Virgin Credit Card

[superbiatch]

I've just taken out a new credit card with Virgin and transferred a balance to it - they've also gave me a whopping credit limit which will be getting reduced right down tomorrow to save temptation :erm:

But i can't find anywhere within the paperwork what the minimum monthly payment is (5%, 3% etc). I like to budget to always pay the minimum, and a bit on top but without knowing this I can't plan. Does anyone know?

Thanks in advance :)

[BenMcr]

Doing a search online says it's 3%

[superbiatch]

Doing a search online says it's 3%

Thanks Ben - why didn't i just think of that?! :rolleyes:

:tu:

[LSainsbury]

It also tells you in your online account management - well it does on mine.

[Russ]

Just a heads-up, you probably knew this anyway but it never harms to post a reminder.... http://www.independent.co.uk/money/loans-credit/card-users--dont-pay-the-minimum-418209.html

[superbiatch]

Just a heads-up, you probably knew this anyway but it never harms to post a reminder.... http://www.independent.co.uk/money/loans-credit/card-users--dont-pay-the-minimum-418209.html

Thanks for that Russ :tu:

At the moment I'm keeping my head above water by juggling debts and making sure everything gets paid. It helps that my mortgage reduced by over £120 a month, but as quick as it reduced, everything else went up! In one hand and out the other eh :rolleyes:

Still, life is a whole lot easier now than a few years back ;)