per week more than mine £48 could be considered a very modest profit for a house of that standard ,my point being that private rents and council rents are not that different in reality especially when you consider that the quality of that house is far superior to mine ,that house is newly decorated, modernised and carpeted ,my house was a absolute pig sty when I moved in with an overgrown garden and no decorating been done for years

and this man pays nearly £200 per month less than the private renter
but they are the same man living in the same house and its still not cheap

martyh 08-07-2015 19:49

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787432)
so this man pays the same rent as a private renter and asks how is it cheap

---------- Post added at 20:39 ---------- Previous post was at 20:37 ----------



and this man pays nearly £200 per month less than the private renter
but they are the same man living in the same house and its still not cheap

only £200pm less considering the superior quality of the house
compared to a council house

Or is the private renter paying £200 pm more because of superior quality

Despite your professed knowledge of living in council houses you seem to forget that council houses are very basic and it's up to the tenant to make them nice ,it's the exact opposite for private properties

papa smurf 08-07-2015 19:57

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787434)
only £200pm less considering the superior quality of the house
compared to a council house

Or is the private renter paying £200 pm more because of superior quality

Despite your professed knowledge of living in council houses you seem to forget that council houses are very basic and it's up to the tenant to make them nice ,it's the exact opposite for private properties

are you not this man

Quote:=martyh

Good god man are you not reading what you are writing ,that is the most prejudiced statement yet ,you seem to think that the area I live in is somehow a bad area because it is a council estate what on earth gives you the right to suggest I need to better myself because I live on a very nice council estate


but now its very basic -do you have the only basic house on this nice estate- take your time making up the next load of drivel you post as your fabrication seems to be falling apart

Escapee 08-07-2015 20:15

Re: Crackdown on 'rich' council house tenants
 
The social housing my partner has in Cardiff costs approx £400 a month, and that's after healthy rent increases in the past few years. I believe it was a little over £300 a month when she moved in. The last time I checked which was around 6 months ago, the rent for a similar property in her area with a private landlord was between £900 and £1100 a month.

She's not grumbling much about rent increases because she knows she's been lucky to have had a massive subsidy for the 9 years that she has lived there.

martyh 08-07-2015 20:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787436)
are you not this man

Quote:=martyh

Good god man are you not reading what you are writing ,that is the most prejudiced statement yet ,you seem to think that the area I live in is somehow a bad area because it is a council estate what on earth gives you the right to suggest I need to better myself because I live on a very nice council estate


but now its very basic -do you have the only basic house on this nice estate- take your time making up the next load of drivel you post as your fabrication seems to be falling apart

Wow you seem determined to twist everything I say to suit your viewpoint .Council houses do not generally come furnished , decorated or carpeted ,they are very basic ,it's up to the tenants to make them nice when this happens you end up with a nice estate like mine ,of course you wouldn't accept this because you think that inhabitants of such houses are **** bag scroungers living off the nanny state .You gave away your prejudice in your first post and have continued to reinforce that attitude in every post you write

papa smurf 08-07-2015 20:22

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Escapee (Post 35787439)
The social housing my partner has in Cardiff costs approx £400 a month, and that's after healthy rent increases in the past few years. I believe it was a little over £300 a month when she moved in. The last time I checked which was around 6 months ago, the rent for a similar property in her area with a private landlord was between £900 and £1100 a month.

She's not grumbling much about rent increases because she knows she's been lucky to have had a massive subsidy for the 9 years that she has lived there.

the worrying thing to me is that councils are not handling public assets correctly offering massively subsidised rents is not getting the tax payer a fair return on their assets in fact revenues could be at least 25% higher and in these austere times we need every penny of revenue to balance the books we are all in this together

---------- Post added at 21:22 ---------- Previous post was at 21:19 ----------

Quote:

Originally Posted by martyh (Post 35787440)
Wow you seem determined to twist everything I say to suit your viewpoint .Council houses do not generally come furnished , decorated or carpeted ,they are very basic ,it's up to the tenants to make them nice when this happens you end up with a nice estate like mine ,of course you wouldn't accept this because you think that inhabitants of such houses are **** bag scroungers living off the nanny state .You gave away your prejudice in your first post and have continued to reinforce that attitude in every post you write

yes its all my fault again you make things up and i'm to blame- i have not called any one a **** bag or a scrounger that's your interpretation of council estate residents not mine .

martyh 08-07-2015 20:37

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787441)


yes its all my fault again you make things up and i'm to blame- i have not called any one a **** bag or a scrounger that's your interpretation of council estate residents not mine .

what exactly have I made up do please enlighten everyone

papa smurf 08-07-2015 20:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787446)
what exactly have I made up do please enlighten everyone

what haven't you would be easier -don't you worry about every one else they can all read

---------- Post added at 21:42 ---------- Previous post was at 21:39 ----------

Quote:

Originally Posted by Taf (Post 35787424)
It's not council tenants paying 20% less, it's tenants of private landlords paying 20% more. Because if you can't get a council house, your only option is to pay the extra the private landlords demand.

that's a rather interesting slant on the situation maybe worth a thread of its own [exploitation of private renters ];)

martyh 08-07-2015 20:51

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Escapee (Post 35787439)
The social housing my partner has in Cardiff costs approx £400 a month, and that's after healthy rent increases in the past few years. I believe it was a little over £300 a month when she moved in. The last time I checked which was around 6 months ago, the rent for a similar property in her area with a private landlord was between £900 and £1100 a month.

She's not grumbling much about rent increases because she knows she's been lucky to have had a massive subsidy for the 9 years that she has lived there.

This one for £550 pcm

http://sellsgood.co.uk/real-estate/r...arking/5871699

or this one £429 pcm

https://www.openrent.co.uk/property-...eet-cf81/38728

Not having a dig or anything but I would suggest that the prices you are seeing include agents fees and are not strictly comparable to social houses

---------- Post added at 21:51 ---------- Previous post was at 21:49 ----------

Quote:

Originally Posted by papa smurf (Post 35787447)
what haven't you would be easier -don't you worry about every one else they can all read

so in other words you can't actually back up your statement...... again:rolleyes:

Chad 08-07-2015 21:35

Re: Crackdown on 'rich' council house tenants
 
I've been trying to find clear information on this today following the budget without much success. Is this effecting the whole of the UK or just England and Wales?

martyh 08-07-2015 21:36

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Chad (Post 35787462)
I've been trying to find clear information on this today following the budget without much success. Is this effecting the whole of the UK or just England and Wales?

Actually I think he saw sense and left things as they are

Ignitionnet 08-07-2015 21:37

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Chad (Post 35787462)
I've been trying to find clear information on this today following the budget without much success. Is this effecting the whole of the UK or just England and Wales?

If it's not devolved it affects everywhere.

Pierre 08-07-2015 21:45

Re: Crackdown on 'rich' council house tenants
 
Well I asked MartyH at least twice now whether he pays the market rate for his property and he hasn't answered. Make your own mind up.

Bleat, bleat , bleat.

Bulky 08-07-2015 21:46

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787464)
Actually I think he saw sense and left things as they are

Lucky for you your rent won't be going up then :)

martyh 08-07-2015 21:53

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Pierre (Post 35787469)
Well I asked MartyH at least twice now whether he pays the market rate for his property and he hasn't answered. Make your own mind up.

Bleat, bleat , bleat.

I did ,in the very next post to your question ,which you would know if you bothered to read any of the posts

I await your next snide remark with interest

Gary L 08-07-2015 22:03

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Bulky (Post 35787470)
Lucky for you your rent won't be going up then :)

Damn, damn, damn! :)

papa smurf 09-07-2015 06:11

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Pierre (Post 35787469)
Well I asked MartyH at least twice now whether he pays the market rate for his property and he hasn't answered. Make your own mind up.

Bleat, bleat , bleat.

simple answer is no by his own admission he pays almost £200 per month less than the market rate .
but in his mind the council check the local going rent totally disregard it and give him a house £200 CHEAPER
i'm sure he will now get nasty call me names and try to change his evolving statements again but facts is facts .

Pierre 09-07-2015 07:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787472)
I did ,in the very next post to your question ,which you would know if you bothered to read any of the posts

I await your next snide remark with interest

Pay the market rate then and stop whinging.

---------- Post added at 08:42 ---------- Previous post was at 08:39 ----------

Quote:

Originally Posted by papa smurf (Post 35787487)
simple answer is no by his own admission he pays almost £200 per month less than the market rate .

Not for much longer thanks to Gorgeous George

Gavin78 09-07-2015 13:30

Re: Crackdown on 'rich' council house tenants
 
I pay £360 for mine a month, property is worth around or sells for around 80k-92k

So would the council class that as market value or the price they would sell it to me for which would be around 48k-54k

richard s 09-07-2015 14:37

Re: Crackdown on 'rich' council house tenants
 
Good job you don't live in the south house prices are stupidly high. Those who can afford the market value are people who cannot afford the deposit on the modest £230K two bed houses. There are also lots of private estates being built which only 10% have to be council/housing association builds, some of these are part buy part rent as well.

Tory social engineering at its best.

papa smurf 09-07-2015 15:42

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by richard s (Post 35787554)
Good job you don't live in the south house prices are stupidly high. Those who can afford the market value are people who cannot afford the deposit on the modest £230K two bed houses. There are also lots of private estates being built which only 10% have to be council/housing association builds, some of these are part buy part rent as well.

Tory social engineering at its best.

can they afford the bus fare up north you could get 4 two bed houses for that money

Escapee 09-07-2015 15:44

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Chad (Post 35787462)
I've been trying to find clear information on this today following the budget without much success. Is this effecting the whole of the UK or just England and Wales?

The reference I saw just mentioned London and the rest of England. I don't know about Scotland but my guess is the Welsh government will not enforce this, they will reduce services further to raise the additional revenue.

RichardCoulter 11-07-2015 18:55

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35786712)
George Osborne is set to charge full market rent to social housing tenants who earn over £40,000 in London and £30,000 everywhere else .This is a ridiculous idea ,all it will do is encourage people to stay on a lower wage so they keep the lower rent ,exactly what happens with tax credits.He says he wants to end the practice of higher earners benefiting from cheap subsidised rents,my council rent is neither cheap nor subsised it is exactly where the local market says it should be as I suspect most areas will be simply because that is how the LA's and associations set their rent levels ,London possibly being the exception

The other issue is why the hell should a working person receiving no benefits pay more rent that his next door neighbour who is on the dole

http://news.sky.com/story/1513430/cr...-house-tenants

As I have said previously, all council house rents should have had any subsidy removed the day that Housing Benefit began.

My reasons are that it is double provision and benefits the better off. Prior to the introduction of Rent Rebates (the forerunner to Housing Benefit for council tenants) rent subsidies were a form of help to those on low incomes as it was presumed that all those in social housing were of limited means.

Of course, that is not true today as you have stated yourself on many occasions. I suspect that this is more about you not wanting to lose a taxpayer funded perk than anything else.

Paul 12-07-2015 11:52

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35787562)
can they afford the bus fare up north you could get 4 two bed houses for that money

Not much use if you are 200+ miles from your job tho.

papa smurf 12-07-2015 12:27

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Paul M (Post 35787962)
Not much use if you are 200+ miles from your job tho.

we do actually have work in the north and although the wages my be lower than that london or that down south so is the cost of living ;)

nomadking 12-07-2015 12:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by martyh (Post 35787400)
In other words you have no facts ,you cannot show how rents are subsidised and your argument has no basis in fact .

For you information rent levels across the country ,in all LHA's use the same process to set their rent levels and that includes market value of the house ,average earnings in the area and number of rooms in the house ,also all housing associations use exactly the same method ,this method has been in use for some years now and was introduced to reduce the disparity between Council rents and private rents .I suggest the next time you feel the need to spout off you get off your backside and look for the facts first .

Here's an example(one of MANY) from the Joseph Rowntree Foundation.
Quote:

3. The changed roles and patterns of social renting
This paper does not set out the changing finance and subsidy
arrangements in the sectors
involved since 1989 (the key date in the
changing roles for the association sector) or even 1997 (the switch from
Conservative to New Labour government).
March 2015 Financial Times
Quote:

In the last year of the Labour government nearly 54,000 government-subsidised homes were built, an annual study called the UK Housing Review has found. In 2013-14 this had dropped to 41,654, according to the review.
The coalition scrapped the longstanding system of funding new social rented housing in 2011, replacing it with a system in which landlords receive much smaller construction subsidies but are allowed to charge tenants up to 80 per cent of the local market rate, known as “affordable rents”.
Quote:

The supply of affordable housing remains a high priority for the Scottish Government, which has made clear its commitment to deliver at least 30,000 affordable homes, of which at least two thirds will be for social rent including 5,000 council houses, during the lifetime of this Parliament.
We have boosted our budgets for new affordable homes considerably and with successive increases to the budget will now invest £970 million over the three-year period to March 2015.
In 2015-2016 we plan to invest a further £463 million. Over the current Parliamentary term the Government’s planned spending on affordable housing will therefore be more than £1.7 billion.
The remaining budget will be managed centrally and will include funding for the Low Cost Initiative for First Time buyers, the Home Owners Support Fund and increased subsidy for homes built to a higher greener standard.
Quote:

One reason for high rents was that before 1919 no corporation dwellings received subsidy from central government.
...
The Housing and Town Planning Act of 1919 (The Addison Act) was seen as a watershed in the provision of corporation (council) housing. Councils were thrust to the forefront as the providers and they began to plan their post-war housing programmes. Housing Committees were set up, working largely from recommendations from central government's advisory committee - the Tudor Walters Committee and encouraged to build through the provision of generous subsidies.
...
The increased development of high rise blocks of flats during the 1950s and 60s can be directly attributed to a response to the Government's subsidy system. From 1956, subsidy was confined to new houses built to replace those lost to slum clearance and there was more money available for blocks of more than six storeys high.
...
The majority new homes built on these estates were typical two story houses, but there was also a significant amount of high-rise building - mainly as a result of the higher subsidy available and also as a result of architectural fashion.

TheDaddy 12-07-2015 18:33

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by nomadking (Post 35787972)
Here's an example(one of MANY) from the Joseph Rowntree Foundation.
March 2015 Financial Times

How is his rent subsidised?

papa smurf 12-07-2015 18:49

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788032)
How is his rent subsidised?

by not charging the market value of the rental property ie £200 pm cheaper

TheDaddy 12-07-2015 18:52

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788035)
by not charging the market value of the rental property ie £200 pm cheaper

That's not a subsidy, no one is making up the 200 pounds a month

papa smurf 12-07-2015 19:07

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788036)
That's not a subsidy, no one is making up the 200 pounds a month

well your half right no one is making up the deficit hence the cuts in services to keep the subsidised low rents in operation on benefit street uk .

TheDaddy 12-07-2015 19:24

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788039)
well your half right no one is making up the deficit hence the cuts in services to keep the subsidised low rents in operation on benefit street uk .

Right, so no one is making up any shortfall but his rent is still subsidised :scratch:

papa smurf 12-07-2015 19:28

Re: Crackdown on 'rich' council house tenants
 
A subsidy is a form of financial aid or support extended to an economic sector (or institution, business, or individual) generally with the aim of promoting economic and social policy

TheDaddy 12-07-2015 19:33

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788044)
A subsidy is a form of financial aid or support extended to an economic sector (or institution, business, or individual) generally with the aim of promoting economic and social policy

What form of financial aid or support is he receiving?

papa smurf 12-07-2015 19:38

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788045)
What form of financial aid or support is he receiving?

rent at £200 pm lower than that which can be attained for the property he rents , we seem to be going around in circles here which ever way you look at it council rents are subsidised and way cheaper than comparable property on the private renting market .

TheDaddy 12-07-2015 19:56

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788046)
rent at £200 pm lower than that which can be attained for the property he rents , we seem to be going around in circles here which ever way you look at it council rents are subsidised and way cheaper than comparable property on the private renting market .

Another way of looking at it is pretty much all council housing was built thirty, forty, fifty plus years ago, any subsidy that was spent by government building them has been repaid many times over and what marty could well be doing is giving the council pure profit each month. Council housing is a national asset that pays hundreds of millions into the system each year and how do we treat it, as something to be given away for peanuts under right to buy schemes and I really wouldn't compare the market if i were you, it's been manipulated to such a degree the economic rules of market forces and supply and demand no longer apply.

papa smurf 12-07-2015 20:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788047)
Another way of looking at it is pretty much all council housing was built thirty, forty, fifty plus years ago, any subsidy that was spent by government building them has been repaid many times over and what marty could well be doing is giving the council pure profit each month. Council housing is a national asset that pays hundreds of millions into the system each year and how do we treat it, as something to be given away for peanuts under right to buy schemes and I really wouldn't compare the market if i were you, it's been manipulated to such a degree the economic rules of market forces and supply and demand no longer apply.

look at it this way he and in-fact all well off council house renters could be giving them more profit each month to the tune of 25% more which could go into local gov coffers and benefit all.
my house was built in 1897 i wouldn't offer a rent reduction based on its age .

Pierre 12-07-2015 20:17

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788047)
Another way of looking at it is pretty much all council housing was built thirty, forty, fifty plus years ago, any subsidy that was spent by government building them has been repaid many times over and what marty could well be doing is giving the council pure profit each month. Council housing is a national asset that pays hundreds of millions into the system each year and how do we treat it, as something to be given away for peanuts under right to buy schemes and I really wouldn't compare the market if i were you, it's been manipulated to such a degree the economic rules of market forces and supply and demand no longer apply.

Not the point though is it?

The point is that Marty is living in a council property enjoying a lower than market rate of rent, when he can well afford to pay a market private rent, or mortgage.

Whereas some one who is less well off has to pay the full market rate, or if they are on benefits, the tax payer pays their full market rent.

The most needy should be in council houses.

papa smurf 12-07-2015 20:22

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Pierre (Post 35788051)
Not the point though is it?

The point is that Marty is living in a council property enjoying a lower than market rate of rent, when he can well afford to pay a market private rent, or mortgage.

Whereas some one who is less well off has to pay the full market rate, or if they are on benefits, the tax payer pays their full market rent.

The most needy should be in council houses.

i agree with you that they are for the most needy not the most greedy .

nomadking 12-07-2015 20:44

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788036)
That's not a subsidy, no one is making up the 200 pounds a month

The cost of building them in the first place is subsidised.

---------- Post added at 21:44 ---------- Previous post was at 21:43 ----------

Quote:

Originally Posted by TheDaddy (Post 35788047)
Another way of looking at it is pretty much all council housing was built thirty, forty, fifty plus years ago, any subsidy that was spent by government building them has been repaid many times over and what marty could well be doing is giving the council pure profit each month. Council housing is a national asset that pays hundreds of millions into the system each year and how do we treat it, as something to be given away for peanuts under right to buy schemes and I really wouldn't compare the market if i were you, it's been manipulated to such a degree the economic rules of market forces and supply and demand no longer apply.

The subsidies and grants are still in place today.

TheDaddy 12-07-2015 21:02

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788049)
look at it this way he and in-fact all well off council house renters could be giving them more profit each month to the tune of 25% more which could go into local gov coffers and benefit all.
my house was built in 1897 i wouldn't offer a rent reduction based on its age .

More profit is what's got us in this housing mess, you keep banging on about the market but who in their right mind would use our current housing bubble as a guide to anything, we have buy to leave investors snapping up vast swathes of property just to sit on, not to rent but sell on empty in a few years at a profit due to cutting an already limited supply, estate agents literally making rents up as they go along in an attempt to screw a few more quid out of people and the biggest subsidy of all that people should be moaning about that actually costs us all real money is the land lord subsidy of housing benefit.

Beside which i don't even think this is new policy, not with housing associations anyway, my pal's tenancy is reviewed every five years and one of the things they look at is how much he earns. Extending it to council housing is quite logical and I'll have to check this but iirc the earning limit they have set is actually higher than his housing association set. Also imo the reason people like housing association and council property isn't because there a bit cheaper, it's because the tenancy is more secure, you aren't beholden to the whim of a landlord.

---------- Post added at 22:02 ---------- Previous post was at 21:59 ----------

Quote:

Originally Posted by nomadking (Post 35788057)
The cost of building them in the first place is subsidised.

---------- Post added at 21:44 ---------- Previous post was at 21:43 ----------


The subsidies and grants are still in place today.

Exactly the cost of building them was subsidised and in most cases has been repaid many times over. The grants were actually scrapped for a time, hence why some housing doesn't have a right to buy attached

nomadking 12-07-2015 21:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788062)
More profit is what's got us in this housing mess, you keep banging on about the market but who in their right mind would use our current housing bubble as a guide to anything, we have buy to leave investors snapping up vast swathes of property just to sit on, not to rent but sell on empty in a few years at a profit due to cutting an already limited supply, estate agents literally making rents up as they go along in an attempt to screw a few more quid out of people and the biggest subsidy of all that people should be moaning about that actually costs us all real money is the land lord subsidy of housing benefit.

Beside which i don't even think this is new policy, not with housing associations anyway, my pal's tenancy is reviewed every five years and one of the things they look at is how much he earns. Extending it to council housing is quite logical and I'll have to check this but iirc the earning limit they have set is actually higher than his housing association set. Also imo the reason people like housing association and council property isn't because there a bit cheaper, it's because the tenancy is more secure, you aren't beholden to the whim of a landlord.

---------- Post added at 22:02 ---------- Previous post was at 21:59 ----------



Exactly the cost of building them was subsidised and in most cases has been repaid many times over. The grants were actually scrapped for a time, hence why some housing doesn't have a right to buy attached

How can you say it's in the past, when the subsidies/grants are still in place to this very day. Something built last century, decade, year, or week has been subsidised.

Ramrod 12-07-2015 22:12

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788062)
More profit is what's got us in this housing mess, we have buy to leave investors snapping up vast swathes of property just to sit on, not to rent but sell on empty in a few years at a profit due to cutting an already limited supply

It makes no sense for btl investors to buy and not rent out the property. We borrow the money that we use to buy the property so we have to pay interest on that money. Why on earth do you think that we don't rent the property out? We are paying out money for the privilege of owning it. We want to recoup our outgoings. Why would you think that we don't rent the property out? What planet are you living on?
Quote:

estate agents literally making rents up as they go along in an attempt to screw a few more quid out of people
Estate agents don't let properties. You really don't have a clue. Please have a read of this. It's a very good read :)

TheDaddy 13-07-2015 03:03

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by Ramrod (Post 35788078)
It makes no sense for btl investors to buy and not rent out the property. We borrow the money that we use to buy the property so we have to pay interest on that money. Why on earth do you think that we don't rent the property out? We are paying out money for the privilege of owning it. We want to recoup our outgoings. Why would you think that we don't rent the property out? What planet are you living on? Estate agents don't let properties. You really don't have a clue. Please have a read of this. It's a very good read :)

What's this we, you're not one of them, you're not in their league, you're not even playing the same game as them. why don't you have a look at the link below and open your eyes

http://www.theguardian.com/commentis...ors-uk-housing

---------- Post added at 04:03 ---------- Previous post was at 03:59 ----------

Quote:

Originally Posted by nomadking (Post 35788065)
How can you say it's in the past, when the subsidies/grants are still in place to this very day. Something built last century, decade, year, or week has been subsidised.

Because the vast, vast majority of social houses built have had their subsidies paid back over and over.

papa smurf 13-07-2015 06:19

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by TheDaddy (Post 35788062)
More profit is what's got us in this housing mess, you keep banging on about the market but who in their right mind would use our current housing bubble as a guide to anything, we have buy to leave investors snapping up vast swathes of property just to sit on, not to rent but sell on empty in a few years at a profit due to cutting an already limited supply, estate agents literally making rents up as they go along in an attempt to screw a few more quid out of people and the biggest subsidy of all that people should be moaning about that actually costs us all real money is the land lord subsidy of housing benefit.

Beside which i don't even think this is new policy, not with housing associations anyway, my pal's tenancy is reviewed every five years and one of the things they look at is how much he earns. Extending it to council housing is quite logical and I'll have to check this but iirc the earning limit they have set is actually higher than his housing association set. Also imo the reason people like housing association and council property isn't because there a bit cheaper, it's because the tenancy is more secure, you aren't beholden to the whim of a landlord.

---------- Post added at 22:02 ---------- Previous post was at 21:59 ----------



Exactly the cost of building them was subsidised and in most cases has been repaid many times over. The grants were actually scrapped for a time, hence why some housing doesn't have a right to buy attached

and there was i thinking that it was too many holding out the begging bowl for nanny state handouts but it seems that it was wanting a fair return on investment that was the problem ,maybe we should just give them the house for free along with all the other state handouts .

peanut 13-07-2015 06:30

Re: Crackdown on 'rich' council house tenants
 
Quote:

Originally Posted by papa smurf (Post 35788088)
and there was i thinking that it was too many holding out the begging bowl for nanny state handouts but it seems that it was wanting a fair return on investment that was the problem ,maybe we should just give them the house for free along with all the other state handouts .

Do you begrudge those in council houses or housing association or something? You really are showing yourself up here.

The rents are cheaper in social housing, but it doesn't mean it's subsidised, just market rates are higher because they are privately run. I don't see what the problem is here.

What kind of idiot would give up their social housing even though they could afford privately owned rented accommodation, just because of the ethics. It's the terms and agreements that come with social housing that offers the security that people need. Also for some that could afford to rent private probably wouldn't be able to get a mortgage or do not want to go down that road for giving up the security they have. Sounds like sour grapes to me.


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