Re: The state benefits system mega-thread. Many merged.
 

good job the welfare state will look after those in need

Re: The state benefits system mega-thread. Many merged.
 

:) And triple-locked longer into the bargain.

I think the young are to blame for living longer due to their healthy lifestyles, the contentment of owning their own home and their feckless procreation :D.

Re: The state benefits system mega-thread. Many merged.
 

I got no idea if ignition agrees with me on what should be done with working age benefits, but I 100% agree with ignition that there needs to be something done about the special treatment to pensioners, pensions make a huge chunk of the DWP budget, and yet we have a government claiming much smaller budgets the country cannot afford.

My view is that pensioners should get the same treatment as working age sickness benefits, so increases and decreases are linked, and things like heating allowance, free tv licenses scrapped. Also they should be subject to the same housing changes, so bedroom tax and council tax support changes.

The entire benefit system is geared around giving a level of support depending on your age. e.g. the single room rate for housing benefit threshold was pushed to 35 years of age from 25, and I expect in 10 years it will be pushed again to 45 and 10 years later then 55 and so on. The cuts are been aimed at certain age groups, and of course this applies to pensions as well, as those currently funding the current pensioners will not get the same treatment when they retire.

Re: The state benefits system mega-thread. Many merged.
 

Lost for words.. http://www.dailymail.co.uk/news/arti...-expenses.html

Re: The state benefits system mega-thread. Many merged.
 

Bit of a non-story really.

MPs have a credit card they can use for incidentals. They have to square it off every month by justifying the expenditure or it is blocked. seems like a good system to me.

All this is highlighting is that MPs are bad with their paperwork nothing more

Re: The state benefits system mega-thread. Many merged.
 

You are 36 and you assess that there's nothing in this pensions lark for you therefore those who have earned their pension should be fleeced to support your current day benefits? Bit transparent.

Re: The state benefits system mega-thread. Many merged.
 

Very transparent,.My state pension will be exactly the same as everyone else's despite paying in loads more than someone who spent their working life claiming benefits.People rather conveniently forget that JSA and some other benefits pay tax and NA's for claimants

Re: The state benefits system mega-thread. Many merged.
 

The state made a promise to them 'cradle to grave'. To renege on that promise would be shameful.
I'm 47 but I don't expect much or any pension when i retire in spite of paying national insurance. I have been forewarned and am taking steps to provide for myself in retirement unlike people who are pensioners atm.

Re: The state benefits system mega-thread. Many merged.
 

to keep the facts from the public is also

Re: The state benefits system mega-thread. Many merged.
 

I currently claim no unemployment benefits, just get some DLA.

No i dont have the same outlook as you, where #1 comes first.

Someone who is 64 and unemployed would be labeled as a undeserving scrounger by tory ministers but then he turns 65 (or whatever the pension age is) and suddenly he is a well deserving pensioner, what is all that about?

The fact is, if everyone is in austerity together then everyone should be treated the same in terms of cuts etc.

The modern world for the young adult.

zero hour contracts
record house prices in comparison to average income levels
annual reduction of state assistance
university loans that are to be paid back vs grants
lack of new council housing for secure renting.

The average age of shareholders for the multi billion pound company my sister works for is 69 years old, that company has very high demands for profitability, cutting jobs even tho profits are at record levels and also threatened workers with the sack who were not going to vote tory in the just recent election (how is that legal?).

Few people are honest tho, my dad who is now in his 70s admits his generation has had it very easy compared to my generation and the generation before him.

In the past 5 years I have actually donated more than 20% of my earnings and thats with a average income under 20k per annum. I have also gave many 1000s of hours working for charities. Because I know what its like to be working age and with no job. Not the fun and games people claim it is.

Re: The state benefits system mega-thread. Many merged.
 

Indeed.

I receive no benefits whatsoever but I am more than happy for those who need support to receive it.

Yes, these are difficult times for young people but I can't think of a decade when everything was hunky dory - today's 'cushy' pensioners have had their own share of tough times. Do you think they delighted in war or power cuts or luncheon meat or rationing, no double glazing, no wii, no x-box?

As for your Dad, the poor old bloke is probably punch drunk from you moaning about what a tough life you're having...:D

Re: The state benefits system mega-thread. Many merged.
 

Some information regarding expenditure and cuts.

social loans scrapped - the last 7 years of its use were self funded, and 4 of the 7 years were budget surplus by over 6 figures.

2013 figures

state pensions 74.22 billion (close to 50% of total DWP budget). - no cuts
DLA 12billion - apparently unaffordable - cut for working age, pensioners and ex armed forces excluded
ESA 4.8 billion still been targeted for more cuts is less than 10% of pension budget
JSA I think similar to ESA just under 5 billion - (picture is heavily compressed) - targeted very heavily for cuts especially for under 25s

There is of course budgets such as housing benefits which are a complete minefield as its split across all age groups as well as many full time employed people, and a lot of housing benefit expenditure goes into private landlord pockets as well.

Re: The state benefits system mega-thread. Many merged.
 

TBH this has all been done to death in this thread. Its the DLA bit that gets your goat isn't it? ;)

Re: The state benefits system mega-thread. Many merged.
 

actually no.

DLA is often paid to people who have other income, so the changes arent so serious as the ESA/JSA stuff.

Is the changes to housing and unemployment benefits that goats me. so you guessed wrong, you have that mentality that because you are self serving I must be, whilst I have issues with how DLA changes have been managed, I wouldnt have an issue if pensioners and all parts of the country were under the same conditions.

I would say the #1 issue that goats me out of everything perhaps even more than workfare is pensioners currently.

Re: The state benefits system mega-thread. Many merged.
 

JSA has dropped to under 3 billion iirc. No one is interested in the harsh reality of the State pension just wait 5 years the poor and sick will be on pennies and dying and the state pension will have risen again by more than the cuts have saved. The State pensions figures now are 88 billion a rise of over the 12 billion wanted in cuts over 2 years. If this follows in 15 years the state pension will be more than the whole welfare budget is now

Re: The state benefits system mega-thread. Many merged.
 

Not for the first time on this forum I am wrongly accused. In this instance, you call me self serving. How am I self served by supporting pensioners whose income is earned (I am not a pensioner)?; how am I self served by suggesting that benefits need to be targeted toward those in need? (I receive no benefits).

No, it is simply this: there are people who feel their 'predicament' is just not fair and that their situation can be alleviated at the expense of others. In this case, the target is older people. The truly self serving people are those who would bleed their grandmother and grandfather of the modest income that allows them to enjoy their old age with dignity.

It's just as well there are systems in place to protect the defenceless from a youth that expects their needs to be satiated immediately.

Like Ramrod says there is plenty of time for you to provide for yourself if you are concerned about the cost of future pensions and anyway, you never know who might try to take it away from you just when you are relying upon it.

Re: The state benefits system mega-thread. Many merged.
 

:clap:

Re: The state benefits system mega-thread. Many merged.
 

yep I couldnt find more recent figures so just posted those, but as you said the gap has widened.

---------- Post added at 17:04 ---------- Previous post was at 17:02 ----------

we need to get away from all this earned nonsense.

you talk as if no young people earn their income and pay taxes.

you talk as if every single pensioner has worked for the full duration of their working age.

you talk as if what you earned is the most important thing (when it isnt).

Again your post proves you only thinking about yourself, you just said it, you have the belief because you worked hard, then that is more important than everything else.

Re: The state benefits system mega-thread. Many merged.
 

Bimey you really got it in for pensioners ain't ya

You do realise that a lot of these hateful private landlords are using their property to fund their retirement so they aren't so reliant on state benefits.I suppose every shop from Tesco to the local corner shop should be dragged through the mud as well for daring to make a profit off the backs of the unemployed and disabled :rolleyes:

---------- Post added at 18:17 ---------- Previous post was at 18:13 ----------

That is your problem right there ,you see no importance in earning the help the state provides .In your own words it's 'nonesense'

Re: The state benefits system mega-thread. Many merged.
 

bet you they will all take it though

Re: The state benefits system mega-thread. Many merged.
 

Your post has a bearing of such great significance I think it would be rude to rebut it.

Perhaps it should be carved in stone for posterity and for the reader to draw their own conclusions.

In the meantime, shouldn't you be out robbing graves or something?:D

Re: The state benefits system mega-thread. Many merged.
 

Why not. It worked for Ed Miliband. :D

Re: The state benefits system mega-thread. Many merged.
 

Delaney's Donkey (amended) in memory of the late, great Val Doonican:

Now Benefits were a donkey that everyone admired
Particularly the lazy and permanently tired
A leg at every corner balancing its head
And a tail to let you know which end they wanted to be fed :D

Re: The state benefits system mega-thread. Many merged.
 

what percentage of the sick and unemployed do you think are doing it by choice?

Re: The state benefits system mega-thread. Many merged.
 

No leading questions please :sleep:

Re: The state benefits system mega-thread. Many merged.
 

I apologise the question was poor

It should have been how many people on ESA and JSA do you think are work shy and not actually ill or disabled and how many on JSA can not find a job or do you think maybe most of those on ESA are sick and disabled and a good portion on JSA either can not get a job or perhaps a large number actually get a job and some are newly unemployed?

Re: The state benefits system mega-thread. Many merged.
 

No it didn't...

Re: The state benefits system mega-thread. Many merged.
 

I will and with a smile on my face and a tip of my cap.

Re: The state benefits system mega-thread. Many merged.
 

so what really is the issue with the welfare state?

a small portion of those claiming benefits are swinging the lead.They are in the wrong but in all reality they are not that much of a burden on the tax payer. Most people are legit so most of you would say those truly in need should get support this is happening.

Is it jealousy? because the workshy are not going out doing an 8 hour shift often in jobs they hate?

It has to be something unless of course you believe most the people claiming are swinging especially as some here have mentioned that they will happily become members of a group who are a greater burden on the tax payer than the unemployed and sick combined

( not aimed at you Sirius aimed generally)

---------- Post added at 06:51 ---------- Previous post was at 06:41 ----------

The sad fact as I see it is the government have spent 5 years focusing on those claiming leading to the tax payer believing the shirker is taking large sums of money out of their pockets. It is clear to anyone who looks at the figures and reads the reports on estimated fraud figures that this simply is not happening

JSA now is so hard to claim long term unemployed have to show they do 35 hours jobsearch courses and basically jumping through hoops to get their money constantly at risk of sanctions
ESA all the work assessments have become so much stricter leading to so many people being taken off fit for work when they are not
PIP as above
Tax Credits well even workers get these due to the ridicules system we have where people can not earn a living wage

I do really want to know exactly how much they think they are losing to the work shy and why do they harbour such resentment

Re: The state benefits system mega-thread. Many merged.
 

I certainly do not tar everyone with the same brush, there are those in genuine need whilst looking for work and there are those who have never worked and have no intension of working.

I have been very lucky in my life as I have only ever been out of work for a total of about six months. I am looking forward to my retirement and the pensions that will allow me to live a decent life. I do know how hard it can be to find a decent job and the hoops that those who wish to claim are being put through as my eldest lad is out of work at the moment.

I don’t know where we go with the welfare bill but I do know that come retirement I will need to make use of the pensions I have paid into all my life.

Re: The state benefits system mega-thread. Many merged.
 

ultimately all I want is for everyone to realise that out of the tax they pay only a tiny fraction of it goes into the pockets of the shirker but people seem just blinkered to the reality

Re: The state benefits system mega-thread. Many merged.
 

Some people are but surely a statement like that is as much a generalisation as that which you're complaining about.

Re: The state benefits system mega-thread. Many merged.
 

or you could just see it as its directed and that is to the people it concerns

oh and incidentally the lack of the word Some alters my point and the facts nill. What is your view on my point Osem please rather than your opinion of how I wrote it

Re: The state benefits system mega-thread. Many merged.
 

Some figures to back up that assertion would be good.

Re: The state benefits system mega-thread. Many merged.
 

Yes but it works both ways doesn't it. I've lost count how many times around here I've had to make the point that it's only a proportion of those on benefits who abuse the system when I've never claimed anything different. Far too often people complain loudly about negative stereotyping of claimants then do the very same thing when anyone raises a concern or with comments like -

As for the rest of your post, I agree with some of what you say but have made my views known a number of times in this thread already and don't feel the need to do so further.

Re: The state benefits system mega-thread. Many merged.
 

well firstly the figures posted earlier in this thread

220 billion Welfare bill

Government spending 720 billion http://visual.ons.gov.uk/uk-perspect...ces-in-the-uk/ 600 and something of that comes from the tax payer

JSA 2.353 billion
ESA 13.7 billion
so for point of arguement 16 billion
If you add the housing benefit and all the tax credits to this although these are shared between a much wider demograph you come up to 68 billion this figure is higher than what those on ESA and JSA would be claiming but its a figure so lets say 10% of the total tax an ni take goes to those on ESA and JSA way over estimated

So everyone on the sick and unemployed has a maximum total take off the tax payer of 10% of their tax (already a fraction)

So if 50% of all those claiming were to be swinging the lead you get a maximum of 5% the total tax take again massively over estimated
all figures taken from the graph here http://www.dailymail.co.uk/news/arti...12billion.html

Now lets look at the DWPs fraud and error levels

2013/14 are complete

Total 3.4 billion lost in total of which 2.2 was claimant or official error 1.3 % of expenditure 1.2 billion lost to fraud 0.7 % expenditure

https://www.gov.uk/government/upload...al_Release.pdf

Now I am not a mathematician but it is clear to me the very highest lost to the workshy is 5% of the whole tax and NI take down to 0.7 % of 2013/14s welfare bill which is something stupid like 0.15% of the whole take



So I stand firmly by the belief that only a fraction of our tax goes to the work shy

Re: The state benefits system mega-thread. Many merged.
 

You acknowledge that some people are work shy; every penny that goes to those people means someone else in real need is missing out.

Is it wrong that the people who provide the funding (taxpayers) should expect the system to deliver benefit to the right people?

The reason why spongers are resented is, with respect, pretty obvious.

Re: The state benefits system mega-thread. Many merged.
 

I agree totally but I just want it put into proportion and the proportion is tiny and has been blown well out of proportion to fit an agenda

A vast numbers of legitimate claimants are also resented and been treated badly which in my opinion trumps the tax payer

Re: The state benefits system mega-thread. Many merged.
 

By whom?

Re: The state benefits system mega-thread. Many merged.
 

Whoever it is who really pulls the strings in this country. Direct focus on the weak while the strong continue unhindered

It is propaganda all the news about benefit cuts and emergency budget. Seriously for 12 billion ?

All the while the fat cats with their tax loopholes and fingers in pies offering back handers here and there and laughing to the sums of hundreds of billions

Never more has the phrase " The rich get richer while the poor get poorer" been true than it is today

Re: The state benefits system mega-thread. Many merged.
 

It's just as well that money, whilst important, isn't everything.

Re: The state benefits system mega-thread. Many merged.
 

It's a long thread, thank you. :tu:

Re: The state benefits system mega-thread. Many merged.
 

I'll have a crack at answering that .

In my opinion a lot of those claiming disability benefits could actually work,not every ailment needs state support ,I am living proof of that .The problem is that in the past it was so easy to claim that claiming benefits for the slightest health issue became the first option for many because it was the easiest option ,in fact any claim for any benefit should be the last resort when all other options have failed.The government are trying to change the way people see benefits ,it has been pointed out that the overall savings will be comparatively small ,what some people don't realise though is that ,that is only half the reason for the cuts ,the government want to make claiming benefits difficult so people will see it as a last resort,just like it used to be ,that way everyone will benefit .

Re: The state benefits system mega-thread. Many merged.
 

Thank you :)

---------- Post added at 18:15 ---------- Previous post was at 18:14 ----------

feedback?

---------- Post added at 18:15 ---------- Previous post was at 18:15 ----------

when you have very little it is hard not to think about anything else

Re: The state benefits system mega-thread. Many merged.
 

It is this post that sums up the real issue here. The focus of the Tories, the right-wing press, etc. is to target the the poorer sections of society in order to save some of the money the Government requires. The end result of this campaign is a context where reducing benefits for all is acceptable.

The fact that these cuts will impact the people who may need the money as well as the much discussed "scroungers" is just seen as collateral damage. A shame but that's life, right?

Some perspective: Last year, Britain’s financial sector paid out £15bn in bonuses and bonuses paid out in the financial sector have reached £91bn since October 2007. This figure is likely to exceed £100bn by the end of March

Yes, these are BONUSES, money on top of an already high salary .. and the Government is screwing the poor for 12 billion? This is the real problem with our society as John has highlighted ..

Re: The state benefits system mega-thread. Many merged.
 

The governments job is to govern the country not administer bonuses to bankers ,one has nothing to do with the other .

---------- Post added at 19:42 ---------- Previous post was at 19:37 ----------

The end result will be a society that will use the benefit system as it was intended .Like it or not people have to be more accountable for their own lives instead of running to the state when things get a bit tough

Re: The state benefits system mega-thread. Many merged.
 

It has everything to do with government when the things they do to get these bonuses land the country in brown stuff over and over again. Any one else gets found guilty of massive conspiracy fraud and sent to jail, they get fined for miss selling, still what better can we expect when they have the top politicians and their parties bought and paid for

Re: The state benefits system mega-thread. Many merged.
 

I meant in the context of this thread .You could outlaw bankers bonuses as much as you want but you will always have poor people ,you will always have people who think the world owes them a living, you will always have people with a chip on their shoulder against anyone better off than themselves and you will always have people not prepared to help themselves ........but bankers won't get bonuses so all is well .

Re: The state benefits system mega-thread. Many merged.
 

Perhaps if the government were properly regulating that industry instead of bashing the poor and sick this whole mess could've been avoided, banker bashing there's a laugh, they should try being on dla a while then they can moan about bashing.

Btw I actually thought you were talking about bankers for a second there, you described them so well, chip on shoulder, prepared to help themselves, don't like anyone better of than themselves etc etc

Re: The state benefits system mega-thread. Many merged.
 

Which is why it is important to ensure those in need get proper support and those who aren't, don't. If the imbalances of our society need to be rectified, then we have to start somewhere.

The bigger fish will have to await the revolution.

Re: The state benefits system mega-thread. Many merged.
 

That's the problem though as they say they will sort out the bigger fish but we are still waiting......and waiting..... and waiting.

Re: The state benefits system mega-thread. Many merged.
 

lol it wont trickle down . Our whole society is built on greed and the acquisition of material wealth

The consumer get no value for money the cost of living has exploded yet Tescos make hundreds of millions ( even with the BS loss they announce which is not as it seems) Utility companies profiteered and price fixed for years until new companies start to compete with the big 6. All they are interested in is the dividends they can pay the share holder this is arse about face the consumer should have to power

And who do you thinks runs the country? the government ? nah big business bankers the likes of Rothschild who lend the money to countries to continue to be mismanaged . And in the end money is artificial it means nothing but everyone wants it to buy more stuff

Re: The state benefits system mega-thread. Many merged.
 

It may be an inconvenient truth to you but many millions of ordinary people are 'shareholders'. They're taxpayers, consumers and pensioners too and the latter rely on dividends to pay their pensions.

Re: The state benefits system mega-thread. Many merged.
 

Not an inconvenient truth cuz the small shareholder does not even enter my mind. I see I have to specify things a little clearer so little holes are picked and the bigger picture missed

---------- Post added at 11:00 ---------- Previous post was at 10:59 ----------

Ok clarified my point a little

Re: The state benefits system mega-thread. Many merged.
 

What's a 'small shareholder' then and what's that got to do with it?

You don't have to own shares directly to be reliant on the dividends paid to private pension funds and very many ordinary people are in that situation never having bought shares in their lives. Do they not enter your mind either or are they fair game? It's another of those stereotypes which seeks to portray all shareholders as rich cigar smoking, caviar eating and champagne quaffing fat cats.

Re: The state benefits system mega-thread. Many merged.
 

See plenty of stereo typing in this thread . Cameron even said himself you are either a worker or a shirker

Pick apart what I say by all means any chance of any feedback on the figures and evidence I have posted showing how much I believe the so called shirker actually takes from the tax payer ???

If you think the system as it stands is working then fair play to ya

Re: The state benefits system mega-thread. Many merged.
 

You're fixated with 'shirkers', I'm not and I've already told you I'm not going over old ground again for your benefit - read this thread from the start if you want to know what I think.

You referred to shareholders and now can't even clarify what you're talking about. It's all very well banging on about Tesco and shareholders as if they're dirty words but it serves your argument no good because it's the same old simplistic nonsense and stereotyping we've all heard a million times before. You take exception to unfavourable stereotyping but indulge in it yourself whenever it suits. You're argument would be stronger if you avoided doing it.

Anyway those are my last words to you on this subject.

Re: The state benefits system mega-thread. Many merged.
 

As they say on Strictly ... A-May-ZING. ;)

Re: The state benefits system mega-thread. Many merged.
 

Bad pennies have a habit... :D

Re: The state benefits system mega-thread. Many merged.
 

Knew I gave myself away should never had joined in here. Also forgot to turn my vpn on a couple of times but didn't know if my customer number had changed with new contracts

So what happens now ? Banned again or what ? already decided or debate needed?

Re: The state benefits system mega-thread. Many merged.
 

Why keep coming back if you don't like it?

Re: The state benefits system mega-thread. Many merged.
 

Masochism? :D

Re: The state benefits system mega-thread. Many merged.
 

No debate is required, you made sure of that with your rant last year.
The team have instructions to ban you immediatly your id is confirmed.

Everyone move on now please, back to the subject at hand.

Re: The state benefits system mega-thread. Many merged.
 

Tesco's want you to donate food to feed people in the UK
http://foodcollection.tesco.com/#together

What we really need is aid and food from America and such.
all the countries around the world can send the UK all their unwanted clothes and bric a brac.

Re: The state benefits system mega-thread. Many merged.
 

if you shop at tesco you can't afford to give anything away ;)

Re: The state benefits system mega-thread. Many merged.
 

LOL I thought that was Aldi and Lidl :)

Re: The state benefits system mega-thread. Many merged.
 

i mean because tesco is expensive -and i do shop at aldi

Re: The state benefits system mega-thread. Many merged.
 

Don't they do the cheap plain stripey stuff anymore?

I don't suppose you've noticed that the noodles you add hot water to are gooey mush now compared to before?

Re: The state benefits system mega-thread. Many merged.
 

The Lidl ones are OK. :p:

Over 50% of the population are on some kind of state benefit. Perhaps if that was substantially reduced then those who really need it might not feel the pinch so much.

Re: The state benefits system mega-thread. Many merged.
 

The Aldi ones were perfect. then all of a sudden when you do them now they just end up as gooey mush.

What the noodles?
10p would be good.

Re: The state benefits system mega-thread. Many merged.
 

[QUOTE=Gary L;35786796]The Aldi ones were perfect. then all of a sudden when you do them now they just end up as gooey mush.


maybe its bad water ;) or operator error

Re: The state benefits system mega-thread. Many merged.
 

The same 300ml of boiling water and a microwave.

You've got me thinking now though because I always used to do them in a pastic measuring jug. and I use a glass one now. I checked that 300ml is the same on both. they are.

so it could be the glass that's making them gooey!

Re: The state benefits system mega-thread. Many merged.
 

maybe the mains power is now slightly higher or lower and you are overcooking/under-cooking them in the microwave

Re: The state benefits system mega-thread. Many merged.
 

I'll try with the plastic before I get my multimeter and hammer out :)

Re: The state benefits system mega-thread. Many merged.
 

what do we think will happen this week then?? 24k maximum a year for benefits. tax credits completely changed apparently!

Re: The state benefits system mega-thread. Many merged.
 

Well within 72 hours some will know their fate that's for sure.

Re: The state benefits system mega-thread. Many merged.
 

what are your predictions den?? i always see articles with tax credits at the top in terms of most money spent on "unprotected" benefits since child benefit and some others seem safe

Re: The state benefits system mega-thread. Many merged.
 

Tax credits will be hit massively that's for sure , the housing benefit cap will come down , some sickness/disabled benefits are likely to be hit as well , inheritance tax will be raised and probably there are quite a few other things in the mix as well Vince.

Re: The state benefits system mega-thread. Many merged.
 

As I understand the thrust is to make employers pay better wages so that the state doesn't need to supplement them with expensive benefits. What's the problem with that?

Making the poor pay taxes so the state then gives them back the money they should have kept in the first place is just daft. Get the state off the peoples backs.

Re: The state benefits system mega-thread. Many merged.
 

Totally agree ,the main problem with tax credits though is the potential debt they can leave already hard up families ,the whole tax credit system needs abolishing or changing completely ,scrapping the minimum wage in favour of a living wage would be good though

Re: The state benefits system mega-thread. Many merged.
 

Yes one would hope that employers would make up the shortfall in peoples salary's but thats a very big if in my book.

Re: The state benefits system mega-thread. Many merged.
 

Might be trickier than it sounds given how many of that 50% are either in work and having derisory wages topped up to pay extortionate rents or retired.

Re: The state benefits system mega-thread. Many merged.
 

Rather enjoyed Brighty's cartoon in my redtop today:

http://www.cableforum.co.uk/board/at...2&d=1436171562

Paywall linky

Last two items bottom right. :LOL:

Attachment 26232

Re: The state benefits system mega-thread. Many merged.
 

Just out of interest, where would all this money come from?

Not all businesses make huge profits you know.

Small businesses with few employees would get rid of staff, I know I would.

Re: The state benefits system mega-thread. Many merged.
 

Well they could try putting their prices up but then they'd have the same very same people complaining about the cost of everything going up... :spin:

Re: The state benefits system mega-thread. Many merged.
 

Exactly!

Re: The state benefits system mega-thread. Many merged.
 

Well GO and DC seems to think employers will take the strain and raise workers wages to cover the tax credit shortfalls but those statements are full of if , buts and maybes be it whether it is a smaller firm or even the larger ones to whether they will raise their workers salaries to make up for this.

Re: The state benefits system mega-thread. Many merged.
 

Well someone will have to pay. More profitable companies may be able to absorb the cost but you can't pay staff out of losses for very long (unless you're in Greece lol) so in respect of those companies struggling to survive, either the ranks of the unemployed will be added to or we'll have to pay more for our goods and services.

Re: The state benefits system mega-thread. Many merged.
 

Loads of businesses will make redundancies.
Loads of people will pack in their jobs.
Loads of businesses will close.

Re: The state benefits system mega-thread. Many merged.
 

Let us not forget that there is a Budget coming up.....


https://www.youtube.com/watch?v=BI7fudmO7FY

Re: The state benefits system mega-thread. Many merged.
 

Hmm, this doesn't sound good.

David Cameron open to idea of workers saving up to fund own sick pay.

http://www.theguardian.com/politics/...d-own-sick-pay

IDS must have something big on Camoron.

Re: The state benefits system mega-thread. Many merged.
 

From the article When I had a mortgage, I always had a policy that paid the mortgage if I was sick, unemployed, or died - it's quite common..

Re: The state benefits system mega-thread. Many merged.
 

Will the living wage be worth £9 in five years time!

Re: The state benefits system mega-thread. Many merged.
 

Unfortunately the banks did much to discredit such insurance with their own PPI scandals.:(

Re: The state benefits system mega-thread. Many merged.
 

Us too. Seemed like a perfectly sensible thing to do...

---------- Post added at 15:07 ---------- Previous post was at 15:01 ----------

Yes and now we're heading towards the point where nobody will be keen to give advice about anything for fear of being sued or otherwise held accountable if it goes wrong 10 years down the line...

Re: The state benefits system mega-thread. Many merged.
 

No, because the inevitable price increases because of ......... the living wage.

Re: The state benefits system mega-thread. Many merged.
 

And trust is hard to win back after a plethora of scandals some which are still ongoing.

Re: The state benefits system mega-thread. Many merged.
 

Well, with inflation at around 0 to 1%, and expected to stay there for the next couple of years, yes.....

---------- Post added at 17:14 ---------- Previous post was at 17:12 ----------

So we should have the insane situation where low salaries are topped up by the Government, at a time when business profits are at their highest levels in two decades?

http://www.telegraph.co.uk/finance/c...e-economy.html

Re: The state benefits system mega-thread. Many merged.
 

Or perhaps we're heading to a point where no one will give misleading, fraudulent advice just to line their own pockets for fear of being found out ten years down the line and then being held accountable for it

Re: The state benefits system mega-thread. Many merged.
 

Isn't that what National Insurance is for?