Quote:
Originally Posted by denphone
We don't use them as we only like to spend money that we have got.
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I use 1 most of the time but i pay off in full with my own money each month as it is a good thing to do for the credit rating and when purchasing items online a CC is also very good for protection.
But i do agree for the people who would not pay off a CC each month then a CC is a bad idea.